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      T A X   E S T I M A T O R   Version 1993      
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  T A X   T I P S:                                                          
                                                                            
  1) Press escape and save your worksheet (so you can update any changes).  
  2) Fine tune the figures as close to reality as possible (tax amounts     
     can change significantly, if your figures are off by many $100's).     
  3) It is probably best to be conservative (overestimate on income and     
     underestimate on deductions or tax payments).                          
  4) Don't forget to adjust for pay raises during the year.                 
  5) If you are unsure about itemizing, go with the standard deduction.     
  6) Adjustments to income are good to reduce income, while tax credits     
     are even better because they are a dollar for dollar tax reduction.    
     Investigate what adjustments and tax credits you may have.             
  7) If you have a tax payment due, you may pay estimated tax payments      
     (paid quarterly) OR you can increase your withholding on the W-4.      
     The best way to calculate the withholding increase is to use one of    
     the tax withholding or credit lines and input the number of paychecks  
     left this year and input an amount per pay until the tax is zero.      
                                                                            
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