
                          CONTENT of README!.TXT file:



You are free to copy and distribute the original or archived copy of 
the shareware version (Version S432) of MarketMaster(tm) for 
your or others' trial use PROVIDED:
   IT IS DISTRIBUTED WITH ALL ORIGINAL PROGRAMS AND SUPPORT FILES AND 
       DOCUMENTATION;
   YOU DO NOT CHARGE MORE THAN A NOMINAL FEE OF US$15 FOR EXPENSES AND 
       COST OF HANDLING WHILE DISTRIBUTING THIS SOFTWARE FOR TRIAL USE.

MarketMaster(tm) Version S432 is distributed as "as is" and for trial use.
Trial use does not extend to later or other Series or Versions, nor 
accessories, unless expressly so declared in writing by the publisher, 
R.M.C.  THE RELEASE OF A LATER VERSION NUMBER IS AUTOMATIC NOTICE THAT
ALL PRIOR VERSIONS ARE NO LONGER TO BE CIRCULATED AND ARE WITHDRAWN FROM
PUBLIC USE.  THEREFORE, AS OF 6-1-91, ALL PRIOR SHAREWARE VERSIONS OF
MARKETMASTER MAY NO LONGER BE USED OR CIRCULATED.  THE ONLY VERSION THAT
MAY CIRCULATE AND BE USED IS THIS VERSION, DENOTED IN COMPRESSED FILE
AS MM432.EXE, OR MM432.ZIP OR MM432.LZH.

IF YOU DO NOT AGREE WITH ANY OF THE ABOVE TERMS, YOU SHOULD IMMEDIATELY
CEASE THE USE OF THIS PROGRAM -- MARKETMASTER(tm).
IF YOU AGREE WITH ALL THE ABOVE TERMS, THEN YOU MAY FURTHER PROCEED:

MarketMaster(tm) Version/Release number follows this pattern:

                  Version Number                                  
                              |     
       Shareware Version -- S 4 3 2  
                               /   \
                  Release Level     Correction Level

GET COMMERCIAL VERSION:  After your trial period (30 days), and if you 
are serious about investing, you would be wise to order the commercial
version of MarketMaster(tm).  Commercial version provides you with up to
SIX (6) forecasting indicators instead of just one, and unlimited usage 
in terms of time and number of data files you can analyze.  Commercial
versions allow you to print the graphs to your printer.  A hardcopy user
manual is also provided.  This shareware version allows you to create a
data file for the stocks of Merrill Lynch (ticker symbol: MER), Aetna 
Life & Casualty (ticker symbol: AET), Chrysler Corp (ticker symbol: C),
Travelers Insurance Company (ticker symbol: TIC), and Dow Jones & Co.
(ticker symbol: DJ) to do limited price forecasting on each.  
Commercial versions allow unlimited number of data files and enhanced 
analyses on any stock, future or market index.

To order a commercial version, please use the Order Form in the
accompanying file ORDER_FM.TXT, or call R.M.C. at 408-773-8715 
or write to us at the address below:
R.M.C.
P.O. Box 60842
Sunnyvale, CA 94088-0842
U.S.A.
Phone: 408-773-8715

CHECK, MONEY ORDER OR CREDIT CARD (VISA OR MASTERCARD) ACCEPTED.




                       MARKET_MASTER(tm) USER MANUAL:

   MarketMaster is copyrighted. Copyright(c) 1991 by R.M.C. You may 
   not decompile, disassemble or reverse engineer any version of 
   MarketMaster, nor modify MarketMaster itself without prior written 
   consent from R.M.C., or act in any way that impairs the proprietary 
   and intellectual property rights of R.M.C. or its successors and 
   assigns.

   R.M.C. retains the title and ownership of the MarketMaster programs 
   and support files but grants you a lease and license for their use, 
   provided that you abide by the terms herein.

   The author, manufacturer and publisher retain all rights to the 
   program and support files and can make changes to them, or withdraw 
   them from public use altogether, at their sole discretion and without 
   notice.

   Your use of MarketMaster constitutes representation that you are fully 
   aware of the inherently uncertain nature of forecasting, and in 
   particular financial forecasting, as well as the risks inherent in 
   buying and selling in the financial markets, and that the output of 
   MarketMaster does not constitute "advice" or "recommendations", and 
   that past performance is no guarantee of future results.

   Note that you need a minimum of 17 days of data to begin a forecast. 
   However, the entry of more than 62 days of data would be wasteful of 
   labor since the program will not use any data more than 62 days old. 
   The first 12 days of data are used as the initial foundation for 
   analysis and are not displayed.

