          
          
          
                     PUTTING YOUR IRA OR PENSION PLAN
                      INTO INTERNATIONAL INVESTMENTS
          
               U.S. law requires that assets in pension plans be
          physically held by a trustee in the United States. 
          Foreign investments are possible, provided that either
          the share certificates are held by the trustee, or that
          the foreign brokerage account is held in the name of
          the pension plan, and cash withdrawals can only be made
          by the U.S. trustee
               Until now, this has been difficult to accomplish,
          because most U.S. trustees have not wanted to do the
          extra paper work involved, nor have many foreign
          institutions understood the special requirements for
          U.S. pension plans.
               A solution to these problems has been created by
          International Financial Consultants of Rockville,
          Maryland.  Using the services of the venerable Delaware
          Charter Guarantee and Trust Company.  Delaware Charter
          was founded in 1899 and now manages over US$8.5 billion
          in trust assets, the largest of any non-deposit U.S.
          trust company.  However, they will not offer their
          services directly, but only through intermediaries.
               Michael Checkan and Glen Kirsch of International
          Financial Consultants have created an offshore
          retirement fund package in which IFC handles all the
          year-end currency conversion accounting required by IRS
          rules, and Delaware Charter compiles the annual reports
          to the IRS.  They are well known in the financial
          newsletter industry and at one time or another have
          been recognized as a "recommended vendor" by many of
          the writers in the newsletter industry.  The
          principals, Michael Checkan and Glen Kirsch have been
          in the foreign exchange business for a combined total
          of 50 years.
               For further information write to International
          Financial Consultants Inc., Suite 400A, 1700 Rockville
          Pike, Rockville MD 20852 and ask for information on the
          offshore retirement fund service.
          
          
          
