NestEgg builder

Self-Help for Baby-Boomers

South Dennis, MA, March 13, 1995 ---- Personal Vision is proud to announce
the release of NestEgg builder for Windows. NestEgg builder is a complete
financial planning guide that helps users plan their dream vacation, save
for their children's college education, or their own comfortable
retirement. NestEgg builder also contains lots of valuable retirement and
investment information for the lay-person.

The features in detail:

* Q & A's:

The Q & A section provides parents with a tuition calculator that helps
them to determine how much they have to save every month in order to
afford sending their children to college.

In addition, the Q & A section allows users to plan for a dream vacation,
home improvement, new car, or other future expense.

The Q & A section also provides quick answers to some very important
retirement questions, like:

1. How much annual income will I need when I retire, in order to
   maintain my current lifestyle?
2. How many years will my nest egg last?
3. How much money can I withdraw monthly if I want my nest egg to
   last a given number of years?
4. How much monthly income will my current savings produce if
   I withdraw only interest when I retire?
5. What impact does inflation have on my savings? What will $1,000
   be worth in today's dollars? What amount will give me the same
   buying power?

* Personal

Under the Personal section users enter their personal starting line: date
of birth, marital status, income and expenses, assets and liabilities, and
expected retirement age.

* Analysis

The Analysis section allows users to quickly create different scenarios for
their net worth by changing their retirement age, the inflation rate,
best/anticipated/worst case scenarios, the rate of return they anticipate
from their investments and their life expectancy.

NestEgg builder will show users how much income they can expect from their
assets once they retire. They can watch their assets grow as the program
factors in any future contributions to their investment funds. It will
also show them how many years their personal savings will last - if and
when there will be a shortfall. Users will see which personal loans to pay
off first and how much they have to save and invest now in order to pay
for their dream vacation, children's education, or their own retirement.
The results will be displayed in comprehensive graphs and reports.

The program includes a separate icon for both the OnLine Glossary of
Investment Terms and the On-Line Retirement Expert .

* On-Line Glossary of Investment Terms

Users can easily get definitions and information about the most commonly
used terms in retirement and investment planning through the on-line
Glossary of Investment Terms.

* On-Line Retirement Expert

The On-Line Retirement Expert provides the user with detailed and important
retirement information which may effect their investment strategies.

* Context-Sensitive On-line Help

The program provides help for every screen, every retirement/investment
topic or term. Help is readily accessible through a Help button in each
dialog. Users can also access the help function through the Fl key or by
using the pull down menu in the program. Once in the help function, users
can navigate through the comprehensive help function with hot keys and
icons that link the Glossary, the Program help and the Retirement Expert.

"We developed this program to help people jump-start their personal savings
- showing them their personal starting line and letting them know that
their goals are not as impossible to achieve as it sometimes seems," says
Robert J. Antonellis, President. "They'll see that what they do today can
make the difference between a comfortable retirement and one in which they
have to struggle to stay afloat."

NestEgg builder requires Windows 3.1 or higher. It sells for $39.95 (plus
$4.50 shipping and handling) and is currently shipping. The program can be
ordered directly from Personal Vision by calling 1-800-764-2235.

Personal Vision Inc
123-C Searsville Rd
South Dennis, MA 02660
800-764-2235

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