                    Hardware and Software Requirements:

   512K RAM, 700K disk space and MS-/PC-DOS 2.0 or later.

                          PURPOSE OF THIS PROGRAM:

   MarketMaster(tm) is designed with one objective, to help you siphon 
   money out of the target stocks, futures or indices as efficiently and 
   effortlessly as possible.  To do so, we have developed up to 6 
   different powerful algorithms that create leading indicators to 
   forecast both the direction and extent of future price movement before 
   it happens. (If you are an experienced investor/trader, you know that 
   leading indicators are extremely difficult to develop.)

   We have in fact taken this unique proprietary financial high 
   technology several steps further.  First, we create the leading 
   indicators to forecast the direction of movement ahead of time.  Then 
   we apply a transformation to the leading indicators so that they will 
   be transformed into direct indications of future target prices.  Then 
   these future target prices are plotted next to the current price for 
   easy determination of the magnitude of movement and future targets.
   All the results are then displayed graphically for easy, at-a-glance 
   decision making.

   In addition, the program constantly checks its margins of error 
   inherent in any forecasts and learns from its errors automatically to 
   give you better future forecasts. As usual, our emphasis here is power 
   and ease of use.  

                        HOW TO INSTALL MARKETMASTER:

   To install MarketMaster, you should first create a directory on your 
   hard disk using whatever directory name you like, and copy the MM432
   MarketMaster file over to the newly created directory.

   Then go to the newly created directory containing the files you just 
   copied and type "MM432" to extract files.

   The program also requires the DOS file COMMAND.COM. Just copy 
   COMMAND.COM to the subdirectory so that it is accessible. That's all 
   there is to the installation!

                    INSTRUCTIONS ON USING MarketMaster:

   After installing MarketMaster as described above, you should go to the 
   directory containing MarketMaster and type "GO" and press 
   <Return/Enter> key to begin running the program.

   After the introductory screens, the program asks for a file name, you 
   can enter "DEMO" for a demonstration and the program will use the 
   "DEMO.DBF" file containing actual sample data (S&P500 futures 
   contract) to demonstrate to you its capabilities. Additional DBF files 
   that come with MarketMaster are for your review.

   To Do Your Own Analysis. You can only do analysis in a limited manner 
   with this shareware version on the stocks of Merrill Lynch & Co. 
   (ticker symbol:MER), Aetna Life & Casualty (ticker symbol: AET), 
   Chrysler Corp (ticker symbol: C), Travelers Insurance Company (ticker 
   symbol: TIC), and Dow Jones & Co. (ticker symbol: DJ).
   To do enhanced analysis on any and all stocks, futures, indices, etc., 
   please call us at 1-408-773-8715 for pricing information on our 
   commercial versions.
  
   If this were a commercial version, you can analyze any tradable by 
   entering the name of the file you want to use. If that file does not 
   exist, it will be automatically created for you so that you can then 
   begin data entry for that file. For example, in the commercial 
   version, if you want to call the data file for IBM stock "ibm", then 
   just type "ibm" as the file name when asked. If a file named "IBM.DBF" 
   exists on disk, it will be automatically fetched and opened. if the 
   file does not exist, it will be created. (Note: Those familiar with 
   dBase will note that the data files are in dBase file format). Once 
   the proper data file is chosen (or created, if not found on disk), you 
   are ready to use the functions. You will be presented with a spread-
   sheet-like command menu. If you are familiar with Lotus 1-2-3, you 
   will know how to move (i.e. cycle) from one command to the next by 
   pressing the space bar or by using the arrow keys. As you move from 
   command to command, a description of the function of the high-lighted 
   command will be displayed on the last line of the screen. Use the 
   space bar to move to the different commands and familiarize yourself 
   with the functions of each command. Note that the DELETE command is a 
   toggle in that it will alternate between the functions of DELETE and 
   UNDELETE.

   The use of the VIEW command immediately put you in a line-by-line 
   display of data records (also known as the "BROWSE MODE"). Once you 
   are in VIEW (i.e. BROWSE) mode, the Lotus-style menu will no longer be 
   operative. Instead, use the new commands as described on the top of 
   screen to navigate or manipulate data. For example, ^U means pressing 
   down the <Ctrl> key and then press the U key. It is the same as the 
   DELETE/UNDELETE toggle in the earlier Lotus-style menu. You can mark 
   each line of record as DELETED or UNDELETED using Control-U key 
   combination. Likewise, as described on the top of screen, you can use 
   F2 key to EDIT any record while in VIEW (i.e. BROWSE) mode. The F3 key 
   allows you to APPEND or add a record, and so forth. You can use the 
   arrows to move from record to record, and from field to field. To get 
   out of the VIEW mode, you simply press the <Esc> key, and the Lotus-
   style menu will again be presented at the bottom of the screen, ready 
   to carry out the commands you choose. You might find the VIEW mode 
   more convenient for adding (i.e. APPENDing) or updating (i.e. EDITing) 
   records, but this is largely a matter of personal taste.

