















                             MarketPLUS User Guide
                                 (Version 2.1)
                       "Support the SHAREWARE Concept!"


                    Copyright (C) 1987-93, F2S Enterprises
                              All Rights Reserved



                            VOICE: (713) 471-7998
                              FAX: (713) 471-7220


                                 January 1993
























                                      i

         Contents

         MarketPLUS Shareware License Agreement                     iv
         About This Shareware Version                               vi
         About This Manual                                         vii
         Before Installing MarketPLUS                             viii

         Chapter 1 What is MarketPLUS?                             1-1

         Chapter 2 Installation & Setup                            2-1
               2.1 Installation                                    2-1
               2.2 Setup                                           2-3
               2.3 A Word For Mouse Users                          2-5
               2.4 A Word For Non-Mouse Users                      2-5

         Chapter 3 Getting Started: A Quick Tour                   3-1
               3.1 Activate the Program                            3-1
               3.2 Verify Correct Configuration                    3-1
               3.3 MAIN MENU                                       3-1
             3.3.1 TABULATE/PRINT/SORT PRICES Option               3-2
             3.3.2 VIEW CHARTS AND TECHNICAL INDICATORS
                   Option                                          3-4
             3.3.3 DATA FILE MAINTENANCE Option                    3-7
               <1> CREATE A NEW FILE FOR INVESTMENT DATA Option    3-7
               <2> CORRECT DATES/PRICES Option                     3-8
               <3> BACKUP OR DELETE ENTIRE DATA FILES Option       3-8
               <4> ADJUSTMENT FOR DIVIDEND, SPLITS OR
                   CAP.  GAINS  Option                             3-8
               <5> ADD NEW INVESTMENTS TO AN EXISTING FILE Option  3-8
               <6> DELETE AN INVESTMENT FROM AN EXISTING FILE
                   Option                                          3-9
               <7> CHANGE DEFAULT DATA DRIVE Option                3-9
               <8> RETURN TO MAIN MENU Option                      3-9
                   Data File Maintenance Practice Session          3-9

         Chapter 4 Technical Indicators & Graph Settings           4-1
               4.1 A Word about Technical Indicators               4-1
             4.1.1 Charts                                          4-2
             4.1.2 Straight Lines                                  4-3
             4.1.3 Moving Averages                                 4-3
               4.2 GRAPH SETTINGS Option                           4-4
             4.2.1 Primary Indicator Screen Settings               4-5
               <A> Index Overlay                                   4-5
               <B> Moving Averages                                 4-5
               <C> Investor Defined Studies                        4-8
               <D> Overbought/Oversold Line Values                 4-8
               <E> Upper/Lower Trend Line                          4-9
               <F> Filter Zone                                    4-10
               <G> Chart Presentation                             4-10
             4.2.2 Secondary Indicator Screen Settings            4-11
               <H> Williams Oscillator (William's Percent R)      4-12
               <I> Wilder's Relative Strength Index (RSI)         4-12
               <J> Moving Average Convergence/Divergence (MACD)   4-14
               <K> Bollinger Bands                                4-14
               <L> Three indicator's Moving Average               4-16
             4.2.3 Automatic Features                             4-17
                   Automatic Scaling of the Graph on Y-Axis       4-17
                                    ii


                   Automatic Scaling of Price Change
                       Percentage on Y-Axis                       4-17
                   Automatic Spread and Scaling of Data on

                       X-Axis                                     4-17

         Chapter 5 Investor Defined Studies (IDS)                  5-1
               5.1 Cone Group Performance Comparison Index
                   (Cone Index)                                    5-1
               5.2 Price/Moving Average Oscillator                 5-2
               5.3 Moving Average Convergence/Divergence (MACD)    5-3

         Chapter 6 MarketPLUS Data File Format                     6-1

         Chapter 7 DOS Error Messages                              7-1

         Chapter 8 Function Keys & HOT Keys                        8-1
               8.1 Function Keys                                   8-1
                   How Function Keys Work in MarketPLUS            8-1
                   Function Key Definitions                        8-1
               8.2 HOT Keys                                        8-3
                   What are HOT Keys?                              8-3
                   HOT Key Definitions                             8-3

         Appendix A Commonly Asked Questions                       A-1

         Appendix B MarketPLUS Companion Products                  B-1

         Appendix C Recommended Reading                            C-1

























                                    iii




         MarketPLUS Shareware License Agreement


         Copyright Statement

         MarketPLUS is a copyrighted 1987-93  by  F2S  Enterprises  of
         LaPorte,  Texas.   The  entire  contents  of this program and
         documentation  are   included   in   this   copyright.    F2S
         Enterprises  reserves the right to make changes to the manual
         without prior notice.

         Shareware Agreement

         Shareware  users  of  MarketPLUS are granted license to fully
         use the Shareware version for a period not to exceed 60 days.
         There is no obligation to register (i.e., pay  for  continued
         use)  should  the user discontinue using the program after 60
         days.  The user is required to register the product  for  any
         use beyond the 60 day trial period.

         In  addition,  the  user  is encouraged to make copies of the
         Shareware version of MarketPLUS and  share  with  others,  so
         long  as:

               * No  fee  is charged for duplication.
               * Only  complete  copies  of the original distribution
                 disk  are  duplicated  and  shared, with all original
                 files intact.

         Warranty

         F2S  Enterprises and/or the author(s) make no warranty of any
         kind, expressed or implied, for the programs supplied in this
         package, including the usefulness or fitness for a particular
         purpose or application.  F2S Enterprises and/or the author(s)
         will not be held liable for any damage or loss  arising  from
         the   use  or  misuse  of  the  program.   In  addition,  F2S
         Enterprises and/or the authors will not be  held  liable  for
         any  damage to data, property, or other material assets which
         may be caused directly or indirectly by use of  the  program.
         F2S Enterprises does not warrant that the functions contained
         in  the  programs  will  meet  your  requirements or that the
         operation of the programs  will  be  uninterrupted  or  error
         free.

         Neither  F2S  Enterprises nor the author(s) of MarketPLUS are
         registered  investment   advisors.    The   user   is   fully
         responsible  for  the use and interpretations of the programs
         in their investment decisions.  Gains and  losses  can  occur
         when  investing  in  the  market,  using  this  or  any other
         investment program.




                                     iv



         Acknowledgments

         Trademarks, such as IBM, Microsoft, Logitech, Epson,  Hewlett
         Packard,  and  others, are hereby recognized as trademarks of
         their respective companies.

         MarketPLUS  uses  Quick  Windows  Advanced   User   Interface
         Library and is Copyrighted 1990 by Software Interphase, Inc.

         MarketPLUS  was  developed using Microsoft BASIC Professional
         Development  System  (version  7.0).












































                                     v



         About This Shareware Version

         The  Shareware  version  you  have purchased contains all the
         features of the registered version, except for the  following
         differences:

               * A single file can maintain a maximum of 5  securities
                 versus 50 in the registered versions.

               * Documentation is provided as an electronic text file
                 versus   the   printed   and   bound   manual   (with
                 illustrations and charts) in the registered versions.

               * 3 Investor Defined Studies are available versus 8  or
                 16 in the registered versions.

               * Registered  versions  have  the  added capability of
                 printing  to  *.PCX  graphics  files,  as   well   as
                 printers.

         So while you are using your Shareware  version,  think  about
         choosing  any  of  the  following versions of MarketPLUS that
         best fits your needs.  There are three registration levels to
         choose from:

         MarketPLUS Level 1:

         This  version maintains up to 50 securities in a single file.
         This version includes a 50/130 database (maintain  up  to  50
         investments with 130 days, weeks, or months of prices in each
         single  file),  PCX  file  saver, 8 Investor Defined Studies,
         printed and bound manual with illustrations and charts, quick
         reference  card,  and  author   support.    MarketTOOLS   and
         MarketVIEW are also included!                         $ 85.00

         MarketPLUS Level 2:

         Includes  all  items  listed  for  Level 1 plus a total of 16
         Investor Defined Studies and the MarketCONVERT program  disk.
                                                              $ 115.00

         MarketPLUS Level 3:

         This  version  includes  all  items listed for Levels 1 and 2
         except the 50/130  database  size  is  "expanded"  to  50/540
         (requires  a minimum of 512K RAM).                   $ 145.00

         To order, write:

                             F2S Enterprises
                             P.O. Box 1011
                             La Porte, TX 77572-1011, USA

         To call/FAX:
                      Voice: (713) 471-7998
                        FAX: (713) 471-7220
                                    vi


         About This Manual

         This   manual  contains  all  the  information  necessary  to
         install and use MarketPLUS.  Please take a  few  minutes  and
         acquaint yourself with its contents before using MarketPLUS.

         While many of our users feel that MarketPLUS does not require
         documentation   to  use  the  program,  the  mere  fact  that
         MarketPLUS is a complete, self-contained, investment  package
         (complete   graphics   tools,   report  generating,  database
         management, editing features, and its  own  database  format)
         lends us to believe that this manual might come in handy!

         Do  not  consider  this  manual  to  be  a  substitute  for a
         practical text on the theories and applications of  technical
         analysis.   By carefully studying historic investing data and
         the application of technical analysis, you can make extremely
         profitable trades.

         Contents of This Manual

         This manual provides a step-by-step  approach  to  using  the
         features  of  MarketPLUS:  from  creating a new file for your
         investments, creating a report summary,  changing  graph  and
         indicator settings, to adjusting for splits or distributions.
         While  most  references in this manual apply to the Shareware
         version, all commands and instructions are identical  to  and
         apply equally to the 50/130 and 50/540 versions.

         This manual is divided into the following chapters:

            Chapter 1 What is MarketPLUS?
            Chapter 2 Installation & Setup
            Chapter 3 Getting Started: A Quick Tour
            Chapter 4 Technical Indicators & Graph Settings
            Chapter 5 Investor Defined Studies
            Chapter 6 MarketPLUS Data File Format
            Chapter 7 DOS Error Messages
            Chapter 8 Function Keys & HOT Keys
            Appendix A  Commonly Asked Questions
            Appendix B  MarketPLUS Companion Products
            Appendix C  Recommended Reading

         Product Support

         As  a  registered  user  of  the  program,  you will have the
         privilege of calling, faxing, or writing us for help  if  you
         have  any  questions, suggestions or comments.  If you have a
         question about MarketPLUS, look in this manual  first  .   If
         you  cannot  find the answer in this manual, then contact F2S
         Technical  Support.   Non-registered   Shareware   users   of
         MarketPLUS  may receive limited technical help and answers to
         general questions.



                                    vii


         Whether you call  or  write,  please  provide  the  following
         information:

              The version of MarketPLUS.
              The  type  of  hardware  you are using.
              A  description  of what happened and what you were doing
              when the problem occurred.
              The exact wording of any messages that appeared on  your
              screen.

         If  you are a user of Prodigy, you may wish to leave us brief
         note  in  the  MONEY  TALK  board,  in  the  subject   "Other
         Investments,"   under   the  topic  "MARKETPLUS."  We  review
         messages on a regular basis.

         Special Terms & Conventions

         The  MarketPLUS  manual  uses  a  few  special  symbols   and
         conventions.

         The Keyboard

         The  keys on your keyboard may not be labeled exactly as they
         are in this manual.  All key names appear  as  small  capital
         letters  inside  a  pair of brackets.  For example, the Enter
         key appears as <ENTER>; the Alternate key appears as <ALT>.

         Text

         DOS commands,  prompts,  and  similar  on-screen  information
         appear exactly as they are on your monitor.  For example, the
         DOS prompt appears as C> or C:\.

         Specific  text you are to type appears in bold.  For example,
         if the manual says to type cd test, you  type  the  lowercase
         letters  "cd"  followed  by  a  space  and the lowercase word
         "test." What you type appears in lowercase letters, unless it
         must be typed in uppercase letters to perform properly.

         Place holders that you must supply yourself appear in italics
         (such as filenames).  For example, when you are asked to type
         cd directory name, you type the letters "cd"  followed  by  a
         space  and  the  name of a directory.  For a directory called
         "stocks,"  you  would  type  cd  stocks.

         Before Installing MarketPLUS

         Read  the  Shareware  License  Agreement

         Read the MarketPLUS Shareware License Agreement  provided  in
         the beginning of this manual.

         Make Backups

         Be  certain  to  use the original distribution disk to make a
         backup to guard against accidental data loss.
                                    viii


         Verify Your System Setup

         Make certain that your system includes  the  proper  hardware
         and  software.   The  following  list  identifies the minimum
         system configuration required to run MarketPLUS.

         Minimum Configuration

         An IBM Personal Computer (or compatible), or an IBM  Personal
         System/2 Series personal computer

         DOS 2.1 or higher

         A  hard  disk  and  a floppy disk drive (for 3 1/2" or 5 1/4"
         diskettes)

         512K of available memory for DOS

         A Color Graphics Adapter (CGA)  graphics  card  [640x200  B&W
         mode]

         A monitor compatible with the graphics card you are using

         80-column  dot  matrix printer with Epson-compatible graphics
         capability

         Recommended Configuration

         F2S recommends the following system configuration.

         An AT-class (or faster) computer

         DOS 2.1 or higher

         512K of available memory for DOS

         A hard disk with 720K (minimum) for storage  and  performance
         requirements

         Math   co-processor  card  Enhanced  Graphics  Adapter  (EGA)
         graphics card [640x350 color mode] [640x350  color  mode]  OR
         Video Graphics Array (VGA) graphics card [640x480 color mode]

         A monitor compatible with the graphics card you are using

         HP Laserjet printer

         A mouse.  If using a mouse, ensure the mouse driver is loaded
         and is 100% Microsoft compatible prior to running MarketPLUS.

         !!  MarketPLUS  does not support monochrome graphics equipped
         systems.

         Read Important Considerations


                                    ix


         Error Handling

         While  every  effort  has  been  taken to provide basic error
         handling throughout the program, it is possible that we  have
         missed  something,  or your system is configured dramatically
         differently than other systems.  Should you  find  an  error,
         try  to duplicate the procedure and document exactly what may
         have happened.  If an error number  is  displayed,  refer  to
         chapter  7.   If  no  error  number is displayed, contact F2S
         Technical Support for assistance.

         Printing Safeguard

         When a new data  file  of  your  stock  or  mutual  funds  is
         initially created, you are not be able to use the printing or
         graphing  options  until  you have acquired at least ten (10)
         days of closing prices.  This  limitation  was  intentionally
         included   as   a  safeguard  to  prevent  the  program  from
         "CRASHING" during calculations of percentages and the minimum
         data requirements for indicators.

