

             WHAT PEOPLE ARE SAYING ABOUT THE WALL STREET TRACKER


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      Thanks for listening to the ideas and suggestions your users come up
with.  I wasn't expecting a disk in the mail.  I ran the program and there up
on the screen was an idea I had suggested be added.  Thank you for your fine
user support.

                                Gene Templeton

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      If you have any other programs to do with stocks and tracking, please
let me know.  I would like to buy them too.  Thanks.

                                Gary Stein 

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      Reply acknowledged and thanks for your prompt replies, it really
makes a user with little experience like myself, feel good to know that you
can get help when you need it, thanks again.

                                Louis Thompson

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      I'm new to computers but its going fast.  Have installed, done first
weekly update on both MFT and WST.  Very impressed!  I like what you are
doing.  Marvelous!  Thanks very much.

                                Stuart Hollingsworth

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      Thanks for your (very!) quick response to my recent inquiry.  I
appreciate the service and view the response as an indication of the type of
business you are running! <BG>.

                                Mark Sinofsky

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      I have been looking for a program like this for a couple of months and
I must say that your program manual is by far the best I've seen.

                                Kent D.

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  THE PROGRAMS


      THE WALL STREET TRACKER

      The Wall Street Tracker works using technical analysis and the
      momentum of the market to determine when to buy or sell stocks.
      It analyzes key indices for each major exchange to determine when,
      to buy, sell, or hold stocks.  The program compares three moving
      averages against each other, and then compares each moving average
      to the current price.  You can also change the moving averages to
      look at different "what if" results based on diverse criteria.


      THE MUTUAL FUND TRACKER

      The Mutual Fund Tracker works using technical analysis and a Mutual
      Fund Composite Average, in conjunction with other key indices, to
      determine when buy or sell mutual funds.  The program compares three
      moving averages against each other, and then compares each moving
      average to the current price.  You can change the moving averages
      to look at different "what if" results based on diverse criteria.
      Let's look at the programs results for the past five years.  In
      1991 you would have seen a gain of 47.00%.  For 1992 you would have
      seen a gain of 9.62%.  In 1993 you would have seen a gain of 23.78%.
      In 1994 you would have seen a loss of 0.32%.  For 1995 you would
      have seen a gain of 36.80%.  These figures were obtained using The
      Mutual Fund Composite Average.


  CONCLUSION

      The Wall Street Tracker and The Mutual Fund Tracker employ the same
      user interface.  While both programs compare three moving averages
      against each other, and then against the current price, they use
      different strategies in interpreting the signals.

      These programs are fantastic tools for the investor who recognizes
      the significance of using technical analyses to track the markets.
      Both programs give actual BUY, SELL, and HOLD signals or allow you
      to select TREND signals.  You can even change the moving averages
      to look at different "what if" results based on diverse criteria
      and your investment objectives.

      Work is constantly underway to add new features and we welcome your
      ideas.

      To determine if these programs are right for you, look at the facts.


  FACTS, BUY AND SELL SIGNALS


      THE WALL STREET TRACKER

  **  Campbell's Soup  --  On January 25, 1991 the program issued a
      buy signal for the NYSE.  Looking then at the stocks on the
      NYSE, Campbell's was signaling buy at $60 a share.  A sell
      signal was issued for Campbell's on May 31, 1991 at $77.75.
      A gain of 29.58%.  The stock has since split 2 for 1.


  **  HMO America  --  On January 25, 1991 the program issued a
      buy signal for the NASDAQ.  Looking then at the stocks on the
      NASDAQ, HMO America was signaling buy at $6.25 a share.  A sell
      signal was issued for HMO America on April 19, 1991 at $14.50.
      A gain of 132.00%.


  **  SPI Pharmaceutical  --  On January 25, 1991 the program issued
      a buy signal for the AMEX.  Looking then at the stocks on the
      AMEX, SPI was signaling buy at $11 a share.  A sell signal was
      issued for SPI on March 22, 1991 at $18.25.  A gain of 65.91%.


      THE MUTUAL FUND TRACKER

  **  October, 1987 -- The Thursday before the stock market crashed,
      The Mutual Fund Tracker Composite Average issued a sell signal.
      A buy signal was not issued again until 1988, after the markets
      had stabilized and started an upward trend.