   AUTOMATIC DATA ENTRY: A file converter utility is available, which
   converts any Computrac, CSI, Metastock file into the dBase file that
   MarketMaster can use, automatically.

   INTERPRETATION (indicators #1 through #6): Let us illustrate with the 
   "DEMO" file since it has ample data. After you picked "DEMO" as the 
   file name, the program presents the Main Menu. When you press 'l', 
   '2', '3', '4', '5' or '6' while in the Main Menu, you will see a 
   graphic display seconds later corresponding to the indicator you 
   chose. Forecasting indicator #2, differs from forecasting indicator #1 
   in being more sensitive to congestion areas of support or resistance, 
   especially in sideways markets. Moreover, it attempts to make better 
   price projections in non-trending markets. In a relatively trending 
   market, forecasting indicator #1 will tend to indicate higher prices 
   or lower prices more reliably, because its emphasis is on directional 
   (i.e. trending) movement. However, in a non-trending market that 
   oscillates, forecasting indicator#2 tends to be superior in 
   forecasting price tops and bottoms. 

   Indicator #3 and #4 are analogous to indicator #1 and #2, 
   respectively. The main difference is that whereas indicators #1 and #2 
   do not utilize volume data at all, indicators #3 and #4 use a 
   different approach that does use volume data. The use and 
   interpretation of indicators #5 and #6 do not differ from that of 
   indicators #1 and #2. Like indicator #1, indicators #3 and #5 
   emphasize trending or directional movement and indicators #4 and #6 
   emphasizes oscillatory or sideways movement.

   For each leading-indicator analysis, three lines will be presented. 
   The blue (or dotted) line is the closing price line showing the actual 
   closing price for the last 50 days or less. The yellow (or solid) line 
   is the forecasting indicator which forecasts the probable future price 
   direction and target. Future price targets are estimated by this 
   yellow (solid) indicator line. A confirming indicator (given as a 
   light-blue or dashed line) is also provided. The confirming indicator 
   confirms what has been forecast and serves to justify a position, be 
   it bullish or bearish. This is useful because of the substantial lead 
   time that forecasts can sometimes precede a price turning point. It is 
   not unusual for a market to be bearish, as indicated by the yellow 
   (solid) line, and yet the prices do not decline right away, and vice 
   versa. The yellow (solid line) forecasting indicator can predict price 
   tops and bottoms ahead of their occurrence. However, the confirming 
   indicator should confirm to fully justify maintaining a trading 
   position.

   After knowing the market is bullish or bearish from the leading 
   indicators, whether to establish or to keep a position can then be 
   determined by referencing the confirming indicator. A bullish position 
   is well justified if the leading indicator is bullish and the closing 
   price remains above (and NOT equal to) the confirming indicator. The 
   case for a bearish position is well justified so long as the leading 
   indicator is bearish and the closing price remains below (and NOT 
   equal to) the confirming indicator.

   By comparing the yellow (solid) forecasting indicator line with the 
   price line and the confirming indicator line, you can immediately 
   determine the near-term price outlook. In general, if the forecasting 
   indicator, i.e. the yellow (solid) line, is above the closing price 
   line (as represented by the dotted line), and the closing price is 
   above the confirming indicator line (as represented by the dashed 
   line), a bullish position is justified. This is so because the yellow 
   (solid) forecasting indicator is telling you that the future 
   price/direction will be above the current price and this is further 
   confirmed by the closing price being above the confirming indicator 
   line.

   Conversely if the forecasting indicator, i.e. the yellow (solid) 
   indicator line, is below the closing price (as represented by the blue 
   dotted line), and the closing price line also drops below the 
   confirming line, a bearish position is justified.

   Moreover, the degree of bullishness or bearishness can be gauged by 
   the amount that the yellow (solid) indicator line is above or below 
   the closing price (blue dotted line). A deteriorating bullish 
   situation (i.e. one less bullish) is indicated where the yellow 
   (solid) indicator line, although above the blue (dotted) price line, 
   is rapidly dropping or moving towards said blue dotted line. 
   Conversely, a decreasingly bearish situation (i.e. less bearish) is 
   one where the yellow (solid) indicator line, although below the blue 
   dotted line, is moving up relative to said blue dotted line and 
   approaching it from the downside. 

