                StockPiler Readme File

Thank you for choosing StockPiler. This file provides
details regarding your product license and registration.

Demo/Shareware Package 

Before installing StockPiler, please obtained a free Demo 
version (StockPiler Demo Package) marked "StockPiler Demo Package",
or "stockP40.zip" via internet download, directly from Spread
Systems,Inc., from Shareware, or otherwise. Totally evaluate this
true working demonstration package of StockPiler for suitability
and system compatibility before obtaining licensed copies of
StockPiler. Due to copyright laws, Spread Systems, Inc. does not
offer refunds.

This Demo version of StockPiler affords you all features. You may
add up to ten (10) stock and/or options trades; five-open, five archived.
In order to append beyond ten records, you must register for licensed
copies of StockPiler, by visiting our website at www.spreadsystems.com.

CONTENTS OF THIS README FILE

  A. About StockPiler:- Features

  B.   Contacting Spread Systems, Inc.
      - Electronic Access
      - By Telephone
      - Mail

  C.   Ordering Information

  D.   System Requirements
       Installing
       UnInstalling

  E.   Product License Agreement

  F.   Important Options Information 
 _____________________________

A. About StockPiler:- Features

StockPiler is a Windows 95/98 database software program for storing,
managing and organizing executed stocks and options trades for
portfolio management, and IRS Schedule D-1 generation. 

Features include:

* Store thousands of stocks and/or options executions (trades) 
* Directly print IRS Schedule D-1 forms 
* StockPiler's Report Manager features nineteen different additional reports,  
  each of which is presented in either full or summarized formats 
* Personalized database of your favorite website URL's to convenient internet   
  access for quotes, news and information. One mouse click displays and immediately   
  accesses your favorite URL. 
* Update prices of your open trades from your website information. StockPiler  
  shows your current portfolio market value (including or excluding closed or  
  archived trades totals). 
* Show your cash available and net liquadating balances.
* View Buy Side, Sell Side (and Profits/Proceeds) of each trade together,   
  regardless of when each side was executed. 
* List views of select individual stocks, options, (both combined), open trades,   
  all trades, trades pending broker confirmation, archived trades, more... 
* Live view of net revenue and net commissions, of your entire portfolio, or of   
  select individual stocks and/or options. 
* StockPiler manages options assignments and exercises. Simply enter 'E' for   
  exercise, or 'A' for assignment of your long or short options. StockPiler   
  searches the database for your long or short stock positions, then matches  
  call exercises with existing short stock positions, short put assignments with  
  short stock positions, short call assignments with long stock positions, etc. 
* StockPiler calculates net revenues and commissions according to your pre- 
  inputted  broker-based commission rate schedule. Any discrepancies in your  
  broker's reported totals will be evident once you've received and entered your 
  official broker confirmation totals. 
* Archive closed out (resolved) trades to a separate (archive) file with the  
  click of your mouse. 
* Easily bring archived trades into view for editing, deleting 
* StockPiler manages split trades. Example buy 100, 300, 100, 400, 200 shares 
  on different days, but sell 1100 block shares. StockPiler pairs each individual
  open buy trade, splits and proportions commissions and fees.


B. Contacting Spread Systems, Inc.

-- ELECTRONIC ACCESS:
    Internet E-mail:        info@spreadsystems.com
    World Wide Web:         http://www.spreadsystems.com 
                       
-- BY TELEPHONE:
    (504) 314-6304
  
-- By Snail Mail:
    Spread Systems, Inc.
    PO Box 13224
    New Orleans, LA 70185


C. Ordering Information 

1. To order licensed copies of StockPiler, please visit our website: 
   www.spreadsystems.com. Secure credit card order link is provided
   through Spread System's order taking service.

2. If you have used the Demo Version of StockPiler, and would like
   to continue using your trades database files (trading.dbf) and
   (tarchive.dbf) in your licensed versions of StockPiler, copy these
   files from the "StockPiler Demo\Tables" folder to "StockPiler\Tables"  
   after installing your licensed version of StockPiler. This overwrites
   the empty files in the newly installed registered versions. The
   StockPiler Demo folders may then be deleted. 