  **  1988 through 1989 -- In mid-1988 another sell signal was issued
      before the market again headed south.  Another buy was signaled
      in early 1989 after the markets had stabilized.  A sell signal
      was in effect again in late 1989 before a severe market decline,
      and again, a buy signal was not issued until the markets had
      stabilized and started up.


  **  August 10, 1990 -- During the Iraqi invasion of Kuwait, a sell
      signal was issued before the market plummeted.  For the year
      ending 1990, The Mutual Fund Tracker had out performed 68% of
      all professional fund managers.  (Source:  Mr. Glen Payne,
      Professional Financial Consultant, Houston, Texas)


  **  January 11, 1991 -- The Mutual Fund Tracker Composite Average
      issued the next buy signal as America went to war @@(565.89).
      The markets had again stabilized and started their march into
      record territory.

  **  March 27, 1992  --  As the market peeked and became overvalued
      The Mutual Fund Tracker Composite Average issued a sell signal
      @@(744.56).  The market remained in a trading range with
      volatile swings downward after gradual gains.

  RESULTS:  The average profit earned between the last buy signal
            (01/11/91) and this sell signal (03/27/92) was 31.57%.
            The holding period lasted 14 months.


  **  October 23, 1992  --  The trend, as evidenced by The Mutual
      Fund Tracker Composite Average, turned positive and another buy
      signal was issued @@(761.94).  The program correctly predicted
      that the market would reach new highs after the presidential
      election.

  **  March 30, 1994  --  With the growing problem in Korea, the
      assassination of Mexico's leading presidential candidate Luis
      Colosio, the rise in interest rates, and the growing Whitewater
      fiasco, the markets broke and headed south.  The Mutual Fund
      Tracker Composite Average issued a major sell signal @@(1047.92),
      as the market nose dived, preserving profits and principle.

  RESULTS:  The average profit earned between the last buy signal
            (10/23/92) and this sell signal (03/30/94) was 31.78%.
            The holding period lasted 17 months.


  **  August 12, 1994  --  The trend, as evidenced by The Mutual Fund
      Tracker Composite Average @@(1034.63), turned positive and
      another buy signal was issued.      

  **  November 11, 1994  --  With interest rates on the rise, The
      Mutual Fund Tracker Composite Average issued a major sell
      signal @@(1044.83), preserving profits and principle.

  RESULTS:  The average profit earned between the last buy signal
            (08/12/94) and this sell signal (11/11/94) was .99%.
            The holding period lasted 3 months.


  **  December 23, 1994  --  The trend, as evidenced by The Mutual Fund
      Tracker Composite Average @@(993.40), turned positive and another
      buy signal was issued.


  **  To find out what The Mutual Fund Tracker is currently signaling,
      call Keith's Little Software Shop.  There are two phone lines for
      your convenience.  Phone (512) 858-7564 [V.32bis / ZyXEL 16.8] or
      (512) 894-0383 [USRobotics Dual Standard / HST 16.8].

  @@  The Mutual Fund Composite Average is adjusted, for dividends and
      distributions, just like mutual funds are.  The number shown, is
      the actual Mutual Fund Composite Average as of each buy and sell
      signal listed.  Therefore, the composite average you see, next
      to the corresponding date, in the up-to-date data files, will be
      different than those listed here, because of adjustments made to
      the data since then.


      Thanks for trying The Wall Street Tracker and The Mutual Fund Tracker.


  ORDERING INFORMATION

      When you purchase a subscription for any of the programs you will
      become registered in The Wall Street Tracker Conference.  This
      conference will allow you to download the data files each week.  In
      this conference you can also share your thoughts and opinions with
      other users.

      The data is updated every week for each program.  These updates
      are made available and easily accessed by the subscriber.  Of
      course, you may update the data manually.

      There is a file on your disk named SIGNUP.KIT.  Print it out,
      check the options you want, and send it in.  If you use Prodigy,
      CompuServe, America Online, TC2000, Quote Com's Internet Quote
      Service, Stock-Watch, Pro-Util, PDL, PTT, or Quicken Quotes,
      please read the QUOTRACK.KIT file to find out how easy it is
      to automatically update your data files.
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