         Editing Text

         Always make backup  copies  of  your  data  files.   This  is
         especially  important  before  editing a *.DAT file in a word
         processor.  If you edit data files with an ASCII text  editor
         or  word  processor, remember to include quotes (") or commas
         (,) where they belong.  Do not add  blank  spaces  or  lines.
         Refer  to  chapter 6 prior to your first attempt at editing a
         MarketPLUS *.DAT file.


























                                     x

         Chapter 1 What is MarketPLUS?

         MarketPLUS is  a  full-featured  stock/mutual  fund  tracking
         package  with  strong  graphics capabilities.  The program is
         written for the individual investor to display with ease, the
         price action of individual stocks, mutual funds, or any other
         type of security.

         Easy to Use

         MarketPLUS  provides   versatile   and   extremely   powerful
         technical   analysis   and   charting   tools,  enabling  the
         individual investor  to  make  timely  investment  decisions.
         While  MarketPLUS  appears to be a sophisticated database for
         investments and prices, it is really  quite  easy  to  master
         rapidly.   This  is due in part to the meaningful prompts and
         help screens provided on the screens where you need them.

         The simplicity of MarketPLUS comes from the  fact  that  only
         one   piece  of  data  information  (the  closing  price)  is
         required for each stock or  fund  in  the  file.   While  the
         database  design  does  not maintain the high, low, or volume
         data for  individual  investments,  a  tremendous  amount  of
         analysis is possible with only the closing price.

         Menu-Driven

         MarketPLUS is easy to learn and use, and is completely  menu-
         driven   so  that  you  do  not  have  to  learn  complicated
         instructions, or syntax,  in  order  to  run  and  enjoy  the
         program.    While  the  program  features  a  "point-n-shoot"
         structure, pull-down menus, logical prompts within  exploding
         windows,  dialog  boxes,  and  other  one  or two key command
         responses  (i.e.,  "Yes  /No"  responses),  even   the   most
         experienced  computer  user  should  invest in a Microsoft or
         compatible mouse.  A number of graphic commands in MarketPLUS
         are enhanced  when  a  mouse  is  employed.   Some  of  these
         features are too obvious and easy to utilize to document.

         Easy to Customize

         With  MarketPLUS you can easily create a database for up to 5
         individual  stocks  or  funds   (50   with   the   registered
         versions),  and  up  to  130  trading  data points (130 days,
         weeks, or months) of data can be readily displayed.   If  you
         purchase  the  50/540  extended database version, the maximum
         data points is 540.  You can develop several  different  data
         files for which each can be used to store, print, and plot an
         additional   50  stocks  or  funds.   In  addition,  historic
         information for your assets can be backed-up  (archived)  for
         reference at a later date.

         The program allows for easy updating of prices, adjusting for
         stock splits or  dividend  payments,  correction  of  prices,
         sorting  by  performance  for  tabular reports, and charting.
         Utilities are built into the program to add new  investments,

                                    1 - 1


         delete  others,  and  back  up  data files.  Other "off-line"
         database editing utilities (file sorts, etc.)  are  available
         also to you.

         Useful  Analysis  Tools

         Unlike many "black box" programs that claim to  predict  what
         will  happen  to  the  price  of an investment in the market,
         MarketPLUS provides the tools to help  the  investor  analyze
         historic  trends,  as well as verify what is happening in the
         market now.  Just as a hammer and level are invaluable to the
         skilled  carpenter,  MarketPLUS  becomes  invaluable  to  the
         investor  willing  to develop a sound investment strategy and
         educate himself/herself in what the indicators represent.

         On-Line Data Services

         For  investors  who  follow a large number of investments and
         wish to update their data  files  using  the  services  of  a
         professional  on-line  data service, the MarketFON downloader
         is available for registered MarketPLUS  users  by  using  the
         services  of Track Data Corporations' Dial/Data system.  This
         program downloads the  data  and  directly  converts  it  and
         updates your MarketPLUS files.

         Also  available  from  F2S  Enterprises   is   MarketCONVERT.
         MarketCONVERT  performs  the historic conversion of many data
         formats to the MarketPLUS format, and for  regular  automatic
         updating  from many of the popular data sources' ASCII output
         files  (i.e.,  Prodigy,  Dow  Jones  Newsretrieval,   Warner,
         CompuServe, etc.).

























                                    1 - 2

         Chapter 2 Installation & Setup

         2.1 Installation

         Since  the  size of MarketPLUS requires many files to run, we
         recommend installation with systems equipped with one or  two
         floppy drives (720K minimum) and a hard (fixed) disk.

         Installing Version X.X Over an Earlier Version

         IMPORTANT!   If  you are upgrading from a previous version of
         MarketPLUS, locate your previous version  of  MarketPLUS  and
         back  up  all  your  '.DAT'  files.  After installing the new
         version of MarketPLUS, you can copy these data files into the
         new MarketPLUS directory.

         If You Have A Single Diskette Drive

         If  you  have  only  one  floppy  diskette drive (with 720K),
         without a hard disk, you are not able to  use  MarketPLUS  as
         received.    Please   contact   F2S   Technical   Support  for
         assistance.

         If You Have Two Diskette Drives

         1.Prepare  two  blank  formatted  diskettes   (720K   minimum
         capacity)  for  use.  Label one "PROGRAM DISK," and the other
         "DOC/DATA DISK." Set these disks aside.

             To format a disk:
                 a.  Turn on your computer.
                 b.  Place a blank diskette in drive A.
                 c.  Close the latch and type the following:

                     A> format a: and press <ENTER>.
                     Formatting a diskette erases any files  that  may
                     be  stored on it, so be sure that you haven't put
                     the wrong disk  in  the  drive.
                 d.  When  it  has  finished formatting  the diskette,
                     DOS  asks you if you want to format another. Type
                     y and press <ENTER>.
                 e.  Remove the formatted  diskette.
                 f.  Insert  the other diskette and perform the above
                     procedure.

         2. Insert the DISTRIBUTION DISK for MarketPLUS into drive A.

         3. At the DOS prompt, type readme  and  press  <ENTER>.   The
            screen displays introductory information and three options.

              1.  To Print latest info, type 'PRINTDOC'
              2.  To Print order form, type 'ORDER'
              3.  To Install program, type INSTALL [from:] [to:]

         The  MarketPLUS Distribution Disk is compressed and cannot be
         run directly.  You must install the  disk  according  to  the

                                   2 - 1


         following  procedure for the program to work properly on your
         system.   The  Distribution  Disk  comes  with  an  unpacking
         program which expands the program automatically.

         4. Type install and specify the drive where the  distribution
            disk  is  located,  and the drive where you wish to unpack
            the  MarketPLUS  files  and  support  files.   Then  press
            <ENTER>. For example, a> install a: b: <ENTER>.

         5. Follow  the  program   prompts   and   the   installation
            automatically  unpacks,  expands,  and sets up the program
            files  on  one  floppy  disk and data and documents on the
            other floppy disk.

         6. Follow the program  prompts  to  configure  and  customize
            MarketPLUS to your computer's hardware.

         If You Have Hard (Fixed) Disk Drive

         1. Insert the DISTRIBUTION DISK for MarketPLUS into drive A.

         2. At  the  DOS prompt, type read me and press <ENTER>.  The
            screen displays introductory information and three options.

                 1.  To Print latest info, type 'PRINTDOC'
                 2.  To Print order form, type 'ORDER'
                 3.  To Install program, type INSTALL [from:] [to:]

         3. Type install and specify the drive where the distribution
            disk  is  located,  and the drive where you wish to unpack
            the  MarketPLUS  files  and  support  files.   Then  press
            <ENTER>.

            For example, a> install a: c: <ENTER>.

         4. The installation creates the  \MPLUS2  directory  and  the
            MPLUS.BAT  file.   The  installation  then   automatically
            unpacks, expands, and sets  up  the  program  files.   The
            following information is then displayed on your screen.

                       MarketPLUS Installation Program
               Installation was successful...
               To run MarketPLUS from the hard drive,
               Type: c: then press [Enter].
               Type: MPLUS [Enter].

         If  you  have  an  unsuccessful installation, ensure that you
         have 720k space available on the hard drive.  Finally,  retry
         the installation once again.

         5. Type c:  (or  whatever  drive  you  specified)  and  press
            <ENTER>.




                                   2 - 2


         6. Type  mplus and press <ENTER>.  The following information
            is then displayed on your screen.

               MarketPLUS is not yet configured for YOUR system.
                   Please answer each question that follows:
                           Press any key to begin...

         7. Follow  the  program  prompts  to configure and customize
            MarketPLUS to your computer's hardware.

         2.2 Setup

         Some hardware components connected to your system, such as  a
         mouse,  are  dependent  on  other  programs or drivers.  If a
         mouse is detected, MarketPLUS automatically  takes  advantage
         of  its  capabilities.  Some of the equipment installed needs
         be defined for the program the first time you run it.  If for
         some reason your mouse does not respond well, ensure that you
         are using the most recent mouse driver available and that  it
         is 100% Microsoft compatible.

         Setting the Initial Configuration

         Initially,   the   program   does   not   have  configuration
         information, so you are prompted  to  provide  the  following
         information:

         DRIVE

         Designate  the  new  Data  drive  for  storage  of investment
         prices.  To show your selection, move around the window using
         the <TAB> key, then press the <SPACEBAR> key when done.

         PATH (Only on hard disk drives)

         Confirm the new PATH for the data.  As mentioned  previously,
         the  installation  program creates a default directory on the
         designated hard disk drive called \MPLUS2, and  installs  all
         the required files to this drive.

         If  you  are using the default path, tab over to the [OK] box
         and press <ENTER>.  It is recommended to  accept  \MPLUS2  as
         the  default path since you can change it later after getting
         better acquainted with the program.

         If you are using a path other than \MPLUS2:

            1. Change the path name with the <BACKARROW> key.
            2. Retype the correct path information.
            3. Tab over to the [OK] box and press <ENTER>.

         Remember,  all  program  files  are  copied  to  the  \MPLUS2
         directory.  To specify and create an alternate directory, you
         must exit  MarketPLUS  and  copy  the  SAMPLE.DAT  file  from
         \MPLUS2  to  your  alternate  directory  in  order  to use it
         directly.
                                    2 - 3


         If  the  directory  you  specify  does  not  exist,  you  are
         prompted  to  identify  if  you want MarketPLUS to create the
         directory for you.

         MONITOR

         MarketPLUS supports only  computers  with  color  capability.
         These  include CGA, EGA, or VGA.  Type c for CGA cards, e for
         EGA cards, v for VGA cards.  To specify your graphics adapter
         card: Tab over to the [OK] box and press <ENTER>.

         GRAPHICS ADAPTER

         The  graphics  adapter  card  is  inside  the  computer   and
         controls   the   monitor.    Generally,  you  have  the  same
         designation  of  graphics  card  as  you  have  monitor.   To
         specify your graphics adapter card:

            1. Type c for CGA cards, e for EGA cards, v for VGA cards.
            2. Tab over to the [OK] box and press <ENTER>.

         PRINTER

         MarketPLUS  supports  Epson  and  IBM  compatible  dot matrix
         printers, and HP Laser jet or compatibles.  To  specify  your
         printer:

         1.  Type  e for Epson or compatible dot matrix printer, l for
         HP Laserjet or compatible printer, or n no printer installed.

         2. Tab over to the [OK] box and press <ENTER>.

         After the  initial  configuring  is  completed,  the  initial
         configuration  screen  displays  the  Data drive and the Data
         path where the data files are located, bytes free for DATA on
         designated drive, type of monitor connected, video card,  and
         printer.  If this is information is correct, then tab over to
         the [OK] box and press <ENTER> (or use your left mouse button
         if one is connected.)

         From  this point on, each time you run MarketPLUS the initial
         configuration  screen  displays  all  the  settings.    Press
         <ENTER>  each  time to get to the MAIN MENU, or select to the
         [OK] box with the mouse.

         Changing the Current Configuration

         When you install different equipment on your system, such  as
         higher resolution color graphics, or a new laser printer, you
         must change the configuration as shown above.  To change your
         configuration:

         1. Tab to CHANGE and press <ENTER>.



                                    2 - 4


         2. Change one of the following:
               Configuration for designated data drive and path,
               Designation for the type of video monitor and card, or
               Type of printer that you are currently using.

         3. When correct, tab over to the [OK] box and press <ENTER>.


         2.3 A Word For Mouse Users

         You're   in   luck!   MarketPLUS  is  written  to  take  full
         advantage of Microsoft, Logitech, or compatible mouse. Ensure
         your mouse driver is loaded prior to  running  the  MPLUS.BAT
         file.  To load your mouse driver automatically:

         * Add a line at the top of the MPLUS.BAT.
         * Add a line to the AUTOEXEC.BAT file or
         * Load the driver via your CONFIG.SYS file.

         Once again, if you need  help,  please  do  not  hesitate  to
         contact F2S Technical Support.

         2.4 A Word For Non-Mouse Users

         If  you  do  not  own  a  mouse,  you  should  try one out on
         MarketPLUS!






























                                   2 - 5

         Chapter 3 Getting Started: A Quick Tour

         Quick Tour Assumptions

         The instructions  in  this  chapter  are  written  under  the
         assumption  that  MarketPLUS files are installed on the fixed
         disk drive ("C" drive)  and  your  DATA  is  located  in  the
         \MPLUS2   directory.   Data  files  always  have  the  suffix
         ".DAT."  The  data  file  that  came  with   the   MarketPLUS
         distribution diskette is named "SAMPLE.DAT."

         If  you  installed  the MarketPLUS files on a two floppy disk
         drive system, then place the PROGRAM WORK DISK in drive A and
         the DATA DISK in drive B.

         3.1 Activate the Program

         At the DOS  prompt,  type  mplus  and  press  <ENTER>.   This
         activates   MarketPLUS   with   the   configuration  settings
         specified during the installation process.

         (NOTE: The MPLUS.BAT file resides in the  root  directory  of
         the  fixed disk drive partition you specified.  If MarketPLUS
         was installed on a two floppy  drive  system,  the  MPLUS.BAT
         file would resides on your PROGRAM WORK DISK.)

         3.2 Verify Correct Configuration

         After  MarketPLUS  is  loaded,  the  configuration  screen is
         displayed.  The  current  data  drive  and  path,  the  video
         monitor  and graphics card, and the type of printer installed
         are displayed.