D. System Requirements

MINIMUM SYSTEM REQUIREMENTS
------------------------------------------------------------

* A personal computer with a 166MHz or faster CPU 
* Microsoft Windows 95 or Windows 98 operating system
* 16MB RAM
* 20MB hard drive free space
* A VGA or higher resolution monitor and graphics adapter
* Mouse or other pointing device
* If installing from a CD you also need a CD-ROM drive and
  at least 20MB free space on your hard disk drive.


1. To install StockPiler, double click on the zip file "stockP40.zip",
   then double click on 'Setup.exe' (Application) and follow
   the prompts.

2. To UNinstall StockPiler in its entirety. (Click 'Start' on the
   Windows Task Bar, then Settings - Control Panel - 
   Add/Remove Programs). Pls. Note: if you have created desktop icons,
   these will not be UNinstalled. They must be physically removed.


E. StockPiler Demo (Shareware) End-User License Agreement

Please Read Carefully:

1. GENERAL

This End-User License Agreement (EULA) is a legal agreement 
between you - an individual and Spread Systems, Incorporated 
for use of the software product - StockPiler. By installing, 
copying, downloading or otherwise using StockPiler you agree to 
be bound by this EULA. If you do not agree to the 
terms of this EULA as described herein:

   DO NOT INSTALL ANY PARTS OR COMPONENTS OF THIS
   PROGRAM. CANCEL INSTALLATION PROCESS AND DELETE ALL 
   StockPiler-RELATED FILES FROM YOUR COMPUTER.

2. SOLICITATION

StockPiler is not to be construed as an offer or solicitation 
of an offer to buy or sell stocks, options or other 
derivatives or securities. Further, trades, strategies, 
speculations, or executions presented or discussed by 
StockPiler are not recommendations or suggested, specific 
or otherwise investment, hedge, trading, defensive, or 
any other financial strategies.

StockPiler is database tool intended to assist individuals 
in managing and organizing their trades executions. STOCKPILER 
IS NOT INTENDED TO PROVIDE TRADING OR INVESTMENT ADVICE. 

3. OTHER RIGHTS AND LIMITATIONS

* Sale. You may not sell StockPiler.
* Lease. You may not rent or lease StockPiler.
* Transfer. You may freely transfer StockPiler (Demo) to another
  party only if that party agrees to accept the terms of this EULA.
* Decompilation, Disassembly, Reverse Engineering. You may
  not decompile, disassemble, reverse engineer, alter, adapt,
  merge this product without written consent from Spread Systems, 
  Inc. Database tables as contained in their source sub-folder 
  "Tables" may be appended, edited or otherwise manipulated 
  provided that they first be copied from their source to 
  another folder, and that the names be changed. 
  Inasmuch, neither Spread Systems, Inc. nor its suppliers will
  be responsible for damages, or losses of any kind.
* Separation or Addition of Components. StockPiler is a single 
  complete product. You may not add, detach, or separate any of
  its components, except for its table files as described above.
* Services and Support. Spread Systems, Inc. may provide 
  support for general usability of StockPiler. Spread Systems, Inc. 
  is not obligated to provide technical support on the subjects 
  of OPTIONS or STOCKS.

4. COPYRIGHT

All title and copyrights in and related to StockPiler (including
but not limited to tables, images, text, help files, libraries, 
photographs, audio, applets incorporated into the software 
product), accompanying printed materials and any copies of the 
software product or its components are owned by Spread Systems,
Inc. or its suppliers.

5. U.S. GOVERNMENT RESTRICTED RIGHTS

Use, duplication or disclosure by the Government is subject 
to restrictions as set forth in subparagraphs (a) through (d) 
of the Commercial Computer-Restricted Rights clause at 
FAR 52.227-19 when applicable, or in subparagraph (c) (1) (ii)
of the Rights in Technical Data and Computer Software clause 
at DFARS 252.227-7013, and in similar clauses in the NASA AR 
Supplement. Contractor / manufacturer is Spread Systems, Inc., 
PO Box 13224, New Orleans, LA 70185.


6. DISCLAIMER AND LIMITATION OF LIABILITY

Spread Systems, Inc. does not make or give any representation 
or warranty with respect to the usefulness or the efficiency 
of this product. It being understood that the degree of success 
with which equipment, software, modifications, and other materials 
can be applied to data processing is dependent upon many factors, 
many of which are not under the control of Spread Systems, Inc.  