   Theoretical buy and sell signals are triggered where the yellow 
   (solid) indicator line crosses above (for buy) or below (for sell) the 
   blue dotted line which in turn crosses above (for buy) or below (for 
   sell) the blue dashed line (i.e. the confirming indicator line).  In 
   practice, you would want to pay attention to the magnitude of future 
   price movement by comparing the target price, as indicated by the 
   yellow (solid) line, with the current price, as indicated by the blue 
   (dotted) line, to see if it is sufficient to justify a trade, after 
   taking into consideration commission, slippage, frequency of trading 
   and other personal preferences, etc.

   The amount of lead in each forecast is highly data dependent. The 
   nature of the underlying stock, future, index or mutual fund, does 
   affect the amount of lead time.  If you do not want to rely on 
   confirming indicators, it is advisable to adjust for the amount of 
   lead time by referencing recent forecast history. For example, if for 
   a certain stock, the buy signals from the forecasting indicator (solid 
   line) tend to come a day before the true price bottom, then you would 
   want to take that into account in planning your entry or exit, 
   particularly if you do not want to wait for the confirming indicator 
   to confirm. Likewise, if the sell signal for this same stock tends to 
   come 3 days ahead of the true top, you would want to consider waiting 
   for about 3 days after a bearish forecast, or until the signal is 
   confirmed by the confirming indicator, before selling or going short.

   Each stock, future contract or security has its own peculiar lead time 
   for buy and sell signals and an examination of the graphic display 
   given by MarketMaster will usually provide the clue as to how much 
   time adjustment to make. Or you can simply wait for the confirmation 
   from the confirming indicator. Please note that as situations warrant, 
   MarketMaster refits the forecasting and confirming lines before 
   predicting the next period in order to provide the best perspective 
   of the latest analyses for better decision-making. As noted before, 
   the first 12 days of data are not displayed.

   ABOUT DIFFERENT MONITORS: Some users will not have an EGA or VGA 
   monitor, therefore, the blue closing price line will show up as a 
   dotted line (representing price), the light-blue confirming indicator 
   line will show up as a dashed line, and the solid line will represent 
   the forecasting indicator. Note that for CGA monitors, the program 
   picks the highest resolution which usually results in a two-color 
   black and white display.

   PRINTING THE SCREEN GRAPH: If you wish to print the graph displayed on 
   the screen, you should turn on you printer, make sure it has paper and 
   then select your printer type. In a few seconds to a minute or more 
   (depending on your printer), the graph will be transferred from your 
   screen to your printer.

   After the printer is finished with printing, the program presents you 
   the Main Menu for further instructions. Currently, for hardcopy 
   graphic output, we support all printers that are compatible to Epson-
   FX, HP-Laserjet, Epson-MX or IBM Proprinter. Be sure to set your 
   printer to the proper emulation mode if it is other than the above 
   named.

   Besides stocks and futures contracts, areas where MarketMaster can 
   readily apply include the forecasting of the Dow Jones Industrial 
   Average, which is a market index that has a High, Low, Close for each 
   day. As for volume data, simply use the New York Stock Exchange Volume 
   in lieu of the volume for the 30 industrials. This is preferable to no 
   volume at all. You can use the signals for the broad market averages to 
   switch between stock and money market funds without commission 
   (assuming that you switch between no-load mutual funds).

   TIPS FOR INDEX-RELATED TRADING: MarketMaster is a full-spectrum (i.e. 
   generic) price forecaster. It will analyze any and all stocks, futures 
   and market indices in all types of markets.  It is in use all over the 
   world for forecasting in various American, European and Pacific 
   financial markets and exchanges, attesting to its analytical 
   robustness. For those who intend to use MarketMaster for stock 
   options, we suggest that they forecast the underlying stocks instead 
   of the options themselves. For those who intend to trade stock index 
   futures, we suggest that they simply analyze the underlying index 
   itself. For example, for the S&P500 futures, it would be much better 
   and more accurate to forecast the S&P500 cash index by using the daily 
   High, Low and Close of the cash index itself and by using the total 
   New York Stock Exchange volume as a proxy for the volume of the 500 
   S&P stocks. Likewise, for OEX options trading or stock index futures 
   options trading, the underlying cash index should be analyzed instead. 
   Not only will the results be more accurate, the data is readily 
   available and not delayed. Moreover, you avoid the problem associated 
   with expirations as would exist if you were to analyze the futures or 
   options directly. In the case of non-market-index futures such as 
   agricultural commodities, you may have no choice but to use the data 
   relating to the particular commodities.