         If the configuration displayed is correct, highlight the [OK]
         box and press <ENTER>.

         If the configuration is not correct, select the items  to  be
         corrected  and then highlight the [OK] box and press <ENTER>.
         If additional configuration  information  is  needed,  please
         review Changing the Current Configuration.

         After  the configuration is correct, the program accesses the
         MarketPLUS MAIN MENU.


         3.3 MAIN MENU

         The MAIN MENU lists  the  name  and  version  number  of  the
         program,  shows the copyright notice retained by the authors,
         and lists the following menu options:

                           M A I N * M E N U
                 1.) UPDATE CLOSING PRICES FOR INVESTMENTS
                 2.) TABULATE / PRINT / SORT PRICES
                 3.) VIEW CHARTS & TECHNICAL INDICATORS
                 4.) DATA FILE MAINTENANCE
                 5.) EXIT TO DOS
                                   3 - 1


         3.3.1 TABULATE/PRINT/SORT PRICES Option

         The TABULATE / PRINT / SORT  PRICES  option  enables  you  to
         inspect  the  performance of your stocks or funds during five
         time periods.

         1. Select option #2 by typing 2 or by moving the  arrow  keys
            until option #2 is highlighted in the menu.

         2. Press  <ENTER>.   The  following  information   is   then
            displayed on your screen.

                  Please Select File to TABULATE.

         3. Move the highlight bar with  the  cursor  keys  until  the
            SAMPLE.DAT file is highlighted.

         4. Press  <ENTER>.   At this point, the program opens the file
            and reads in the data.

         Note:  The  Commands  box  is  displayed on the bottom of the
         screen.  Most commands in  Market  PLUS  give  a  listing  of
         options  and  how  to  activate  them, or they require simple
         responses to choices offered.  In either case, you never have
         to learn or remember complicated commands or syntax.
         After the  file  is  loaded,  the  following  information  is
         displayed on your screen.

                  You have 130 as the last DAY of Data.
                  Enter number of DAYs (prior to 130)
                  for the 'CUSTOM' percent change column:
                   Number of DAYs ____

         5.Enter the number of the day (prior to 130) for the "Custom"
         percent change column and press <ENTER>.

         For example, if you want to sort the investments based on the
         performance over the past 3 days, type 3.

         A vertical column is displayed on  your  screen  listing  the
         fund  or  stock names to the left of the screen with six more
         columns of numbers.

         Column 1: lists the individual stocks or funds  in  the  file
         (most  likely  the  SAMPLE.DAT file will include mutual funds
         from the Fidelity family of funds).

         Columns  2-4: (FUND  %CHGE) lists the various percent changes
         for the previous two weeks (days 1 through 10).

         Column 5:(ALL DATA) lists the total percent gain or loss  for
         the  entire  data file (the last 130 days of closing prices).




                                   3 - 2


         Column 6:(CUSTOM) is a custom sort that allows  you  to  view
         the  percent  change  in  performance from the last day (130)
         back whatever number  of  days  you  indicated  on  the  last
         screen.   As  you  can  immediately  see, this can be quite a
         valuable  tool  in  comparing  the  recent   performance   of
         securities for various time frames.

         As  you  can see, the file holds up to 5 stocks or funds. For
         longer listings, the second and  third  screens  continue  to
         show all the data.

         At the bottom of the screen, the following is displayed:

               <S>ort   <V>iew again   <P>rinter   <Q>uit

         Sort  Option

         The  <S>ort  option enables you to sort selected information.
         Let's sort the funds in order  of  the  "%  CHANGE  IN  DAY."

         1. Press  <S>.  The heading "SORT" appears at the top of the
            column.

         2. Press <SPACEBAR> until the word "SORT" is in the  "1  DAY"
            column.

         3. Press <ENTER>.

         The  sorting  is done quickly.  Now you should have a listing
         of the fund that did the best (or  had  the  highest  percent
         gain) over that one day, down to the fund that did the worst.
         The  names  of the funds in descending performance are listed
         at the far left-hand column.

         Now is the time to experiment with the sort, so  move  around
         and sort each of the columns and review the results.

         View Again Option

         The  <V>iew  again  option  enables  you to relist the file's
         investments based on the last sort (if a sort was performed).

         Printer Option

         The <P>rinter option enables you to print  the  sorted  data.
         Before  selecting this option, ensure that your printer is on
         and contains paper.  The  funds  are  printed  in  compressed
         mode.  Not only do all of the funds and percent values fit on
         a single sheet, but they include the actual closing prices of
         each fund for the past ten trading days.

         Quit Option

         The <Q>uit option enables you to return back to the MAIN MENU
         when you are done viewing the screen report.

                                   3 - 3

         Now return to the MAIN MENU.

         (HINT: If you desire several "CUSTOM" sorts, select option #2
         from  the  MAIN  MENU again and view this file over and over,
         selecting any number of values for  the  custom  sort  column
         without ever needing to reload the data file!)

         3.3.2 VIEW CHARTS AND TECHNICAL INDICATORS Option

         The VIEW CHARTS AND TECHNICAL INDICATORS option TBD.

         1. Select option #3 by typing 3 or by moving the  arrow  keys
            until option #3 is highlighted in the menu.

         2. Press  <ENTER>.   If you have been on this tour since the
            start, the following information is then displayed on your
            screen.
                               CURRENTLY LOADED
                               C:\MPLUS\filename

                                Do you wish to
                                  GRAPH/VIEW
                             the Data in the file?

         This  feature  allows  you  to continuously reuse the data in
         memory (the current data file loaded at any given  time)  for
         all MAIN MENU and all DATA FILE MAINTENANCE options if you so
         desire.

         3. For right now press <ENTER> as the default response is "Y"
            for YES.  (By responding with "N" for NO, you can load any
            other data file on the default drive.)

                        View Graphs Based on Last Sort?
                                   <Yes/No>.

         4. Press  the  "N" key for No.  The following information is
            then displayed on your screen.

                      View/Change Current Graph Settings?
                                   <Yes/No>

         5. Press "Y" to take a sneak preview of the CURRENT  SETTINGS
            FOR  GRAPHS  screen.   This  screen  shows  the default or
            previous setup of the graphical presentation and status of
            technical   indicators  selected  for  the  two  indicator
            screens (primary and  secondary).   The  purpose  of  this
            screen  is to not only provide you the full status of each
            of the features for the Primary  and  Secondary  Indicator
            screens at a glance, but also to make changes rapidly  and
            with  ease.  The  status  of  many  of  these items can be
            turned ON or OFF, and changed to fit your individual needs
            and  investment  strategy.  More on customizing the output
            to  fit your requirements later.  Remember, the charts you
            see  generated  reflect  immediately  all  settings of the
            graph settings screen.

                                   3 - 4


         6. At this time you are probably anxious to view a graph, so
            press <ENTER>.

         If the setting of <A> Index Overlay was set to <ON>, then the
         next screen displayed is a list of the funds or stocks in the
         SAMPLE.DAT file.

         7. Select  any one of these funds to be used as an index for
            constant  reference  on  all  funds.   The  Index  overlay
            feature automatically scales data based on the time  frame
            selected, and compares investments on an equal dollar-for-
            dollar basis.  After you set these  to  your  liking,  the
            following information is displayed on your screen.

           Currently there are 130 DAYs of data that can be graphed.
          Please define the STARTING and ENDING DAYs for the graphs:

         The  default  starting  day  is  day  1.  The default for the
         ending day is the last day for which data is available.

         NOTE: You can select any range of data to be displayed.   The
         maximum  range  being  from  the  first  to  last day of data
         available in the file, while the minimum range being any  ten
         day span.)

         8. Select the FUND to graph.  You can choose from  among  the
            stocks  listed by moving the arrow keys up and down.  Once
            you settle on the stock you want graphed, press <ENTER>.

         Primary Indicator  Screen

         Now  the graph of the selected security appears on the screen
         (the Primary Indicator screen). The upper and larger  of  the
         two  view  ports on the Primary Indicator screen displays the
         price action (green line) of the selected investment, and any
         technical indicators or moving averages set.  The  lower  and
         smaller  view  port  displays  the  current "Investor Defined
         Study" as set by option <C> of the Graph Settings screen.

         9. To see the next graph in the file, press <F5>, or you  can
            access the pull-down menu system by pressing the <ALT> <S>
            keys simultaneously.  This activates the screens  menu  in
            the upper left corner,  from  which  you  can  select  the
            Automatic Next Screen <F5>.

         10. To list the investments of the current file , press <F4>.
            This takes you back to the securities or funds  listed  in
            the file.  This helps you to decide  which  one  you  want
            charted next.

         11. Choose a security  or  fund  by  moving  the  cursor  and
            highlighting the desired stock.  Then press <ENTER>.




                                   3 - 5


         To  return  to  the  MAIN MENU (exiting you from the graphing
         option), press <ESC>.  The standard method to  exit  back  to
         the  MAIN  MENU  is by pressing <F10> from the Graph Settings
         screen.  You can also press <ALT><U> to  go  to  the  Utility
         screen,  move the cursor key to highlight the exit option and
         press <ENTER>.

         Back to the charts...

         12. If you feel a bit adventurous at this point,  press  <Fl>
            to bring up the HELP screen for the pull-down menus. After
            you get through reading any of the help items,  press  <Q>
            to return immediately to the graph  you  left  previously.
            Try any of the commands you have immediate interest in.

         Secondary Indicator Screen

         In  addition,  MarketPLUS  provides a very powerful secondary
         indicator screen with four fully-adjustable view  ports.   If
         you  are  still  viewing  a graph, press <F3> to display this
         screen.  The real power of this screen comes from the ability
         to set each of the  four  view  ports  individually,  thereby
         being  able to confirm or reject a technical market condition
         via all four view ports (and naturally,  using  your  trading
         strategy).   As  in  the  Primary  Indicator  screen, you can
         access all the features of the pull-down menus.  For example,
         you can draw lines and place points anywhere on  the  graphs,
         print out a hard copy, change graph settings, etc.

         13.  Now press <F10> to exit back to the MAIN MENU.

         As  you have seen so far in this QUICK TOUR, there is quite a
         bit  of  performance  in  using  this  program  to  aid   the
         individual investor.  Of course, you can utilize this program
         fully  by  creating your own data files (MAIN MENU option #4,
         then DATA FILE MAINTENANCE MENU option #1).




















                                   3 - 6


         3.3.3  DATA FILE MAINTENANCE Option

         The DATA FILE MAINTENANCE option enables you to complete file
         maintenance (or utility) functions.

         1. Select  option #4 by typing 4 or by moving the arrow keys
            until option #4 is highlighted in the menu.

         2. Press   <ENTER>.   The  following  information  is  then
            displayed on your screen.

                          DATA FILE MAINTENANCE MENU
               1.) CREATE A NEW FILE FOR INVESTMENT DATA
               2.) CORRECT DATES/PRICES
               3.) BACKUP OR DELETE ENTIRE DATA FILES
               4.) ADJUSTMENT FOR DIVIDEND, SPLITS OR CAP. GAINS
               5.) ADD NEW INVESTMENTS TO AN EXISTING FILE
               6.) DELETE AN INVESTMENT FROM AN EXISTING FILE
               7.) CHANGE DEFAULT DATA DRIVE
               8.) RETURN TO MAIN MENU

         <1> CREATE A NEW FILE FOR INVESTMENT DATA Option

         The CREATE A NEW FILE FOR INVESTMENT DATA option enables  you
         to create a new file.

         1. Select option #1 by typing 1 or by moving the  arrow  keys
            until   option   #1   is  highlighted  in  the  DATA  FILE
            MAINTENANCE  menu.  A list of all the files on the default
            drive you selected is displayed.

         2. Select a NEW file name  OTHER  THAN  THOSE  SHOWN  ON  THE
            SCREEN.  You can have up to eight characters as  the  file
            name.   We  like to use the name MY FIRST so that you know
            that this is your first created data file.

         3. Press  <ENTER>.   Once  a new file has been entered it is
            immediately created.

         4. Specify how often to update this file: <D>aily, <W>eekly,
            <M>onthly.  Enter your choice.

         5. Select the screen title to BEST describe your data:

               <F> = Fund
               <S> = Stock
               <I> = Index
               <C> = Commodity
               <O> = Option

         You are then prompted to specify how many funds you  want  to
         track (up to a maximum of 5).




                                   3 - 7


         6. Enter the names of all the investments you want  to  track
            in  this  file  (1  to  5).   Keep  in  mind,  you can add
            investments to an existing data file by using option #5 of
            this  menu.  Remember that up to 13 characters can be used
            as a name for an  investment  or  security.   By  creating
            longer  length names, the remaining characters (beyond 13)
            are dropped when saving this file.

         IMPORTANT: Since MarketPLUS doesn't  include  an  editor  for
         names,  be  sure to enter your investment names correctly (as
         you want them).

         <2> CORRECT DATES/PRICES Option

         The CORRECT DATES/PRICES option enables you to correct  dates
         or prices easily.  This feature on the Utility menu is useful
         when  you discover that you entered the wrong date or saved a
         false quote on a stock or mutual fund, or a change  in  price
         was  made  (after you saved the data).  You can use option #2
         to correct the date or price easily.

         <3> BACKUP OR DELETE ENTIRE DATA FILES Option

         The BACKUP OR DELETE ENTIRE DATA FILES option enables you  to
         backup  or  delete files.  Naturally, you will want to backup
         your file at least every 130 days to review  previous  trends
         of  a  given  stock  or  mutual  fund.  You can also use this
         option to make exact copies  of  a  file.   (HINT:  Use  this
         option  now  to  make  a backup of SAMPLE.DAT, under the name
         TEST.DAT, and test all the remaining  DATA  FILE  MAINTENANCE
         options!)

         <4> ADJUSTMENT FOR DIVIDEND, SPLITS OR CAP. GAINS Option

         The  ADJUSTMENT  FOR  DIVIDEND,  SPLITS  OR CAP. GAINS option
         enables you to adjust all the  data  in  a  file  whenever  a
         capital  gains  distribution  or  dividend  payment drops the
         listed price of the stock or fund.  This  helps  to  maintain
         accurate  changes  in  percentages,  or  strengths/weaknesses
         indicated on the graphs.