ACCORDINGLY, STOCKPILER IS PROVIDED TO YOU 'AS IS' WITHOUT 
WARRANTY. NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING NO 
WARRANTIES OF MERCHANTABILITY, TITLE, FITNESS FOR A PARTICULAR 
PURPOSE, OR NON-INFRINGEMENT IS PROVIDED REGARDLESS OF WHETHER 
OR NOT SPREAD SYSTEMS, INC. IS AWARE OR HAS REASONS TO BE AWARE 
OF YOUR NEEDS.  THIS SOFTWARE PRODUCT IS PROVIDED GRATUITOUSLY 
AND, ACCORDINGLY, SPREAD SYSTEMS, INC. SHALL NOT BE LIABLE 
UNDER ANY THEORY FOR ANY DAMAGES SUFFERED BY YOU.  SPREAD 
SYSTEMS, INC. WILL NOT SUPPORT THIS SOFTWARE AND IS UNDER NO 
OBLIGATION TO ISSUE UPDATES TO THIS SOFTWARE. IN ADDITION, 
NEITHER SPREAD SYSTEMS, INC. NOR ANY OTHER PERSON WARRANTIES 
THAT STOCKPILER WILL RUN UNINTERRUPTED OR ERROR-FREE.  YOU ARE 
SOLELY AND ENTIRELY RESPONSIBLE FOR YOUR USE OF STOCKPILER.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, NEITHER 
SPREAD SYSTEMS, INC. NOR ITS SUPPLIERS SHALL BE LIABLE FOR 
(a) INCIDENTAL, CONSEQUENTIAL, SPECIALOR INDIRECT DAMAGES 
    OF ANY SORT, INCLUDING, WITHOUT LIMITATION, ANY LOSS 
    OF PROFITS, LOST SAVINGS OR OTHERWISE FINANCIAL LOSS, 
    DAMAGE TO DATA, WHETHER ARISING IN TORT, CONTRACT OR 
    OTHERWISE, EVEN IF SPREAD SYSTEMS, INC. HAS BEEN INFORMED 
    OF THE POSSIBILITY OF SUCH DAMAGES, OR FOR 
(b) ANY CLAIM BY ANY OTHER PARTY. SOME STATES DO NOT 
    ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR 
    CONSEQUENTIAL DAMAGES, SO THIS LIMITATION AND EXCLUSION 
    MAY NOT APPLY TO YOU.  
(c) COOKIES: WEBSITE ADDRESSES OR URL'S INCLUDED IN THIS 
    PROGRAM ARE PROVIDED AS COURTESY AND/OR EXAMPLES OF HOW
    TO USE THIS PROGRAM. SPREAD SYSTEMS, INC. DOES NOT ENDORSE,
    SUPPORT, ADVOCATE, OR RECOMMEND ANY OF THESE WEBSITES OR
    THEIR CONTENTS. FURTHER, SPREAD SYSTEMS WILL NOT BE LIABLE
    OR RESPONSIBLE IN ANY WAY FOR DAMAGES, OR HARD DRIVE CAPACITY
    CONSUMED BY INTERNET COOKIES.

TAX CONSIDERATIONS: 
Tax assessments or liabilities are not taken into consideration 
by StockPiler. See your appropriate financial professional for tax 
advice. The data printed on IRS Schedule D-1 forms by this program
result solely from your input.

Further, reports produced by StockPiler are based solely on 
your inputs, and in no way are representative, indicative, or 
otherwise suggested or recommended capital gains or other tax 
liabilities. Spread Systems, Inc. shall not be responsible, or 
liable in any way regarding any issues involving taxes.


This EULA constitutes the parties' final, complete and exclusive 
EULA with respect to StockPiler.

This EULA may only be modified or amended in writing, signed by 
you and Spread Systems, Incorporated.

------------------------------------------------------------

F. Important Information on Options

Options involve risk, and are not suitable for all 
traders/investors. You could lose all of your investment 
and more. IT IS IMPORTANT THAT YOU READ AND UNDERSTAND ALL 
RISKS ASSOCIATED WITH THE PURCHASE OR SALE OF OPTIONS. It 
is recommended that you read and understand as a minimum,
the publication "Characteristics and Risks of Standardized 
Options" available from your broker or from the Chicago 
Board Options Exchange (1-800-OPTIONS), prior to the initial 
purchase or sale of options.  
 

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