			INSTALLATION INSTRUCTIONS

First make sure all applications except Program manager and File manager are not
running. This can be done by double clicking on the desktop and displaying Task manager.
It will display all active applications. Remove others as they may interfere with the install
process. Same rules apply to networks.

Place disk in correct drive and go to File manager. Select the appropriate floppy drive and
click on the Setup.Exe filename. The program will self install. If the program prompts you
that a file is in use, press the Ignore command button. Unless otherwise noted, use the
default directory in the set-up process. 

In addition, if install problems persist, we have dos install programs for all applications.    

Tips:	When entering the program for the first time, It is recommended that the entire
Help file be reviewed. The System Defaults should also be set before using the program.
Once set, these parameters will continue until changed by the user.

			AVAILABLE PRODUCT INFORMATION
	
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Product name:	Discounted Cash Flow Analyst

Version:	2.5*  

Zipped:		dcfa2_5.zip

Language:	Visual Basic for windows

Category:	Finance / Real Estate

General Use:	Multiple document interface real estate analysis package. This is a fully
functional real estate analysis tool to ascertain value for income producing properties.
Uses the industry standard net present value income and reversion analysis on a net
income, equity and after tax net/equity basis. Compare these values with a direct
capitalisation summary to pinpoint all aspects of property valuation.  Multiple levels of
detail for income and expenses inputs. Adjust level of detail to type of property being
analysed.  Program supports numerous user defined defaults along with various graph and
print output. A necessity for the sophisticated investor, broker or lender. 

Registration Fee:	$69.95
__________________________________________________________________

Product name:	Land Extractor

Version:	2.4*

Zipped:		lextr2_4.zip

Language:	Visual Basic for windows

Category:	Finance / Real Estate

General Use:	Multiple document interface real estate analysis package. Quickly extracts
land value from improved sales using cost and residual techniques. Works with all types of
properties. Numerous user defined defaults with strong graph and print output. A
necessity for the real estate appraiser and consultant. 
  
Registration Fee:	$59.95
__________________________________________________________________


Product name:	Cash Flow Modeler

Version:	3.4*

Zipped:		cshflw3_4.zip

Language:	Visual Basic for windows

Category:	Finance

General Use:	Excellent finance tool for cash flow analysis. Use net present value, internal
rate of return and modified internal rate of return functions to analyse any income stream
paid monthly, quarterly, semi-annual or annual. Save work to file, work on a before and
after tax basis and solve for partial amortisation. Program supports numerous user defined
defaults. Great for mortgage or income discounting, lease analysis or just about any
income stream scenario. 

Registration Fee:	$15.95

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Product name:	Time Value Modeler

Version:	3.3*

Zipped:		tmval3_3.zip

Language:	Visual Basic for windows

Category:	Finance

General Use:	Excellent tool to solve for the standard six functions of the dollar and other
derivative financial functions. Solve for just about any time period including daily,
monthly, quarterly, semi-annual and annual periods. Program supports numerous user
defined defaults along with inter-period payment scenarios and beginning and end of
period payments. 

Registration Fee:	$12.95
__________________________________________________________________

Product name:	Mortgage Modeler

Version:	2.2*

Zipped:		mtgem2_2.zip

Language:	Visual Basic for windows

Category:	Finance

General Use:	Multiple document interface mortgage analysis package. Calculates
differing loan payment ranges and accompanying amortization tables. Allows comparison
of differing loan scenarios to find the best available choice. Solve for unknown 
payment, interest rate and payment number. Program supports numerous user defined 
defaults for categories. Product also ships with a conventional loan qualifier using
Front and back end ratios. Save client information and amortization tables to file.
Good on-line help file. 

Registration Fee:	$29.95


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Product name:	Loan Tracker

Version:	1.0*

Zipped:		lntrk1_0.zip

Language:	Visual Basic for windows

Category:	Finance

The loan tracker is a multiple document  interface package that allows the
tracking of both fixed and variable rate mortgages. Review interest 
paid and save or print loan payment histories. Program supports numerous
user defined defaults for initial loan setup. Save client and servicer
information to file. Good on-line help file.

Registration Fee:	$19.95


* Latest versions as of 2/95

The help files included with all of these products contain a registration form and a detailed
windows help systems. 

Special Note: All financial functions used in our products are written by Tierra Software
Systems and are not imported from a "black box" dll or other mode. We are always
interested in user input regarding ideas that can improve on the quality and usefulness of
our applications. However, no implicit guarantee is made as to the reliability of said
functions. You may reach Tierra Software Systems at:



The latest versions of all shareware applications can be found at ftp "cyberspace.com" in
directory "pub\archive\tierra".


				Tierra Software Systems
				P.O. Box 30103
				Seattle, WA  98103		 
				Sales : (800) 520-9579	
				tierra@cyberspace.com	