         <5> ADD NEW INVESTMENTS TO AN EXISTING FILE Option

         The ADD NEW INVESTMENTS TO AN EXISTING  FILE  option  enables
         you to add a new stock or fund to your file (so long as there
         are  less  than  5 investments in the file).  Then go back to
         DATA FILE MAINTENANCE option  #2  to  add  previously  missed
         data.   The  program  performs as if you always had it in the
         file.  The program generates "filler" data between 1 and  1.5
         to  fill  the  file until the actual data is entered. You can
         also edit the prices with any ASCII text editor.





                                   3 - 8


         <6> DELETE AN INVESTMENT FROM AN EXISTING FILE Option

         The  DELETE  AN  INVESTMENT  FROM  AN  EXISTING  FILE  option
         enables  you  to remove any fund or stock in which you are no
         longer interested.  This is quick and  simple  and  instantly
         accomplished.   One  word of caution is that once the data is
         gone, it is gone FOREVER!  So be sure that you really do want
         to delete a stock or fund.

         <7> CHANGE DEFAULT DATA DRIVE Option

         The CHANGE DEFAULT DRIVE option enables you  to  change  your
         data  drive  by  designating a new data drive or directory to
         access or store your data files.  Once a drive  is  selected,
         you are returned to the MAIN MENU.

         <8> RETURN TO MAIN MENU Option

         The  RETURN  TO  MAIN MENU option enables you to exit back to
         the MAIN MENU.


         FOR THOSE OF YOU WHO HAVE JUST BEEN READING...  let's  try  a
         hands-on exercise.

         Data File Maintenance Practice Session

         Now  that  you  have  a  good  idea  of  what  the  DATA FILE
         MAINTENANCE menu options are about, let's try a couple.

         1. Select option #3 BACKUP A FILE OF DATA from the DATA  FILE
            MAINTENANCE menu and press <ENTER>.  You are asked if  you
            want to backup the data currently loaded.

         2. If  the file you have loaded is still SAMPLE.DAT, respond
            YES.  If  the  file  you  have  loaded  is not SAMPLE.DAT,
            respond NO and select SAMPLE.DAT to backup.

         3. When the input box is displayed, enter the name tour with
            no extension  (without  the  quotes)  and  press  <ENTER>.
            Normally, you would enter any  filename  for  the  backup.
            You  must  use a name that does not currently exist on the
            disk.  The  computer checks the present data files and, if
            it is a duplicate, does not allow you to make a mistake.

         4. The  file TOUR.DAT is created and saved.  Now you have an
            identical clone file of SAMPLE.DAT.

         5. After returning to the DATA FILE MAINTENANCE menu, select
            option #2 CORRECT PRICES and press <ENTER>.

         6. As  is  evident  from  your  screen,  TOUR.DAT file is in
            memory.  The following prompt is displayed: Do you wish to
            EDIT the data in this file?


                                   3 - 9


         7. Select  YES  and press <ENTER>.  You are then prompted to
            select a stock or fund to edit.

         8. Highlight  a  fund  and  press  <ENTER>.  The next screen
            displays three columns of dates and prices.

         9. Using  any  of the cursor movement keys identified in the
            "commands" window, select any  date/price  combination  to
            edit.   Then  press <ENTER>.  A small window in the center
            of the screen appears and asks you to  enter  the  correct
            price for the date specified.

         10. Enter the correct price and press <ENTER>.  You are given
            a chance to change it through immediate verification.

         11. If the new price is correct, respond "Y,"  otherwise  you
             can  reenter  the  price.  You can correct more prices in
             the file loaded prior to  saving  it.   By  pressing  the
             <ESC>, you  can  back  out  individually  and  ultimately
             abandon any changes, or you can save the file.

         Now  after  you return to the DATA FILE MAINTENANCE menu, you
         can try out any of the other options (i.e.,  DELETE  a  file,
         ADJUSTMENT for stock split, etc.).

         If  you use the file TOUR.DAT file which you have created (by
         backing up SAMPLE.DAT), you will always  have  SAMPLE.DAT  to
         make  more  backup files if you wish to experiment.




























                                   3 - 10


         Chapter 4 Technical Indicators & Graph Settings

         4.1 A Word about Technical Indicators

         Many of our licensed users feel that the technical  indicator
         tools  programmed  in  MarketPLUS  really help enable them to
         make sound investment decisions.  The key word here is  HELP.
         We  at  F2S  Enterprises  do  not recommend that you base all
         investment decision making on what you  see  on  the  graphs.
         While the indicators are fully adjustable and can give strong
         indications  of how a stock or index will move in the future,
         please remember that MarketPLUS's indicators use the  closing
         prices of previous history.  In other words, calculations are
         made with PAST data.

         So keep in mind, what MarketPLUS tries to do is give you many
         of  the  standard  indicators  used  widely  by  professional
         technicians and individual investors,  while  giving  you  an
         edge  in  staying  on  the  right  side  of the market.  It's
         completely up to you  to  determine  the  settings  for  each
         indicator that best fit your investment strategies.

         Putting Indicators in Perspective

         Indicators  are  powerful  tools to aid the investor to check
         and compare what may happen in the future price action  of  a
         fund, stock, or index.  The use of several indicators greatly
         magnifies  the  usefulness  of  indicators.   However,  price
         action in  the  market-place  is  not  a  result  of  precise
         mathematical  functions.  Therefore, future market trends can
         not be determined through some magical math formula.

         There certainly are patterns that repeat  themselves  in  the
         price   action   of  stocks  and  funds.   Much  insight  can
         profitably  be  learned  from  the  interpretation  of  these
         patterns.   But  always remember, the "mechanical" use of any
         particular indicator can give you a false sense  of  security
         that can result in significant LOSSES.

         Sometimes,  we  have  users  of these programs ask us, "Where
         should the indicators be set?"  There  is  no  generic  right
         answer  for  all  securities.  You need to change the values,
         and compare the  results  with  your  trading  strategy.   By
         acquiring a basic understanding of the financial markets, the
         fundamental values can be connected to an individual stock or
         security,  and  sound (tried and true) trading strategies can
         be applied.  MarketPLUS then provides you with the "TOOLS" to
         maximize profits and limit losses in the investment world.








                                   4 - 1


         Opportunities for Rewards Bring Risk of Losses

         In investing for rewards, don' t worry when the market  turns
         against  you  and  you have a loss.  Just keep the loss small
         and manageable, then see what you might  have  overlooked  in
         making  your buy decision.  Always strive for preservation of
         capital by keeping losses small.  Use the charts to tell  you
         when the risk is low and when risk is high.  MarketPLUS helps
         you  track the history of your investments and helps show you
         market tendencies.

         The Trend of the Indicators

         Much useful information can be gained from using  the  moving
         averages,  indexes,  and  indicators  in  this program.  Such
         indicators when used together in a  tree-structured  decision
         process can minimize the "emotion-packed" buys and sells that
         at one time or another have cost all of us in the market.

         MarketPLUS has the ability to present the data in innumerable
         ways.  Give serious and careful study on "what the indicators
         are  showing"  and  how  the  indicators  behave when certain
         things happen to the price of the stock or fund.  It is  very
         easy  to  change  the  setup  number  of  days  used  by  the
         indicators. Experiment with the indicators to tailor them  to
         your  trading  or  investing strategy and compare the result.
         In this way, you can see relationships  unfold  in  time  for
         worthy profits.

         4.1.1 Charts

         The  working  tools  of  technical  analysts are charts.  The
         technical analysts uses charts to  help  explain,  interpret,
         and analyze the prices and the direction of the securities. A
         chart  conveys  a  message  that  can  be  easily grasped and
         remembered.  Charts save time and,  best  of  all,  make  you
         think about bringing out the facts and relationships shown in
         the  prices  and  shown in the indicators.  Charts facilitate
         money management, discipline, and trading decisions.   Charts
         help you keep the emotional whims out of your investing.

         Prices  tend  to move in trends, a trend that is rising tends
         to continue to rise.  The  stock  moving  sideways  tends  to
         continue  sideways.   With  charting,  you can spot the trend
         early and can take a profitable ride on the trend.  Very  few
         trends continue forever.

         Sometimes charts can be a self-fulfilling prophesy because so
         many  other people are also following charts and making their
         investment decisions in a similar manner based on  the  chart
         action.   Lots  of  money  switches  when a stock crosses its
         200-day moving average.  If you are using  a  180-day  moving
         average, does it matter if you can make some money?



                                   4 - 2

         To  plot a chart, MarketPLUS puts the price action on the "Y"
         up axis, and the time periods on  the  "X"  horizontal  axis.
         MarketPLUS  plots  the  data  and  illustrates  the fact that
         "prices fluctuate" and indeed they  do.   If  there  were  no
         volatility  in  the  price  of  a security, there would be no
         opportunity of profit in it either.

         4.1.2 Straight Lines

         In  technical  analysis  we are always drawing straight lines
         near things.  When a line is drawn under the price action  of
         a  security,  we  call  them support lines as if the line can
         hold the security price up above the support line  (but  does
         not).   If  we  draw  the  line on top of the several highest
         peaks of the price action,  the  line  becomes  a  resistance
         line.   This  is  the price that in the past has enticed some
         investor to sell his stock.  When we extend these lines  into
         the future, they become trend lines.  When we want to see how
         some  change  in the price affects changes in the indicators,
         we draw vertical lines through the graphs of  the  price  and
         the indicator.

         We say that when a stock is on the top 20% of our chart it is
         over-bought  and  could begin to start a downward trend. When
         the price drops  to  the  bottom  20%  of  our  chart  it  is
         over-sold and could rise in price.

         MarketPLUS draws a great variety of straight lines:

             * Standard line (with % gain or loss),
             * Extended line,
             * Horizontal line,
             * Vertical line,
             * Overbought/oversold lines,
             * Fibonnaci studies ( horizontal lines and angles),
             * Andrews' Method, and
             * Vertical cycle lines.

         These  line drawing features exist on the MarketPLUS Draw and
         Utility pull-down menus.

         4.1.3 Moving Averages

         Moving averages can be used as a compass for  the  individual
         investor  interested  in  extending  his  or  her  investment
         horizons.  The moving average  can  be  used  to  smooth  out
         erratic  ups  and  downs  in any kind of market data used for
         charting purposes.

         You can plot a moving average directly over the price data so
         it shows more clearly the overall trend.  Often  in  volatile
         markets,  the  daily  up  and  down squiggles can distort the
         overall trend of the  price.   Rightly  or  wrongly,  certain
         standard moving averages such as the 200-day, or 13- week, or
         39-week  moving  averages  are used by many people to measure
         the profit opportunities in the markets.

                                   4 - 3


         The simple moving average is calculated for each interval  by
         averaging  the  number of periods of data with each interval,
         and dividing the total  by  the  number  of  periods  in  the
         interval.  Thus, a five-day moving average would be the total
         of the last five days price of a security divided by five.

         MarketPLUS   allows  for  the  use  of  simple  (arithmetic),
         weighted, and exponential moving  averages,  the  latter  two
         place  more weight on the current values in the interval than
         with the earlier values.

         Well, so we have constructed a trend  length  moving  average
         through  the  price  data.   What  does it mean?  The general
         rules are:

         BUY when the current rising  price  rises  above  the  moving
         average.

         SELL  when  the  current  falling price goes below the moving
         average.

         The moving average is one tool you can use  to  decide  on  a
         purchase,  but  it is not a magic wand.  It would be silly to
         think that all companies below a moving average are  unworthy
         of  investments.  Using too short an interval for your moving
         average could whipsaw your trades to the point the  only  one
         making  any  money  is your broker.  On the other hand, using
         too long an interval could trigger a buy signal too  late  to
         make  a profit or initiate a sell signal well after the price
         has peaked.  However, by using moving averages  at  different
         time  intervals,  you  can view the charts and determine past
         profitable entry and exit points.

         4.2 GRAPH SETTINGS Option

         The GRAPH SETTINGS option enables you  to  set  or  make  any
         changes  to  the  information  displayed on the graphs.  This
         option is selected in two ways:

         1. Respond "Y" when you first are asked  to  view  the  graph
            settings.  This occurs each time you load a data file  and
            enter option #3 from the MAIN MENU.

         2. While  viewing  a  graph,  press  <F7>, type g, or select
            "GRAPH SETTINGS" from the Utility pull-down  menu.   While
            you can do either of the above, you may find it easier  to
            initially  set  the  indicators and settings you desire to
            maintain,  then  using  method  #2  above, experiment with
            setting  changes.  This is especially efficient, since you
            will  be  able  to  "  jump"  in and out of any particular
            investment  graph,  immediately  display  any   calculated
            changes  from  the  graph  settings,  without  having   to
            reselect the investment to be displayed.



                                   4 - 4


         Keep  in  mind  that many of the indicators and settings that
         follow in our discussion can be completely turned  "OFF"  for
         your  convenience.   Others that are used widely, may be "ON"
         at all times, but can be easily set to meet your needs.

         The Graph Settings screen contains  the  current  status  for
         both  of  the indicator screens: the Primary Indicator screen
         and the Secondary Indicator screen.   The  Primary  Indicator
         screen  displays a large and small graph view port, while the
         Secondary Indicator screen displays four separate  horizontal
         graph  view  ports  across  the width of the screen.  We will
         first discuss the  graph  settings  applied  to  the  Primary
         Indicator screen.

         4.2.1 Primary Indicator Screen Settings

         <A> Index Overlay

         When  activated,  the  Index  overlay  is a dashed white line
         super-imposed on the security's graph.  The identification of
         the Index used is shown on the lower right side of  the  view
         port.  The Index is automatically drawn to proper scale based
         on the beginning relationship of the Index to the Fund on the
         first  day  shown  in  the graph.  It is both interesting and
         important to note that  MarketPLUS  calculates  the  starting
         price  of  the  Index  and  the security being compared to an
         equal  dollar  value.   This  makes  it  easy  to  view   the
         performance differences between the two across the graph.

         Any stock, fund, or index can be used as an index through any
         review  of  the funds.  This becomes important if you wish to
         make direct comparison of the price  action  and  performance
         of  a fund as directly compared to the Index.  If you want to
         know how General Motors  is  doing  as  compared  with  Ford,
         simply select one as an index, and superimpose it directly on
         top of the other.

         EASY SETTING:

         To turn the Index overlay "ON/OFF":

         1. Press <A> while viewing the Graph Settings screen.

         2. Respond  "Y" to turn the index overlay ON, or "N" to turn
            the index overlay "OFF."  If  you  select  "Y,"  choose  a
            security or investment in your data file to be used as the
            index when you leave the Graph Settings screen.  A list is
            displayed on the screen for easy selection.

