 
 
 
 
 
 
 
 
 
 
                  *****************************************
                  *                                       *
                  *                               (tm)    *
                  *      I  N  S  T  A  -  P  A  Y        *
                  *                                       *
                  *                                       *
                  *****************************************
 
 
 
 
                               By Cheque-Mate
 
 
 
 
 
 
 
 
 
 
 
 
                         Multi-Company Version 2.90p
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
         Cheque-Mate International, INC.
         890 Hampshire Road Suite W
         Westlake Village, CA   91361-2812
         (805) 496-7846
 
         (C) Copyright 1988-1996 Cheque-Mate International, INC.
         INSTA-PAY is a registered trademark of Cheque-Mate International.
 
 

                                       
                     INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM


                               Table Of Contents
           
           
           THE CHEQUE-MATE PAYROLL SYSTEM

                An overview of the system...........................  1
                How To Set Up the Cheque-Mate Payroll System........  2 
                Using the Administration Routines...................  4
                How to start the Cheque-Mate Payroll System......... 10
                Payroll Processing Sequence......................... 11
                Cheque-Mate Standard Commands....................... 12 
           
           PERSONNEL MAINTENANCE

                Add A New Employee.................................. 13 
                Modify An Existing Employee......................... 17
           
           PAYROLL MAINTENANCE 

                Pre-Pay Or Termination.............................. 18 
                Enter Payroll Data.................................. 19 
                Display/Modify Payroll Data......................... 24 
           
           PAYROLL PROCESSING

                Register/Checks/Posting............................. 25 
                Print Time Card Labels.............................. 29
                Prepare Quarterly Reports........................... 30 
                Prepare Yearly Reports.............................. 31 
                     Print W-2's 
                     Print 1099's 
                     Print W-3
                     Print DE-43
                     Print 940
           
           SYSTEM UTILITIES 

                QUIT TO DOS......................................... 32
                Backup Files........................................ 33 
                Void A Check........................................ 34 
                Compute Gross From Net.............................. 36 
                Display Last Nets................................... 37 
           
           OPTIONAL REPORTS

                Miscellaneous Reports............................... 38 
                Print Anniversary List.............................. 40 
                Print Birthday List................................. 40 
                Print Employee List................................. 41

                Miscellaneous Utilities............................. 42
                Trouble-shooting.................................... 44
                Misc Features-Frequent Questions-Bugs/Enhancements.. 46










                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                   INSTA-PAY (TM)
                                         The
                             CHEQUE-MATE PAYROLL SYSTEM
                                     An Overview
                                                 
           This payroll is designed to give you the most complete reporting
           system on today's market.  Our experience has made it possible to
           keep the operation of the system simple by narrowing it down to a
           few simple procedures.

           Below are a few of the basic guidelines for the operation of our
           system. We suggest that you read the manual for a more complete
           overview of the Insta-Pay system.
          
           Use these guidelines:
              
           1.  To select from our menu, use the space bar or the up and down
               arrow keys.  Once at your desired selection, press the enter 
               or return key.
              
           2.  To override any numerical calculation fields, enter either    
               a numerical amount NNN.NN or a zero to stop the calculation.
              
           3.  There are NO quarter or year end closings using the Insta-Pay
               system. Also until the data is posted and updated, you can
               continue to make changes or corrections as many times as   
               needed to get it right.
              
           4.  Function keys:
              
               F7. Saves and processes data.

               F4/ESC. Abandon screen without processing
            
               F2. Move from the ENTER PAYROLL DATA screen to the update
                   employee master screen.
                   Correct or change information on the ENTER PAYROLL DATA
                   screen.
               
               F1. Help screens.

           5.  Most operating instructions are located at the bottom of
               the screen. For screens with no instructions, use the light   
               bar to select the desired option.
              
           6.  The NET TO GROSS computation. This is used to compute bonuses.
              
           7.  Pre-paid/Terminations. Create pay entries in between payroll
               cycles. Once done they do not have to be reentered. They   
               will be stored until the next payroll is generated.
              
           8.  Please proceed to HOW TO SETUP YOUR SYSTEM.





                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 1.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                   SYSTEM SETUP


       You are now ready to install and setup the INSTA-PAY PROGRAM.


       The minimum system requirements are:

            DOS 2.1 or higher
            A hard disk drive with at least 3 megabytes of free space
            512K RAM memory
            A printer with compressed mode capability or a wide carriage
            A narrow [or wide] carriage printer for checks      
            An HP compatible / M.I.C.R. toner compatible printer IF you are
            going to M.I.C.R. encode checks.  

       CONSIDERATIONS 

       This section of the program must be set up properly.  The information
       you enter determines what printer(s) and disk drive(s) the program
       will use and how it will interface with them. 

       At any point you can press F7 to save the system configuration, or you
       can press F4 to abandon and return to the system prompt.  This section
       of the program must be completed before any other part of the program
       is used.  If you abandon before saving your configuration, it must be
       completed at another time.

       PROCESSING SEQUENCE 

                                          
       STEP 1.   Insert disk #1 into Drive A. 

       STEP 2.   At the DOS prompt (>) enter 

                 ------>A:         (RETURN) 

                 ------>INSTALL C: (RETURN   C: can be replaced with D:, E:,
                        etc. depending on the location of your hard disk.) 

                 The payroll program installs and the System Configuration
                 screen appears. 

       STEP 3.   Fill in your company name, address and telephone number.

