                           Handicap Information
                           --------------------

  Handicap Index:

      The formula used by GolfClub to produce the Handicap Index has
      been revised to provide results that should match the Handicap
      Index provided by both the United States Golf Association and
      the Royal Canadian Golf Association.
      -------------------------------------------------------------

  Differentials:

      The Handicap Index is determined based on the differentials
      from a selected number of 18-hole rounds the Golfer has played.
      The criteria for selecting these differentials is as follows:

      Number of       Differentials
      Rounds          Used
      ~~~~~~~~~       ~~~~~~~~~~~~~
      1-4      ----   No Index calculated if less than 5 18-hole rounds
      5        ----   Lowest 1 of all 18-hole rounds
      6-7      ----   Lowest 2 of all 18-hole rounds
      8-9      ----   Lowest 3 of all 18-hole rounds
      10-11    ----   Lowest 4 of all 18-hole rounds
      12-13    ----   Lowest 5 of all 18-hole rounds
      14-15    ----   Lowest 6 of all 18-hole rounds
      16-17    ----   Lowest 7 of all 18-hole rounds
      18       ----   Lowest 8 of all 18-hole rounds
      19       ----   Lowest 9 of all 18-hole rounds
      20       ----   Lowest 10 of all 20 18-hole rounds
      21+      ----   Lowest 10 of LAST 20 18-hole rounds

      Note that when a Golfer has 21 or more rounds of 18 holes, the
      lowest 10 differentials from the last 20 rounds are used.  The
      "last 20 rounds" are based on the last twenty 18-hole rounds
      entered into the GolfClub database.  For this reason it is VERY
      IMPORTANT that Game Records be entered in the order they were
      played (by date).  9-hole rounds are recorded but not used in
      handicap computations however they ARE INCLUDED in all the stats.

      Differentials are determined by the following method:

      When the Gross Score is higher than the Course Rating, the
      Course Rating is subtracted from the Gross Score.  When the
      Gross Score is lower than the Course Rating, the Gross Score
      is subtracted from the Course Rating.  The next step is to
      multiply 113 by the figure from the above calculation then
      dividing that figure by the course Slope.  This figure is
      carried to ONLY ONE decimal place WITHOUT ROUNDING.

      Example:  A Golfer shoots a Score of 86 on a course with a
                Rating of 71.5  The Rating of 71.5 is subtracted
                from the Score of 86 giving a result of 14.5

                113 is multilpied by 14.5 giving a result of 1638.5
                This is divided by 133 producing a Handicap Differential
                for this game of 12.3

                   113 x 14.5 = 1638.5  = 12.3  (Differential)
                                
                                  133

      GolfClub automatically determines the Handicap Differential for
      each game at the time it is recorded and saved in the database.
      ----------------------------------------------------------------

  Course Handicap:

      A Golfer does not play off his/her Handicap Index.  Rather a
      Course Handicap must be determined using the following method:

      Multiply the Handicap Index by the Slope value of the
      course being played and divide by 113.  The resulting
      figure is ROUNDED to the nearest whole number (.5 is
      rounded upward).

      Example:  A Golfer with a Handicap Index of 11.7 playing
                on a course with a Slope value of 133

      11.7 x 133 = 1556.1  = 13.7 (round to 14 for Course Handicap)
                   
                    113

      To obtain the Slope value of a Course, contact the Club Pro or
      Manager.  In many cases, both the Slope and Rating are listed
      on the score card provided by the Club.

      When adding a Game Record to the database, GolfClub will always
      automatically determine the Course Handicap for that round (if
      the golfer has an established Handicap Index).

      To get a quick Course Handicap use the "Quickie" option under
      the HANDICAP heading at the Main Menu.
      --------------------------------------------------------------

  OverAll Differential:

      The figure shown as a Golfer's OverAll Differential is based on
      the Golfer's Handicap Index.  This figure can be used to measure
      improvement over days, weeks, months, most improved Golfer, etc.
      It is updated after each new 18-hole game is added to the database.
      After you have recorded 5 18-hole games, make a note of your
      OverAll Differential then compare it to the revised figure after
      your record additional games (if it gets lower, you're improving).
      ----------------------------------------------------------------

  Other:

      The Handicap Index provided by GolfClub is not to be considered as
      ones "official" Handicap Index.  It is NOT to be used in place of a
      Handicap Index provided by the U.S.G.A. or the R.C.G.A. when you
      are entering tournaments.  The Course Handicap provided by GolfClub
      should match that provided by the U.S.G.A. and the Royal Canadian
      Golf Association (provided the same Slope and Handicap Index values
      are used).
      ------------------------------------------------------------------

  NOTE:

      It is IMPORTANT that Game Records be entered in the order they
      were played (by date) to insure accurate Handicap Index results.


      This document may be printed by typing:  COPY HANDICAP.TXT PRN


                       < End Of HANDICAP.TXT >