         <B> Moving Averages

         The use  of  moving  averages  is  a  simple  trend-following
         technique that seems to work very well for many investors. It
         works  because  you must balance it to the market you want to
         analyze.  Parameters are different for each market.

                                   4 - 5

         Moving averages have gained widespread use as a  simple,  but
         effective,  technical  tool  for  a  number  of reasons.  One
         reason that many investors like to use moving averages is the
         "smoothing out" effect that  they  have  on  the  erratic  or
         volatile  movement  in the day-to-day changes of a particular
         index or stock.  Current  and  past  overall  trends  can  be
         interpreted  much  easier  through  a moving average than the
         jerky peaks and valleys of daily price action.

         The "moving" part of moving average  simply  means  that  the
         above   calculation   continues  for  each  successive  days'
         prices.  In other words, the sixth  day'  s  price  would  be
         considered  in  the  arithmetic, while the first day' s price
         would  be  removed,  and  so  on.   This  continuous  process
         provides  a  less  erratic  line displayed on a chart, either
         compared with the stock or shown by itself.

         Since the moving average displays a calculated line  of  past
         price  action,  it  can  be viewed as a continuously changing
         line of support and resistance when displayed with the actual
         prices. When the price of a stock or  index  crosses  to  the
         downside  of  its  moving average, this is considered to be a
         "SELL" signal or one sign that the stock or index is dropping
         in price compared to its own average.  If the  price  of  the
         stock  or  index  has crossed above its own average, it shows
         that the price  has  outperformed  its  own  average  and  is
         considered  to  be a "BUY" signal.  While it is true that the
         moving average line is simply a display of past  history,  it
         can be quite an effective tool in staying on the "right side"
         of  the  market.   Try  using  a wide range of moving average
         values that best fit your trading strategies and the stock' s
         on-going price action.  By using other  technical  tools  and
         longer  term  moving averages such as a 200-day (39- 40 week)
         average, a better long term picture of  the  markets  can  be
         interpreted.   (MarketPLUS  Extended  Database  with 540 days
         allows the  long  term  moving  averages  to  be  practically
         implemented.)

         Two moving average lines can be  superimposed  on  the  price
         action  of  a  fund  or stock with option <B>.  Either one or
         both moving average lines can be turned on or off.  These can
         be  set  individually  according   to   your   wishes.    The
         identification  of  the  number  of  days used in each moving
         average is shown  on  the  top  right  of  the  graph.   This
         identification  is style coordinated by color of the text and
         the  moving  average  line  style  and  color  for  ease   of
         recognition.

         MarketPLUS implements the simple, weighted, and exponentially
         weighted moving averages in option <B>.  A lot has been  said
         about  exponential  moving  averages, because the calculation
         lends more weight to recent price data and less to past data.
         Try all three types of moving averages for yourself.  In many
         cases, the simple moving average can be  more  profitable  if
         applied  consistently.   The weighted moving average requires
         the computer a bit more time  to  calculate,  especially  the
         longer time frames.
                                   4 - 6


         Simple Moving Averages

         There  are many ways to calculate a moving average.  The most
         easily understood method is a "SIMPLE" or  arithmetic  moving
         average.  As an example, if you were to use a five-day moving
         average,  it  would  be  calculated  by  adding  together the
         individual closing  prices  for  five  consecutive  days  and
         dividing their sum total by five:

         DAY1 = 12.48
         DAY2 = 12.35
         DAY3 = 12.26
         DAY4 = 12.52
         DAY5 = 12.84

         (12.48 + 12.35 + 12.26 + 12.52 + 12.84) / 5 =
                    (62.45) / 5 = 12.49 average price over 5 days

         Exponential Moving Averages

         Several of our users have asked for the method of calculation
         used  in  the  exponential moving averages because it differs
         slightly  from  a  simple  arithmetic  moving   average.   In
         conceptual  form,  the  routine is calculated as

         let factor = 2/(movavedays + 1)

         let  movave(today) = (factor * todays price) + (1 - factor) *
                              movave(yesterdays)

         This weighing is most important when very short time duration
         moving averages are used, such as 5 or 7 days,  etc.  Without
         making  specific recommendations for specific markets, a good
         rule of thumb for moving average values (as a starting  point
         for daily data) is:

               Short-term trading       3 to 14 periods
          Intermediate-term trading     15 to 50 periods
               Long-term trading        50 to 200 periods

         You might also try plotting 2 or 3 moving averages of various
         periods (i.e., 30, 50, 150).

         EASY SETTING:

         To change the settings for moving averages:

         1. Press <B> while viewing the Graph  Settings  screen.   You
            are prompted to indicate if you  wish  to  display  moving
            averages on the Primary Indicator screen.

         2. Respond "N" to turn the moving averages OFF.   The  moving
            averages  are  not  displayed  on  the  Primary  Indicator
            screen.


                                   4 - 7


         3. Respond "Y" to turn the moving averages  ON.   The  moving
            averages are displayed on the  Primary  Indicator  screen.
            You  are  asked  if  you  wish to display the first of two
            moving average lines.  If you answer "Y," you are prompted
            first  for the type of moving average (simple, weighted or
            exponential),  then  to  input  the  number  of  days  (or
            weeks/months) on which to calculate  the  moving  average.
            You have the opportunity to set a second moving average in
            the same fashion.

         <C> Investor Defined Studies

         The Investor Defined Studies (IDS) is a series  of  technical
         studies  the  investor can select at will, to be displayed on
         the lower graph view port of the  Primary  Indicator  screen.
         Due  to  the  wide  diversity  of MarketPLUS users, we do not
         expect that every  study  will  be  utilized  by  all  users.
         Therefore,  we  provide three levels of MarketPLUS (Levels 1,
         2, and 3) for licensing.  Chapter 5 describes all of the  IDS
         options available in this Shareware version.

         EASY SETTING:

         To select an IDS option:

         1. Press <C> while viewing the Graph Settings screen.  A list
            of technical studies is displayed for you to select from.

         2. Select an IDS feature and respond to the prompts.

         <D> Overbought/Oversold Line Values

         Overbought lines appear in the top half of the price graph of
         an investment.  They serve as a reminder that nothing goes up
         forever,  and  that  we  might  want  to give some thought to
         selling when the price goes unrealistically high.

         Oversold lines appear in the lower half of the price graph of
         an investment.  They serve as a reminder that a stock or fund
         seldom goes down forever, and at some point they may well  be
         a bargain worth buying.

         It is not unusual to see the Overbought line at 0.75 or 0.80,
         and the Oversold line at 0.25 or 0.20; however, you can place
         these lines wherever you choose.

         EASY SETTING:

         To change the settings of the Overbought/Oversold lines:

         1. Press <D> while viewing the Graph  Settings  screen.   You
            are  prompted  to indicate if you wish to change the OB/OS
            line settings.

         2. Respond "N" to keep line settings as previously set.

                                   4 - 8


         3. Respond "Y" to change the line settings.  You are prompted
            to  enter  an  overbought  factor.   Since  this  sets the
            higher of the two lines, the factor should be greater than
            0.5  (0.5  to  0.99).  Next, you are prompted to enter the
            oversold  factor.  Since  this  sets  the lower of the two
            lines, the factor should be less than 0.5 (0.01 to 0.5).

         <E> Upper/Lower Trend Line

         In set-up mode, you can specify the individual days  for  the
         moving  average  lines  that  can be offset from the data and
         used to indicate Support and Resistance price levels.   These
         two  trend lines are entirely separate and can be offset from
         the data itself by the percentage points that you specify.

         For example, you may specify that the Support Moving  Average
         Line  be  represented  by  .98 times the 9-day moving average
         line, and the Resistance Line for higher prices be  shown  as
         1.03  times  the  21-day moving average line.  Plotting these
         lines forms a  channel  in  which  the  price  data  normally
         occurs.   It  is  easy  to  see  exceptions  where  the price
         appears to drop too low, or increases too rapidly.  By  using
         the  upper/lower  trend lines, you have, in effect, created a
         more "custom" pair of trading bands than in option <F>.

         EASY SETTING:

         To turn the Upper/Lower Trend Lines "ON/OFF":

         1. Press  <E>  while viewing the Graph Settings screen.  You
            are prompted to indicate if you wish to display the  upper
            and lower trend lines.

         2. Respond "N" to turn the trend lines OFF.

         3. Respond "Y" to turn the trend lines ON.  You are  prompted
            to enter a LOWER trend line factor.

         4. Enter a LOWER trend line factor in percent (i.e., 0.90 to
            0.99).   You  are  prompted  to  enter  the moving average
            factor for the LOWER trend line.

         5. Enter a moving average factor (days/weeks/months).

         6. Repeat  the same procedure for the UPPER trend line.  One
            exception, you normally  enter  a  higher  percent  factor
            (i.e.,  1.00  to 1.10).  By experimenting, you are able to
            set the trend lines to "catch" the tops and bottoms of the
            past price action.







                                   4 - 9

         <F> Filter Zone

         Filter  Zones  are sometimes called "trading bands." A filter
         zone  is  an  offset  from  a  moving  average  of  a   given
         percentage.  The  best  buy/sell signals occur when the price
         action is at or near the limits of the trading bands.  It  is
         common  to  set  the  width  of  the  filter  zone so that it
         encompasses most of the price  data  (90-95%).   Buy  signals
         occur  when the price action is at or near the lower band and
         sell signals are at the upper band.

         Filter   Zones   are   an   optional   special   case   of    the
         Support/Resistance  lines.   Filter Zones run parallel to the
         graph and are formed by selecting one  Moving  Average  Point
         and offsetting it the same distance (in percentage) above and
         below the stock price data.

         One  significant  difference between the Filter Zones and the
         Support/Resistance Zones is that the Filter zones  act  as  a
         continuous  channel  which  can  be tailored to fit a trading
         pattern,  including  the   majority   of   highs   and   lows
         establishing a continuous short term trading range.

         EASY SETTING:

         To turn the Filter Zone "ON/OFF":

         1. Press  <F>  while viewing the Graph Settings screen.  You
            are  prompted  to indicate if you wish to display a filter
            zone.

         2. Respond "N" to turn the filter zone OFF.

         3. Respond "Y" to turn the filter zone ON.  You are prompted
            to enter a moving average value for the filter zone.

         4. Enter a moving average value and press <ENTER>.   You  are
            prompted to enter a percent value  that  is  used  equally
            above and below the moving average line.

         5. Enter  a  percent value and press <ENTER>.  In effect, if
            you specify a 3% value, you would draw  a  moving  average
            line shifted vertically 3 percent above where the "normal"
            moving average line would be plotted.  Likewise, you would
            have  a  moving  average  line  drawn  3 percent below the
            "normal"  moving average line as well - creating a 6% zone
            about a typical moving average line.

         <G> Chart Presentation

         The data graph for the security is shown with a green plot on
         the screen.  The price movement area  of  the  graph  can  be
         enhanced  by  using  the  price  lines  in  option <G> on the
         Primary Indicator screen.  This cross-hatching brings out the
         data for easy viewing and  understanding,  particularly  when
         large  groups  of  people  are  viewing  the screen, as in an
         investor' s instructional class.
                                   4 - 10


         There are four modes in which graphs can be displayed.  These
         are  with  Price Lines, Grid Dots, both (price lines and grid
         dots) and none.  You have the  option  to  display  a  margin
         along  the  right  side  of the charts (between the last data
         point plotted and the right border of each view  port).  This
         has  been  found to make chart interpretation much easier for
         most investors.  You also have great control over  the  color
         presentation  of  the  background  surrounding the graph view
         ports.  There are 38 color combinations to choose  from.  You
         are  encouraged to try all combinations of option <G> to find
         which settings suit your individual preference.

         EASY SETTING:

         To change the Chart Presentation setting:

         1. Press <G> while viewing the Graph  Settings  screen.   You
            are prompted to select one of the following:

               <G>rid  only  -  This displays a grid dot vertically at
                each  vertical  scale  point  and  at  each data point
                horizontally.

               <P>rice lines - This draws a  vertical  line  from  the
               base  of the graph up to the closing price of each data
               point.

               <B>oth - This turns both price lines and grid dots on.

               <N>one - This leaves the  indicator  screen  background
                blank.

         As  mentioned previously, you can also display a right margin
         (or none), and alter the color settings  of  the  background.


         4.2.2 Secondary Indicator Screen Settings

         The Secondary Indicator screen is composed of four graph view
         ports located one above the other.   This  arrangement,  with
         the  price  and  the  indicators,  allows  you to compare the
         indicators with the actual price chart.  The  same  automatic
         spread  and  scaling features of the data used on the Primary
         Indicator screen are continued  in  the  Secondary  Indicator
         Screen.

         Primary  features  of  the Secondary Indicator screen are (1)
         the  price  plot  with  Bollinger  Bands,  (2)  the  Relative
         Strength Index, (3) the Moving Average Convergence/Divergence
         (MACD),  (4)  the Williams Oscillator, and (5) moving average
         plots in each view port (see option "L").





                                   4 - 11


         <H> Williams Oscillator (William's Percent R)

         This study is a variation on  the  basic  stochastics.   This
         study  was  popularized  by  Larry  Williams.  This indicator
         oscillates between a value of 0 and -100.  We consider -20 as
         an overbought area and -80 as an undersold area.  This,  like
         all  stochasics,  is  a powerful short-term trading study. We
         have noticed, however, that if longer time periods of  30  to
         65  are used, one can develop a system of identifying trading
         cycles.  The recommended periods for  short  to  intermediate
         trading is 9 to 14.  Consider a strong buy signal when the %R
         has dropped to -100 and has remained at this level for 3 to 5
         periods  and  begins  to  turn  up to the - 80 level.  A sell
         signal is generated when the %R has peaked at 0 and has begun
         to drop and broken the -20 level.

         The Williams Oscillator is based on determining how  high  or
         low  a  stock or fund is in relationship to its trading range
         for the last N number  of  days.   When  a  security's  daily
         closing  price  is  at the Highest High of the time interval,
         the oscillator is at  the  extreme  top  line  of  the  plot.
         Conversely,  when  the  stock  or fund has been falling for X
         days, the oscillator is in the -100 bottom.