   MarketMaster assumes that the data are real historic observations and 
   process them with that assumption. Certainly if the numbers are false, 
   the processing will be meaningless and computational failure may 
   result. To avoid problems, always use real historic data. For best 
   results, pick reasonablyactively traded issues for your analysis. Not 
   only will the forecasts tend to work out better, these are also the 
   type of investment/trading vehicles that you'll want to use since 
   they tend to offer the most opportunities for profit and the least 
   slippage.



********************************************************************
*********** SAMPLE COMMENTS AND FEEDBACK FROM OUR USERS ************
********************************************************************


"After five previous ... programs to do market analysis, 
 MarketMaster(tm) is by far the easiest to use and understand ..."
G.W., Los Angeles, CA


"Your program [MarketMaster(tm)] is what I've been looking for."
D.M., Chicago, IL

"I enjoy the program [MarketMaster(tm)] very much and use it to
 track my stocks and bonds."                                  
B.B., San Francisco, CA

"I've tested it [MarketMaster(tm)] with Dow Jones Industrial 
 Average.  The indicators really do work and turn ahead of time."
L.L., Houston, TX

"Boom! Platinum moved just as MarketMaster(tm) forecasted.  So did
 silver. I am really excited about this software ..."
J.M., Baltimore, MD

"Thanks to you and your associates for making this [forecasting program]
available to the public."
B.M., Boston, MA

"The T-Bonds moved really well [as forecasted by MarketMaster(tm)]."
S.P., New York, NY 

"MarketMaster(tm) is terrific, its SELL signal for the S&P500 on
October 6, 1989" could not be more timely.  Keep up the good work."
M.B., Seattle, WA

"Thank you for creating this great program."
I.V., San Jose, CA

"I back tested the system on many markets over a period of months.
I can safely say that anyone can trade with MarketMaster(tm) and
make money.  It can be used with any market from S&P to Wheat. 
I have referred MarketMaster(tm) to about 20 of my friends. Thanks
and good luck."
R.M., Utica, MI

"Your program is absolutely first class."
M.M., Potlatch, ID

"I have bought many trading methods and systems for commodities in the
past.  I think yours is the best.  It is easy to operate even for this
computer novice... [I]f one uses it wisely, it will be very profitable.
[T]he price is an incredible bargain! It is worth much more!"
A.H., W. Palm Beach, FL

"Just a note to tell you how pleased I am with your MarketMaster
program.  It is almost uncanny how well it predicts price movement.
Almost without exception, it will accurately show direction and, to 
some extent, the distance of the move... It is a pleasure to work with
an investment program that REALLY works."
H.S., Grosse Pointe, MI 

========================================================================

   WHERE TO DOWNLOAD THE LATEST SHAREWARE VERSION OF MARKETMASTER(tm):
 
The latest shareware version of MarketMasteris always first uploaded
to EXEC-PC BBS and Compuserve Investors Forum for free distribution.  

EXEC-PC is a huge 213-line BBS.  Its phone numbers
are as follows:

SYSOP (SYStem OPerator): Bob Mahoney    Main system number: 414-789-4210
EXEC-PC BBS will be down for maintenance every Thursday 2pm-6pm CST.    
Standard 2400 bps modems on all lines (except as noted below)           
US Robotics HST 9600/MNP5................... nodes 201-215, 414-789-4337
US Robotics HST 14400 & V.32/V.42bis/MNP5... nodes 216-225, 414-789-4352
US Robotics V.32bis/V.42bis & HST........... nodes 226-230, 414-789-4360
CompuCom Speedmodem 9600 MNP 5 modems....... nodes 241-245, 414-789-4450

========================================================================

           **** LIMITED TIME MILLION-DOLLAR OFFER! ****

           ** ANNOUNCING THE MILLION DOLLAR GIVEAWY! **

            OR HOW TO GET OUR COMMERCIAL VERSIONS FREE



Read the accompanying FREE!.TXT file, which details simple and easy ways
whereby you can get copies of our commercial versions ABSOLUTELY FREE.

ONE MILLION DOLLARS' WORTH OF MARKETMASTER WILL BE GIVEN AWAY! GUARANTEED!

If the FREE!.TXT file is missing, please call us at 408-773-8715

========================================================================

   Acknowledgment: Lotus 1-2-3 is a registered trademark of Lotus 
   Development Corporation. dBase is a trademark of Ashton-Tate



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