                                       
                               
                     REAL ESTATE LEASE AS PRODUCED BY
                            YOUR COMPANY NAME
                                 ADDRESS
                                  PHONE
                    
   This Lease Agreement is made effective as of the **DATE**, by and 
   between LANDLORD ("Landlord") and **TENANT**.

   Both parties agree to the following :
                                        
      1.  Premises.  Landlord, in consideration of the lease payments 
          provided in this Agreement, leases to Tenant a Unit located at

            **BUILDING** **UNIT**
            **STREET**
            **CITY** **STATE** **ZIP**

      2.  Lease.  The lease term shall begin on **LDATEFROM** and shall
          end on **LDATEEND**.    
                                              
      4.  Lease Payments.  Tenant shall pay to Landlord lease payments
          of **PAYMENT**, payable in advance, on the FIRST day of each 
          month.  Payments shall be made to the Landlord at

             YOUR MAILING ADDRESS
                                  
      5.  Late Payments.  Tenant shall also pay a late charge equal to
          $15.00 for each payment that is not paid within 5 days after
          the due date for such late payment.                         
                                                    
      6.  Security Deposit.  At the time of signing of this Lease,
          Tenant shall pay to Landlord, in trust, the sum of **TOTDEPOSIT**
          to be held and disbursed for Tenant damages to the Premises 
          as provided by law.                                     

             Damage Deposit : **DAMDEPOSIT**
             Other Deposit  : **OTHDEPOSIT**
             ==========================
             Total Deposit  : **TOTDEPOSIT**
                                              
      7.  Possession.  Tenant shall be entitled to possession on the
          first day of the term of this Lease, and shall yield
          possession to Landlord on the last day of the term of this
          Lease, unless otherwise agreed by both parties in writing.
                                               
      8.  Maintenance by Tenant.  Tenant shall 
                                            
             a.  Comply with all obligations primarily imposed upon
                 tenants by applicable provisions of building and
                 housing codes that materially affect health and
                 safety.
                                      
             b.  Keep the premises as clean as the condition of the
                 Premises permits.
                                
             c.  Dispose of all ashes, rubbish, garbage, and waste in a
                 clean and safe manner.
                           
             d.  Keep all plumbing fixtures in the Premises as clean as
                 its condition permits.
                                         
             e.  Use all electrical, plumbing, sanitary, heating,
                 ventilating, air-conditioning and other facilities and
                 appliances, including elevators in the Premises in a
                 reasonable manner.
                                     
             f.  Not deliberately or negligently destroy, deface,
                 damage, impair or remove a part of the Premises, or
                 knowingly permit any other person to do so.
                                       
             g.  Act in a manner that will not disturb any neighbor's
                 peaceful enjoyment of nearby premises.
                                
      9.  Access by Landlord to Premises.  Subject to Tenant's consent
          (which shall not be unreasonably withheld), Landlord shall
          have the right to enter the Premises to make inspections,
          repairs, provide necessary services, or show the unit to
          prospective buyers, mortgagees, tenants or workmen.  As
          provided by law, in the case of an emergency, Landlord may
          enter the Premises without Tenant's consent.
                                
     10.  Utilities and Services.  Tenant shall be responsible for the
          following utilities and services in connection with the
          Premises:
                                
             a.  electricity,
                                       
             b.  water and sewer,
                                          
             c.  gas,
                                           
             d.  heating,
                                                                       
             e.  garbage and trash disposal,       
                                         
             f.  janitorial services,
                            
             g.  telephone service, 
                             
          Tenant acknowledges that Landlord has fully explained to 
          Tenant the utility rates, charges and services for which 
          Tenant will be required to pay (if any), other than those to
          be paid directly to the utility company furnishing the 
          service.
                                          
     11.  Property Insurance.  Landlord and Tenant shall each be
          responsible to maintain appropriate insurance for their
          respective interests in the Premises and property located on
          the Premises.
                                           
     12.  Defaults.  If Tenant fails to pay a required lease payment
          within three days after written notice by Landlord of (1) the
          nonpayment and (2) the Landlord's intent to terminate this
          Lease if payment is not made within the three day period,
          then Landlord may terminate this Lease.
                                     
     13.  Present and Continuing Habitability.  Tenant has inspected
          the Premises and fixtures (or has had the premises inspected
          on behalf of Tenant), and acknowledges that the Premises are
          in a reasonable and acceptable condition of habitability for
          their intended use, and the agreed lease payments are fair
          and reasonable.  If the condition changes so that, in
          Tenant's opinion, the habitability and rental value of the
          Premises are adversely affected, Tenant shall promptly
          provide reasonable notice to Landlord. 
                                
     14.  Pets or Animals.  Tenant shall not keep or have any animals
          or pets on the Premises.         
                          
     15.  Assignability/Subletting.  Tenant may not assign or sublease
          any interest in the Premises without the prior written
          consent of Landlord, which shall not be unreasonably
          withheld. 
          
     16.  Entire Agreement/Amendment.  This Lease Agreement contains
          the entire agreement of the parties and there are no other
          promises or conditions in any other agreement whether oral or
          written.  This Lease may be modified or amended in writing,
          if the writing is signed by the party obligated under the
          amendment.
                  
                                    
   The parties hereby make this Lease Agreement effective by signing as
   shown below.      
                                         
   LANDLORD : 
                 
            
   _______________________________ 
   JOHN DOE LANDLORD
      
                  
                                         
   TENANT :
            
             
   _______________________________   
   **TENANT**

   Occupation : **OCCUPATION**     WorkPhone : **WORKPHONE**
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