         The calculation is as follows:

                (Highest price in N days - Today's price in N days)
         W.O. = --------------------------------------------------
                (Highest price in N days - Lowest price in N days)

         EASY SETTING:

         To set the Williams Oscillator:

         1. Press <H> while viewing the Graph  Settings  screen.   You
            are  prompted  to indicate if you wish to display a filter
            zone.   This is a constant indicator (as are the others on
            the Secondary Indicator screen), so you are only asked for
            the    time    period   for   the   William's   Oscillator
            (Days/weeks/months).

         2. Enter the time period and press <ENTER>.

         <I> Wilder's Relative Strength Index (RSI)

         The  Wilder's  Relative  Strength  Index  (RSI) is a momentum
         oscillator comparing the strength of the "average ups" to the
         "average downs" during the  number  of  days  for  which  the
         oscillator   is   set.   For  detailed  RSI  information  and
         explanation, refer to the book, "New  Concepts  in  Technical
         Trading  System"  by  J.  Welles  Wilder,  Jr., P.O. Box 459,
         Greensboro, North Carolina, 27402.




                                   4 - 12


         The classic RSI was applied to a 14-day period of closes of a
         stock or commodity.  Typical RSI range is from 40 to 80 in  a
         bull market, and 25 to 65 in a bear market.  A bull market is
         indicated  by  a continuing series of higher highs and higher
         lows  in  the  RSI.   Lower  highs   and   lower   lows   are
         characteristic of a bear market.

         A top failure swing occurs when the peak in the RSI (over 70)
         fails  to exceed the previous peak in a up trend, followed by
         a downside break of the previous  trend.   A  bottom  failure
         swing occurs when the RSI is in a downtrend (under 30), fails
         to set a new low, and then proceeds to a previous peak.

         Divergences  between  the slopes of the RSI and the price are
         warnings of an impending price trend direction  change.   The
         change  may not always occur immediately, so other tools must
         be used to confirm the change!

         Classic trend line analysis can  be  used  to  determine  RSI
         support  and  resistance levels.  Moving averages can also be
         used for RSI support and  resistance.   Many  time  patterns,
         such  as pendants, head-and-shoulders, etc., are more readily
         seen in the action of the RSI than with the price  action  of
         the stock itself.

         The calculations are based on the relationship

                 RSI = 100 - ((100)/(l+RS))

         where

          RSI = "average ups" for X days/"average downs" for X days"
          X = numbers of running days for which the oscillator is set

         Commonly  used  time intervals for the RSI range from 7 to 21
         days,  depending  upon  the  wishes  of  the  investor.   The
         shorter  the  interval  in  days,  the  more  responsive  the
         indicator to current events.  The RSI  graph  shows  how  the
         price  action  has  moved  compared  to  itself  for  various
         periods of time.  "Is the stock going up faster than  it  did
         last  week?"  is  readily  shown  by this indicator.

         The  fact  that  a  moving  average of the RSI index is drawn
         makes the RSI indicator even more powerful.   Consider  using
         the moving average of the oscillator as a "trigger."

         In summary, the Relative Strength Index is a tool that adds a
         new dimension in chart interpretation:

         Tops  and Bottoms are indicated when the RSI goes above 70 or
         drops below 30.

         Chart Formations may be more apparent in the RSI than in  the
         plot of the data itself.


                                   4 - 13


         Failure  Swings  above  70  or  below 30 on the RSI scale are
         strong indications of market reversals.

         Support and Resistance often show up more pronounced  on  the
         RSI than on the data itself.

         Divergence  between  the  RSI  and the price trends is a very
         strong indication that a market turning point is very near.

         Give this RSI a lot of study along with the price  action  of
         the  stock or fund being graphed.  It is powerful, especially
         if used  in  conjunction  with  other  studies  such  as  the
         Bollinger Bands and MACD.

         EASY SETTING:

         To change the RSI setting:

         1. Press <I> while viewing the Graph  Settings  screen.   You
            are   prompted   to   enter    the    time    frame    (in
            days/weeks/months) for the RSI.

         2.Enter the time frame and press <ENTER>.

         <J> Moving Average Convergence/Divergence (MACD)

         A   complete   description   of  Moving  Average  Convergence
         Divergence (MACD) is provided in Chapter 5 - Investor Defined
         Studies.

         EASY SETTING:

         To turn the Moving Average Convergence/Divergence "ON/OFF":

         1. Press  <J>  while viewing the Graph Settings screen.  You
            are  prompted  to  indicate  if  you  wish  to display the
            convergence/divergence of two moving averages.

         2. Respond "N" to turn the MACD OFF.

         3. Respond "Y" to turn the MACD  ON.   You  are  prompted  to
            enter two different moving average values.

         4. Enter  two  different  moving  average  values  and  press
           <ENTER>.


         <K> Bollinger Bands

         The  top presentation is the price of the fund or stock. This
         is a "cameo" of the  price  action.   Although  the  vertical
         scale  is  reduced, the plot of the price is still totally in
         accurate scale.  It is on this price plot that the  Bollinger
         Bands are shown.


                                   4 - 14


         The  Bollinger  Bands  have  been  devised  by John Bollinger
         (formerly of the Financial News  Network).   Bollinger  Bands
         are  difficult  to  calculate  because the computer must do a
         "ton" of calculations for each data point.  To calculate the

         Bollinger Bands, the Standard Deviation is calculated for the
         moving time interval.  Standard Deviation  is  a  statistical
         measurement of the variability of a given sample of data. For
         normally  distributed  data (of which stock prices are not!),
         it can be shown  that  90%  of  the  data  will  fall  within
         plus-or-minus  2  Standard  Deviation of the mean data point.
         Confidence Limits can be developed on this basis.   Commonly,
         Bollinger  Bands are calculated on 2 Standard Deviation based
         on the last 20 or 21  (a  month  for  daily  plots)  days  of
         trades.

         When  the  Bollinger  Bands  narrow,  this  indicates  that a
         consolidation in price is occurring.  It is not  uncommon  to
         have a break-out in price after a period of consolidation. In
         many  cases,  when the price line has passed below the moving
         average, the price "tests" the  lower  band.   If  the  price
         breaks  outside  the  lower band, the lower trend most likely
         continues for some time.  When the price stops "hugging"  the
         lower  band  and  turns  up,  it most likely tests the moving
         average line before a longer trend is established.

         By the same measure, when the price line has passed above the
         moving average, the price "tests" the  upper  band.   If  the
         price  breaks outside the upper band, the positive moves most
         likely continue.  When the price stops  "hugging"  the  upper
         band  and turns down, it most likely tests the moving average
         line before a longer trend is established.

         When  analyzing  the  relationship  of  the  price  with  the
         Bollinger  Bands, you might observe the current status of the
         Wilder's RSI.  A divergence of RSI peaks  helps  confirm  the
         Bollinger Bands and the eventual price direction.

         As  with all the mathematical calculations of MarketPLUS, the
         Bollinger Band calculation time can be  reduced  dramatically
         if a math co-processor card is installed in your computer. If
         your  computer  does  not have a math chip, and the Bollinger
         band calculations seem to take too long, don't  worry.   Just
         keep  the  Bollinger Bands turned OFF most of the time.  When
         you really want to check out something,  turn  the  Bollinger
         bands  ON  for several individual calculations, the turn them
         OFF again.  This seems to work O.K. for  most  users  of  the
         program.

         EASY SETTING:

         To turn the Bollinger Bands "ON/OFF":

         1. Press  <K>  while viewing the Graph Settings screen.  You
            are  prompted  to  indicate  if  you  wish  to  plot   the
            indicator.
                                   4 - 15


         2. Respond "N" to turn the Bollinger Bands OFF.

         3. Respond "Y" to turn  the  Bollinger  Bands  ON.   You  are
            prompted to enter a standard deviation factor (1 to 3).

         4. Enter a standard deviation factor and press <ENTER>.  You
            are prompted to enter  a  moving  average  value  for  the
            bands (7 - 50).

         5. Enter a moving average value and press <ENTER>.


         <L> Three indicator's Moving Average

         The  indicators  tend  to  be various kinds of "wiggly" lines
         that sometimes are difficult to determine  if  there  is  any
         "trend"  to  the  indicator,  or maybe it is just noise.  One
         easy way to get a good feel of  what  is  going  on  with  an
         indicator is to put a moving average through the indicator.

         One  of  our  favorites  (with  daily  data) is 21-day moving
         average for the indicators.  This is  a  "month,"  so  trends
         show  up  better  when  the moving averages are used with the
         indicators.  The nine-day and  fourteen-day  values  seem  to
         help  trigger  buy/sell  points  as well.  You may want to do
         some experimentation here.

         The real power of this method of transposing a moving average
         line is as follows:

         Only a single value must be entered.

         * Each indicator's calculated values are used in  calculating
         its  independent  moving  average  value.   In other words, a
         single moving average is not just "overlayed" on top  of  all
         the  studies  -  each  moving  average  is unique to its' own
         indicator.

         * By using the same time  period  on  each  indicator,  price
         action is sometimes easier to evaluate.

         * This option has also been selected to set as a trigger line
         (appears as white dots)  on  a  number  of  the  IDS  options
         displayed  in  the  lower  graphics  view port of the Primary
         Indicator screen.

         EASY SETTING:

         To turn the three indicators' moving average "ON/OFF":

         1. Press  <L>  while viewing the Graph Settings screen.  You
            are prompted to indicate if you wish to display the moving
            average on the three lower indicators.

         2. Respond "N" to turn the moving average display OFF.

                                   4 - 16


         3. Respond  "Y"  to turn the moving average display ON.  You
            are prompted to enter a moving average value.

         4. Enter  a  moving  average  value  and press <ENTER>.  The
            minimum value you can enter is 3, while the maximum is  90
            percent of the files total prices.  For example,  if  your
            file currently stores 129 prices per security, the maximum
            moving average value would be 116 (129 X 0.9 = 116.1).


         4.2.3 AUTOMATIC FEATURES

         Automatic Scaling of the Graph on Y-Axis

         Regardless of the movement of the data, the program  provides
         automatic  scaling.   This  covers  the  range  of  the  data
         movement of the fund or  stock  for  the  days  graphed.   In
         addition,  if  an Index is plotted, the range of the Index is
         made available so that all  permanent  data  can  be  viewed.
         Price  scaling is shown on the left scale on the graphs. More
         decimal places are now shown to this scaling for those people
         doing currency trading.

         Automatic Scaling of Price Change Percentage on Y-Axis

         This useful feature consists of a percentage change scale  on
         the  right-hand  side  of the Primary Indicator screen.  This
         simplifies all the mental arithmetic we all do in finding  if
         this  change  is  a  20%  change  or  what.   When  the exact
         gain/loss is needed, the standard line  has  a  new  built-in
         price change calculator too.

         Automatic Spread and Scaling of Data on X-Axis

         The  first DATE of interest is shown on the left-hand side of
         the screen, while the last DATE for the graph is shown on the
         right side of the screen.  These are shown on line 2  of  the
         graphs.   With  the  zoom  function you can narrow this range
         down to any 10 data point's time interval.  This, in  effect,
         gives  an  automatic  "zoom"  effect  when  you  want to very
         carefully study only a few days data such as 15 or 20 days in
         oration.  The appropriate dates are automatically shown  just
         above  the  graph on the right and left-hand sides.













                                   4 - 17


         Chapter 5 Investor Defined Studies (IDS)

         There are three Investor Defined Studies (IDS)  available  in
         this Shareware version:

                Cone Index
                Price/Moving Average Oscillator
                Moving Average Convergence/Divergence

         IDS  provides  some basic insight to these technical studies.
         Since MarketPLUS makes use of only the closing price  of  any
         security,  some  of  the  IDS formulas presented are slighted
         modified  in  MarketPLUS.   For  example,   Larry   Williams'
         percent R uses the lowest "low" in N days, whereas MarketPLUS
         will  calculate  Williams'  percent  R  utilizing  the lowest
         "close" in N days.  Keep in mind that most charting  programs
         use  the  "high," "low," and "volume," as well as the "close"
         of a price.  The MarketPLUS database does not allow for these
         other values, as this is a tradeoff for the  benefits  unique
         to Market PLUS.

         Just  as  many  technicians will argue that technical studies
         developed for the futures market find direct  application  in
         stocks  and  mutual  funds,  many technicians will agree that
         slight differences in programming an  indicator  are  not  as
         significant  as  applying  these  indicators  consistently in
         trading.

         5.1 Cone Group Performance Comparison Index (Cone Index)

         The Cone  Group  Performance  Comparison  Index  (CGPCI)  was
         developed  by Roy T. Cone as a technical study to display the
         direct performance of  an  individual  security  against  the
         performance of an entire portfolio of investments or indices.

         This  indicator  is  similar  in  concept  to the Comparative
         Relative Strength with the added  feature  of  comparing  one
         security  against  the mean value of the entire group whether
         there are two securities or fifty  securities  in  the  file.
         Essentially,  the  Cone  Index  is very much like a Dow Jones
         Industrials or S&P 500 index, except that it includes all the
         securities in any one Market PLUS data file.  In addition, it
         displays the momentum of this difference by allowing  you  to
         specify  the  time  range  to  compare  from with the current
         value.











                                   5 - 1


         The Cone Index calculation is as follows:

               (security price/sec.filter.av)
               ------------------------------ = Cone Index
               (group price/group.filter.av)

         where:

          N = time frame selected

          sec.filter.av = security  price(previous  -  N  days  ago)+
                          security  price(today  - N days ago)+
                          security price(next - N days ago)
                          -------------------------------------------
                                              3

          groupfilter.av  =  group  average  price  (previous - N days
                             ago)+ group  average  price  (today  -  N
                             days  ago)+ group average price (next - N
                             days ago)
                             -----------------------------------------
                                                  3


         Actually, the  Cone  Index  itself  is  invisible.   What  is
         plotted  is  the  security's  performance  against the index.
         Simply stated, if the value of the histogram or line is above
         the neutral line, the security is outperforming  the  average
         of  all  the securities in the file.  If the oscillating line
         is below the neutral, then the security is  under  performing
         the  average  of  the  group.   If  the  oscillating  line is
         directly on the neutral line, then the security is performing
         as well as the average of the group.

         This can be a powerful tool for finding entry and exit points
         because you can graphically see a stock lose momentum against
         the average of the group many times before  the  price  peaks
         (the  security's  value  begins  to  drop  toward the neutral
         (mean) line).  We have found that using a time frame of 7  to
         25 to be very significant trading sector mutual funds.

         5.2 Price/Moving Average Oscillator

         The  Price/Moving  Average Oscillator displays the price of a
         security divided by a specified  exponential  moving  average
         about  a  neutral line.  The typical entry and exit points of
         the  basic  moving  average  system  seldom   are   easy   to
         graphically  anticipate  until  the  crossing  point actually
         occurs.  By oscillating the difference between the price  and
         the  moving average about a horizontal line, not only are the
         entry and exit points easier to visualize, but the  indicator
         shows  the  historical  extremes  and  normal  limits  of the
         differences.



                                   5 - 2


         The  Price/Moving  Average  Oscillator  calculation   is   as
         follows:

               Price/MA = Price (today) - EXPMA(N days ago)

            where:

                  EXPMA = an exponential moving average

                      N = moving average periods

         5.3 Moving Average Convergence/Divergence (MACD)

         This  indicator  is formed by the difference in two different
         exponential moving average lines.  This is called the  Moving
         Average   Convergence   Divergence  (MACD).   The  difference
         between  these  two  moving  averages  is  plotted   as   one
         resulting  line oscillating about a neutral line.  Finally, a
         third moving average is  calculated  and  plotted  about  the
         resulting  line,  and  serves as a "trigger" line to generate
         buy/sell signals.  This indicator was first written about and
         popularized by Gerald Appel in 1979. Merely  subtracting  the
         longer  period  moving  average  from  the shorter period one
         leaves you with an oscillator that  gives  quicker  and  more
         timely  signals.   It is common for the longer moving average
         to be 2, 3, even 4 times the time length of the shorter  time
         moving  average.   While  Market  PLUS  allows you to set any
         values  you  wish, Gerald Appel recommends using a 12- period
         and 26-period  MACD  with  a  9-period  "trigger"  line.   To
         activate  the  trigger  line,  set  option  "L"  of the graph
         settings screen.

         The MACD is most useful in determining intermediate  to  long
         term trends.  Divergences in a security become quite apparent
         with  the  MACD, proving effective for forecasting (a word we
         don't use too often)  future  price  direction,  if  used  in
         conjunction   with  other  indicators  (i.e.,  Wilder's  RSI,
         Bollinger Bands, etc.).  Finally the trigger line is  plotted
         about the resulting line.

         The MACD calculation is as follows:

                     MACD = EPMA1-EPMA2

            where:

                   EPMA1= First exponential moving average

                   EPMA2= Second exponential moving average







                                   5 - 3


         Chapter 6 MarketPLUS Data File Format

         MarketPLUS  was  designed to enable the investor to make full
         use of a single piece of information, the closing price of  a
         security   or  other  investment.   A  tremendous  amount  of
         analysis can be performed with this information as evident in
         this program.  For those of you who write your own  programs,
         or  wish  to  utilize  MarketPLUS  data  in other programs or
         applications, we include the following  example  for  you  to
         understand the structure of a "typical" MarketPLUS data file.

         You  are  able  to  view and edit any MarketPLUS data file by
         simply loading it into any standard word  processing  program
         that  has the ability to read and write in ASCII format (also
         sometimes referred  to  as  "non-document"  or  "programming"
         mode).

         Data  is  written  and  read sequentially by MarketPLUS.  The
         following explains how a data file is read in initially.  For
         our  example,  we will use a file that stores 3 mutual funds,
         containing 8 closing prices each.

         1. The file is first opened

         2. The  number  of investments, number of closing prices for
            each investment, time frame (daily, weekly,  or  monthly),
            and type of investment (fund, stock, commodity,  etc.)  is
            first read into memory.

         3. Each date is read in.  The number  of  dates  matches  the
            number  of  closing prices per investment (Lines 2 through
            9).

         4. The first investment name is read into memory (Line 10).

         5. All closing prices for the first investment are read into
            memory (Lines 11 through 18).

         6. Steps  4 and 5 are repeated for each remaining investment
            (Lines 19 through 36).

         7. After  the  last closing price for the last investment is
            read in, the file is closed.

         8. The  data  remains  in  memory until another data file is
            opened or until one leaves the program.

          NOTE:  Most  word  processing  programs  do  not  list  line
         numbers  as we have below ! This is provided only to help you
         examine the data file more clearly.






                                   6 - 1


                    Line 1>   3, 8, "Day," "FUND"
                    Line 2>   "07/09/87"
                    Line 3>   "07/10/87"
                    Line 4>   "07/11/87"
                    Line 5>   "07/13/87"
                    Line 6>   "07/14/87"
                    Line 7>   "07/15/87"
                    Line 8>   "07/16/87"
                    Line 9>   "07/17/87"
                    Line 10>  "FIDELITY"
                    Line 11>  17.25
                    Line 12>  17.31
                    Line 13>  17.30
                    Line 14>  17.48
                    Line 15>  17.51
                    Line 16>  17.64
                    Line 17>  17.68
                    Line 18>  17.54
                    Line 19>  "GROW&INC"
                    Line 20>  16.83
                    Line 21>  16.90
                    Line 22>  16.74
                    Line 23>  16.89
                    Line 24>  16.91
                    Line 25>  17.01
                    Line 26>  17.09
                    Line 27>  16.97
                    Line 28>  "MAGELLAN"
                    Line 29>  52.31
                    Line 30>  52.35
                    Line 31>  52.38'
                    Line 32>  52.98
                    Line 33>  52.96
                    Line 34>  53.43
                    Line 35>  53.60
                    Line 36>  53.12

          Figure C-1.  Typical MarketPLUS Data File


















                                   6 - 2


         Chapter 7 DOS Error Messages

         While MarketPLUS trips for the most common  errors,  you  may
         receive  one  of the code numbers (in rare occurrence) listed
         below.  These code numbers are returned by MarketPLUS.


        Code Message               Code Message
        1  Next without FOR        51   Internal error
        2  Syntax Error            52   Bad filename or number
        3  Return without GOSUB    53   File not found
        4  Out of DATA             54   Bad file mode
        5  Illegal Function Call   55   File already open
        6  Overflow                56   FIELD statement active
        7  Out of Memory           57   Device I/O error
        8  Label not defined       58   File already exists
        9  Subscript out of range  59   Bad record length
        10 Duplicate definition    61   Disk full
        11 Division by zero        62   Input past end of file
        12 Illegal in direct mode  63   Bad record number
        13 Type mismatch           64   Bad filename
        14 Out of string space     67   Too many files
        16 Strng form too complex  68   Device unavailable
        17 Cannot continue         69   Communication Buffer overflow
        18 Function not defined    70   Permission denied
        19 No RESUME               71   Disk not ready
        20 RESUME without error    72   Disk-media error
        24 Device time-out         73   Feature unavailable
        25 Device fault            74   Rename across disks
        26 FOR without NEXT        75   Path file access error
        27 Out of Paper            76   Path not found
        29 WHILE without WEND      80   Feature removed
        30 WEND without WHILE      81   Invalid name
        33 Duplicate LABEL         82   Table not found
        35 Subprogram not defined  83   Index not found
        37 Argument-count mismatch 84   Invalid column
        38 Array not defined       85   No current record
        40 Variable required       86   Dupl. value for unique index
        50 Field overflow          87   Invalid opern on null index
                                   88   Database needs repair



         The following is a list of the codes that have been  reported
         and the probable reason.

         ERROR     PROBABLE REASON FOR ERROR

         5         Incorrect graphics card or monitor specified in
                   configuration.

         6,9,11,13 Invalid price in the database (i.e., a "O" or "O"
                   instead of a real value). Also can be caused by a
                   continuous string of non-varying prices (1.e., 20
                   days of unchanging prices).

                                   7 - 1


         7         Not enough memory in your system to load
                   MarketPLUS or too large a data file.  Also happens
                   on occasion trying to run MarketPLUS when using
                   PC_TOOLS.  Remove TSR memory resident programs.

         24,25,26  Printer is not turned on, is off-line, or is out
                   of paper.

         62        Invalid  MarketPLUS   database  file  (or  wrong
                   capacity).














































                                   7 - 2


         Chapter 8 Function Keys & HOT Keys

         This chapter defines function and hot  keys  and  provides  a
         description of their meanings.

         8.1 FUNCTION KEYS

         What are Function Keys?

         The  "function"  keys  are  the  10 to 12 special keys to the
         left or on the top row of your keyboard, depending upon  your
         system.   The function keys are special keys that can be used
         for programmers and can be  preassigned  to  perform  special
         features.

         How Function Keys Work in MarketPLUS

         In MarketPLUS, we have made good use of the function keys for
         items  that is repeatedly done.  Thus, function keys are time
         savers.  Function  keys  have  been  assigned  in  a  logical
         sequence,  and  in keeping with the usage conventions of most
         popular  software  programs.  Function   keys   have   global
         assignments   in   the  graphics  mode,  and  can  be  called
         immediately.

         Function Key Definitions

         <F1> HELP

         The <F1> key is the familiar "help" key.  When  this  key  is
         pressed  while  in the graphics part of the program, the help
         text is displayed.  You can scroll through the help  text  to
         find  the answers to your questions.  The help text cannot be
         as  complete  as  the  documentation,  but  it  answers  many
         questions  quickly,  and  is  a  quick  reminder of what each
         feature does.

         <F2> Redraw Pr<I>mary Screen

         The <F2> key is available in the Screen pull-down menu.  This
         key  redraws  the  Primary  Indicator  screen,  clearing  any
         user-placed lines or symbols.  <i> is the HOT key  (discussed
         later in this chapter).

         <F3> Redraw Se<C>ondary Screen

         The  <F3> key is available in the Screen pull-down menu. This
         key redraws the Secondary Indicator screen.  <c> is  the  HOT
         key.

         <F4> Select <N>ext Graph

         The  <F4> key is available in the Screen pull-down menu. This
         key displays a listing of the  next  investment  for  you  to
         choose for graphing.  <n> is the HOT key.

                                   8 - 1


         <F5> <A>utomatic Next

         The  <F5> key is available in the Screen pull-down menu. This
         key automatically graphs the next  investment  in  the  file.
         This  will  graph  the next investment as the investments are
         loaded in from disk storage unless the investments have  been
         sorted  over  in  the  tabular  sorts.  If  the file has been
         sorted, then the next graph shown will be next in the  sorted
         listing.  <a> is the HOT key.

         <F6> <O>B/OS Lines

         The  <F6>  key  is  available  in the Utility pull-down menu.
         This key toggles  the  overbought/oversold  lines  ON/OFF  on
         either  the  Primary  or  Secondary  Indicator  screens.  The
         location of the  OB/OS  lines  can  be  defined  under  graph
         settings.  <o> is the HOT key.

         <F7> <G>raph Settings:

         The  <F7>  key  is  available  in the Utility pull-down menu.
         This key displays the screen that shows how all  the  various
         indicators  for  MarketPLUS  are  setup.   Of course, you can
         easily change the setup for any indicator.  Just  follow  the
         prompts.  <g> is the HOT key.

         <F8> <P>rint Graph

         The  <F8>  key  is  available  in the Utility pull-down menu.
         This key allows the printer driver  to  be  invoked  for  the
         printer  defined in the configuration of MarketPLUS.  This is
         how hard copies of any graph can be easily made.  The printer
         must be on-line and ready to go.  <p> is the HOT key.

         <F9> <Z>oom

         The <F9> key is available in the Screen pull-down menu.  This
         key  allows you to select any 11 data point or larger portion
         of the graph for  magnification  so  you  can  give  it  more
         careful study.  After you have completed your detailed study,
         zoom  again  back  to the full size presentation.  <z> is the
         HOT key.

         <F10> E<X>it

         The <F10> key is available in  the  Utility  pull-down  menu.
         This  key  exits  the  program  and takes you back to the DOS
         prompt.  <x> is the HOT key.

         <ALT><F1> Load New <F>ile

         The <ALT><F1> key is available in the Utility pull-down menu.
         This key combination takes you back to the list of data files
         on the designated  drive.   This  is  a  time  saver  if  you
         maintain  several  data files of investments.  <F> key is the
         HOT key.
                                   8 - 2


         <F11> Currently Unassigned

         <F12> Currently Unassigned



         8.2 HOT KEYS

         What are HOT Keys?

         The HOT keys are comprised of special keyboard assignment  of
         the regular keyboard keys under special situations.  HOT keys
         are not global in the graphics mode, in the same way that the
         Function  keys are global.  But HOT keys are handy and can be
         a real time saver, bypassing the pull-down menu system.

         HOT keys are easy to spot on the color menu  screen  (EGA/VGA
         only),  because  there is a color change and the HOT keys are
         shown in red.  Some functions, especially  the  line  Drawing
         routines, do not have Function keys assigned, so HOT keys are
         the  best  way to call these powerful routines without having
         to access the pull-down menu system.

         We are sorry to say that all HOT keys are not  intuitive  and
         match  with  the  first  letter of the function to be called.
         This is because there are so many HOT keys used.   Twenty-two
         HOT  keys  are used, so we are almost out of alphabet.  Also,
         because of a numerical limit of assigned keys, HOT  keys  are
         inactive  when  the <CAPS LOCK> is turned "ON." HOT keys only
         work in lower case.

         HOT Key Definitions                  Pull-Down Menu Location

         <a>  <A>utomatic Next                        SCREEN
         <b>  <B>uy Symbol                            DRAW
         <c>  Redraws Se<C>ondary Screen              SCREEN
         <d>  <D>isplay Status Window                 UTILITY
         <e>  <E>xtended Line                         DRAW
         <f>  Load New <F>ile                         UTILITY
         <g>  <G>raph Settings                        UTILITY
         <h>  <H>ortizonal Line                       DRAW
         <i>  Redraws Pr<I>mary Screen                SCREEN
         <l>  Standard <L>ine & Gain/Loss             DRAW
         <m>  <M>ulti-plot                            DRAW
         <n>  Select <N>ext Graph                     SCREEN
         <o>  <O>verbought/Oversold Lines             UTILITY
         <p>  <P>rint Graph                           UTILITY
         <s>  <S>ell Symbol                           DRAW
         <t>  Flex-plo<T>                             DRAW
         <u>  Fibonacci St<U>dies                     DRAW
         <v>  <V>ertical Line                         DRAW
         <w>  Andre<W>s Method                        DRAW
         <x>  E<X>it                                  UTILITY
         <y>  C<Y>cle Lines                           DRAW
         <z>  <Z>oom into smaller/larger data range   SCREEN

                                   8 - 3


         Appendix A Commonly Asked Questions

         Some of our users  and  potential  users  of  MarketPLUS  ask
         questions about the program and related products.  Here are a
         few of them with our responses.

         Q: Why is it that MarketPLUS is so affordable?

         A:  MarketPLUS  began  as  a  public  domain  program  called
         "Market" in 1986.  The original program began as a "Labor  of
         Love,"  and  has been developed to its current state with the
         same labor-of-love attitude.  Since MarketPLUS  is  owned  by
         and  under  the  development  of  independent programmers and
         marketed via shareware, there is very little overhead to pay.
         MarketPLUS is popular on its own merits:

         A unique database (allowing several investments in  a  single
         data file).

         Low  cost (well under the $300 to $2500 average cost for this
         type of product).

         Very easy to learn, use, and maintain.

         FAST and powerful features within the program.

         Friendly and personalized service for our customers.

         Doesn't require EXTERNAL programs to  support  (spreadsheets,
         templates, or databases).

         Customer input is well received (and welcomed!).

         Satisfied customers all over the world!

         Q:  How  long  will  it  take  me  to master the commands and
         features of MarketPLUS?

         A: Unlike most investment program of  this  type,  MarketPLUS
         does not require several weeks of learning to use it.  Due to
         the  easy-to-use  menus and simple commands, most users learn
         to move through the program and  use  most  of  the  features
         within two or three hours after installation.

         Q:  Will I need to buy other programs to maintain and support
         MarketPLUS?

         A: No, MarketPLUS does not require you to purchase a separate
         database or spreadsheet program to take full advantage of the
         program.  While MarketPLUS  is  a  self-  contained  program,
         there  are  some  add-on  programs  you can purchase from F2S
         Enterprises to simplify the use of MarketPLUS (see  Companion
         Products),    specifically    MarketFON,   MarketTOOLS,   and
         MarketCONVERT.


                                   A - 1


         Q: Why don't you  include  the  ADD-ON  programs  within  the
         MarketPLUS program?

         A:  MarketPLUS,  like  many  programs of its size, uses large
         amounts of computer memory to  speed  up  its  functions  and
         provide  fast  output  on  your  display.  Since  most of the
         utilities provided in MarketTOOLS or MarketFON do not require
         immediate output,  we  maintain  them  as  separate  programs
         (available  at  a  VERY low cost) in order to keep MarketPLUS
         fast and easy to use!

         Q: Do I need to use a mouse and printer to use the program?

         A: No, you do not need to own a mouse.  While a  mouse  is  a
         very  worthwhile  investment, and it makes using MarketPLUS a
         SNAP!, all commands are easily activated with your  keyboard.
         No,  you  do  not  have  to use a printer either to get great
         benefit from using MarketPLUS.  However, making a  hard  copy
         of  an  investment's  graph or generating a tabular report on
         paper will serve you well when referring to why you bought or
         sold a security.

         Q: Can I download data for MarketPLUS via a modem?

         A: Yes, MarketPLUS has a companion  product,  MarketFON  (see
         Companion  Products)  which  allows  the  use  of  a modem to
         download quotes  from  a  very  cost  effective  data  supply
         service  - "DIAL DATA," a division of Track Data Corporation.
         (You must establish an account with  Track  Data  Corporation
         before using MarketFON.)

         Q:  I already have some historical data that I have used with
         another investment program.  Will you convert the data for me
         to MarketPLUS's format?

         A: No.  Since there are a number of data formats in use,  and
         most  require  other entries (high, low, volume, etc.), we do
         not provide any conversion programs built in  to  MarketPLUS.
         However,  should  you  decide  to  write  your own conversion
         routine, we provide  you  with  a  complete  description  and
         example of MarketPLUS's data format in Data File Format, as a
         guide  for your use. We also have an ASCII conversion program
         available that converts most any historical ASCII stock  data
         file to the MarketPLUS data format.


         Q:  What  should  I  do  if  I get an error message using the
         program?

         A:  MarketPLUS  is  equipped   with   a   number   of   automatic
         error-handling  routines  to  make life easier when using the
         program.  If the error  message  asks  you  to  do  something
         (insert  the  data  disk, etc.), simply perform the operation



                                   A - 2



         and continue.  Most errors are due to incorrect  installation
         or  configuration,  so  take  your  time  when  starting out!
         Chapter 7 contains an error list to help you track down  what
         may  have  caused the error initially, and a list of possible
         reasons.


         If you are unable to determine why you received an error,  do
         the following:

         Send  us  a  hard-copy print of the error (or error message),
         the Graph Settings screen, and  send  us  the  following:

         1. Version of MarketPLUS you are using.

         2. Your name and registration number.

         3. Some general  information:
              a) Make & model of computer
              b) Amount  of  memory  available  (run  the  DOS  chkdsk
                 command  to  list available memory)
              c) type of memory resident programs, if any, and  memory
                 they  use
              d) type  of  graphics  card  and  monitor
              e) type  of  printer  you  are using.
              f) description of problem (how it happened).
              g) can you duplicate the error?

         Q: How will I know about any future versions of MarketPLUS or
         any new companion products?

          A:  By sending in your registration form, you will be listed
         on our mailing list.  We will contact  you  immediately  when
         new versions (discounted to registered users) or new products
         become available.




















                                   A - 3


         Appendix B MarketPLUS Companion Products

         IMPORTANT  NOTE:  Before  ordering  ANY listed product please
         contact us first as prices and products are always subject to
         change!

         The  following  products  all  contain  full documentation on
         disk.

         MarketFON (Version 1.6)                               $ 24.95

         The data  downloading  and  conversion  program  to  be  used
         specifically  with  MarketPLUS and Track Data Corporation ' s
         Dialdata system for obtaining quotes.  You must establish  an
         account  with  Track  Data  Corporation  for  this program to
         benefit you. Contact us for more information.

         Features:

         Create TICKER.TXT symbol file for data conversion.

         Ability to EDIT the TICKER.TXT  symbol  file.

         Capability to DELETE a symbol from TICKER.TXT file.

         Download and automatically CONVERT & UPDATE data.

         CONVERSION of Dial Data into MarketPLUS format!

         HISTORIC  DOWNLOAD  (Data  for  any specified number of days,
         weeks, etc.).

         Make a SINGLE HISTORIC FILE for Stock, Fund, or Index.

         APPEND Historic download information  to  an  existing  *.DAT
         file.

         Configuration for Communication ports, baud rate, etc.

         Pop-up Windows & Mouse support! (Microsoft & Logitech)

         MarketTOOLS (Version 2.0)                            $ 35.00

         MarketTOOLS  is  an  off-line  utility program to modify/edit
         MarketPLUS data files.  Includes useful features to customize
         data for specific tracking.

         Features:

         RENAME  INVESTMENT  -  Change  the  MarketPLUS  name  of  any
         investment, and in any MarketPLUS data file.

         HEADER  EDIT  - Edit the header information of any MarketPLUS
         data file,  such  as  investment  type  and  periods  (daily,
         weekly, etc.)

                                   B - 1


         CHOP-DAT  -  Shorten  the  length in time frame and amount of
         data of any MarketPLUS data file.

         SORT-N-SAVE - Alphabetically  sort  the  investments  in  any
         MarketPLUS data file and save this arrangement to disk.

         SINGLE-DAT  -  Copy  a  single  investment  from  an existing
         MarketPLUS data file to a separate free-standing data file.

         APPEND-DAT - Join (append)  a  single  investment  MarketPLUS
         data file to another existing MarketPLUS data file.

         FAST-DAT - Create a "FAST-Entry" single investment MarketPLUS
         data file quickly with only a list of dates and prices.

         DAY  to WEEK/MONTH - Convert a daily MarketPLUS *.DAT file to
         a either a weekly or monthly *.DAT file.

         MAKE-IDX - Convert a single investment MarketPLUS *.DAT  file
         to a custom index file (*.IDX) for import into the MarketPLUS
         investor defined study (IDS) view port.

         UPDATE-IDX  - Update your custom index files (*.IDX) quickly.
         Just enter the date and index value.  A custom index file can
         represent a market index, volume of a security, or any  index
         which  you  have  calculated  a value off-line (spreadsheet ,
         etc.), or any value of your favorite indicator (i.e., T-Bond,
         McClellan Oscillator, etc.).

         BASIC MATH EDITOR - Perform basic math modifications  to  all
         values  of  a  specific  investment  in  a  data  file.   For
         example, you can multiply or divide investment  prices  by  a
         value,  then  add  or subtract to or from the results, and so
         on.

         BACKUP-DELETE - Back-up or delete MarketPLUS *.DAT and  *.IDX
         files  on  a  regular  basis.   We highly recommend using the
         back-up feature on a regular basis to make a copy of any file
         prior to performing MarketTOOLS operations.

         PRINT DATA SHEETS - Print data worksheets of  any  MarketPLUS
         *.DAT  file,  providing  a listing of prices and dates of all
         investments over a specified time range.

         MPLUS-2-QUICKEN - Create an export file of current investment
         prices for direct import and updating of any and all  Quicken
         investment accounts.

         Pop-up windows and Mouse support (Microsoft & Logitech)







                                   B - 2


         MarketCONVERT                                          $69.95

          MarketCONVERT is a collection of powerful programs that were
         developed  for  the investor wanting to acquire, convert, and
         maintain data for their MarketPLUS investments  with  minimum
         effort,  cost,  and  time,  while  providing  a wide range of
         choices and flexibility.

         The programs on the disk include:

         ASCII Conversion Manager (updates MP files from ASCII files)

         ASCII-2-MarketPLUS (historical converter)

         ASCII  Fix  Utility  (changes  space-delimited   formats   to
         comma-delimited formats)

         MarketLOOK Utility (MarketPLUS file header viewer)

         ASCII  Conversion  Manager

         is  a dynamic utility program that allows the MarketPLUS user
         to update any and all *.DAT file,  on  a  daily  basis,  from
         Prodigy  (tm),  Compuserve  (tm)  or  any  data service which
         provides output or export to any of  the  listed  ASCII  data
         formats.   A  great way to pick- and-choose your data service
         whenecer you wish, and u0pdate your MarketPLUS investments!

         ASCII-2-MarketPLUS

         is a must for any investor who has historic  ASCII  data  for
         all  of their favorite stocks, etc., and wants to utilize all
         of the powerful charting tools of MarketPLUS.   This  program
         converts  single  historic  ASCII files (most comma-delimited
         formats) to a single-investment MarketPLUS *.DAT data file.

         MarketVIEW                                            $ 10.00

         MarketVIEW allows you to view and print your MarketPLUS *.PCX
         files.   Prints  on  Epson  and  HP  LaserJET  printers  (and
         compatibles).















                                   B - 3


         Appendix C   Recommended Reading

         The  following  is  a list of highly recommended publications
         for the investor using MarketPLUS.

         Appel,   G.:   Winning   Stock   Market   Systems,  Signalert
         Corporation., Great Neck, N.Y., 1974.

         Appel,  G.:  The  Moving  Average  Convergence  -  Divergence
         Method, Signalert Corp., Great Neck, N.Y., 1979.

         Arnold,  Curtis M., and Dan Rahfeldt: Timing The Market - How
         To Profit in Bull and Bear Markets With  Technical  Analysis,
         Weiss  Research,  Inca.,  Pro  bus Publishing, Chicago, Ill.,
         1986.

         Frost, A.J.,  and  Robert  R.  Precchter:  The  Elliott  Wave
         Principle  -  Key  To  Stock  Market Profits, 5th Edition New
         Classics Library, Chappaqua, N.Y., 1985

         Pring, Martin: Technical  Analysis  Explained,  2nd  Edition,
         McGraw-Hill  Book Co., 1221 Avenue of the Americas, New York,
         N.Y. 10020, 1985

         Technical  Analysis  of  Stocks  &   Commodities,   Technical
         Analysis, Inc., Seattle, WA., 1992

         LeBeau  & Lucas: Technical Traders Guide To Computer Analysis
         Of The Futures Market, Business One Irwin, Homewood, IL.,1992

         Wilder, J. Welles: New Concepts in Technical Trading Systems,
         Trend Research, Greensboro, N.C., 1978
























                                   C - 1

 ORDER FORM: (please check items ordered and fill-in blanks)

                    **** INVESTORS "BARGAIN PAK" SPECIAL ****

    ...SAVE by choosing the combination of investment  software  and  tools
    that best fits your needs with 3 registration levels to select from:

    ___  MarketPLUS  level  1......................................$  85.00
    Includes 50/130 database (maintain up to 50 investments with 130 days /
    weeks  /  or months of prices in EACH file), PCX file saver, 8 Investor
    Defined Studies (IDS), printed & bound manual  with  illustrations &
    charts,  Quick  Reference card, and author support. ALSO: MarketTOOLS &
    MarketVIEW included!

    ___  MarketPLUS  level  2......................................$ 115.00
    All  items  listed for MarketPLUS level 1 PLUS: A total of 16 Investor
    Defined Studies (IDS) AND the MarketCONVERT program disk.

    ___  MarketPLUS  level  3......................................$ 145.00
    All  items  listed  for  MarketPLUS  level  1  AND  2 except the 50/130
    database size is "expanded" to 50/540 (requires minimum of 512K of RAM).

    ------ Individual  MarketPLUS Support Products ------

    ___  MarketTOOLS (2.0).........................................$  35.00
    Includes documentation on disk, author support.

    ___  MarketFON (1.6)...........................................$  24.95
    Includes documentation on disk, author support.

    ___ MarketCONVERT (1.0)........................................$  69.95
    Includes documentation on disk, author support.

    ___ MarketVIEW (1.0)...........................................$  10.00
    Includes easy instructions on disk, author support.


    Total items selected above: _______  disk size: 3.5"______ 5.25" ______

                                                Subtotal: $_______________
                       State sales tax (Texas residents): $_______________
                               Shipping & Handling U.S.A  $ 5.00
                           Shipping & Handling (overseas) $ 15.00
                                                     ---------------------
                                           Total charges: $_______________

  Send to    Name:________________________________________________
          Address:_____________________________________________
          Address:_____________________________________________
             City:___________________ State:____ Zip:_____________
          Phone #:_____________________________________________

 Please make Checks or Money order payable to:     F2S Enterprises
                                                    P.O. Box 1011
                                               La Porte, TX. 77572-1011

 If paying by credit card:
    MC ___ VISA___ Card Number_________________________ Expires:__________