       STEP 4.   Choose which device your checks, registers, and labels will
                 be printed on.  If you are using a serial printer (COM1: or
                 COM2:), you need to specify the baud rate, parity, word
                 length and stop bits.  For example if you are using a serial
                 printer attached to COM1:, 9600 baud, no parity, 8 word
                 length and 1 stop bit, you would enter COM1:9600,N,8,1.  If
                 you are using parallel port LPT1:, you would enter LPT1:.





                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 2.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       STEP 5.   Data directory is where your client's datafiles are stored.
                 You can precede the directory name with a drive identifier
                 such as D:, E:, F:, etc. to use multiple disk drives.

       STEP 6.   Index directory - same as above.

       STEP 7.   Archive directory is the area where the payroll spool files
                 are compressed and stored.  You will need to backup and
                 delete these files from time to time (refer to cp_arc in the
                 miscellaneous commands section).     

       STEP 8.   Spool directory is a temporary hold area for payrolls
                 processed each day.

       STEP 9.   Default late payment charge - the default amount to charge
                 each client when there is an outstanding amount due at month
                 end.

       STEP 10.  Default W2/1099 charge - the default charge for each W-2
                 processed.

       STEP 11.  Default quarterly charge - the default amount to charge at
                 quarter end.

       STEP 12.  Default pre-pay charge - the default charge for pre-paid
                 checks.

       STEP 13.  Base chg for xxx checks = y.yy - the default charge for
                 anyone processing less than or equal to xxx checks.  For
                 example, if xxx = 006 and y.yy = 6.00, then anyone
                 processing 6 checks or less will be charged $6.00

       STEP 14.  Above base, charge = y.yy - the default charge per check
                 for anyone processing more than xxx checks.
         
       STEP 15.  Normal Print (10 CPI) - the decimal codes your printer
                 accepts for 10 CPI printing.  Enter "HP" in the first
                 field if you are using an HP Laserjet.

       STEP 16.  Compressed Print (17 CPI) - the decimal codes your printer
                 accepts for 17 CPI printing.  Enter "HP" in the first
                 field if you are using an HP Laserjet.

                 NOTE:  Most of these defaults can be overriden for each
                 company in the Enter Company Information screen.

       After you have processed this screen, the Set Master File Size screen
       will appear.  This routine determines how many companies the program
       needs to allocate space for.  This screen will appear again when you
       have used more than 80% of the allocated space. 







                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 3.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                        ADMINISTRATION - SETUP A NEW COMPANY
                                          
                                          
       PURPOSE 

       The purpose of this routine is to enter company name, address, sui
       rates, processing charges, etc.

       CONSIDERATIONS

       The fields that are self-explanatory have been omitted from this
       section.  If you are running a multiple-user system, only one user
       should access the administration routines at a time.

       STEP 1.   Account number - the computer automatically assigns the
                 lowest account number available.  This number can not be
                 higher than the number of companies the you have previously
                 allocated space for. 

       STEP 2.   Pay Freq - the default pay frequency for this company.  This
                 determines which tax tables the program will use.

                 D = Daily    W=Weekly    B=Bi-weekly    S=Semi-monthly   
                 M = Monthly  A = Annually             (1st/15th)(15th/31st) 


       STEP 3.   Press F6 for the voluntary deductions screen.  Enter the
                 voluntary deductions for this employee.  The default is
                 copied from 'Modify an existing company' for each new
                 employee automatically.  If there are no changes, you may
                 skip this step.

       NOTE:     401(k) type deductions are exempt from state and federal
                 withholding tax in Insta-Pay.  403 Section 125 deductions
                 (typically insurance) are tax exempt in Insta-Pay.  403 TDA
                 (tax deferred annuity) are exempt from state and federal
                 withholding.  If you have pay type #2 set to 'U' on the
                 employee screen, one of the deduction's SPECIAL HANDLING
                 type must also be set to UNION.  Union dues generated by pay
                 rate 2 will be deducted in the UNION deduction.

       STEP 4.   Check/Stub Printing--Dot matrix, choose (C) for checks & stubs
                 or (S) for stubs only. Laser choices are: (8) for stubs, (L) for
                 checks & stubs or (M) for MICR printing.

       STEP 5.   Press F7 to process and go to page 2.











                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 4.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                             ENTER COMPANY INFO - PAGE 2
                                          
                                          
       STEP 1.   (B)ill to - enter B to use a separate billing address.
                 (S)hip to - enter S to use a separate ship-to address.
                 (H)old - enter H to have the payroll held for pickup
                 instead of being mailed.  Any combination of these codes
                 is acceptable.

       STEP 2.   Reminder/Message lines - Use these to hold special reporting
                 or handling information for each client.  They will appear 
                 during the Select a Company mode from the Main Menu and on
                 the Register/Checks/Posting screen.

       STEP 3.   DE-3B type - enter 1 for employers declaring unemployment
                 and disability wages.  Enter 2 for employers declaring UI
                 wages only (religious exempt, sole stockholder, public
                 entities).  Enter 3 for DI wages only (sole stockholder,
                 elective coverage, domestic services).  Enter 4 for UI and
                 voluntary plan DI wages.

       STEP 4.   FICA fractions - line 9 on the 941. Answer 'Y' if you want
                 to have the difference from withheld tax & calculated tax
                 shown as an adjustment on line 9 of the 941.

       STEP 5.   Print 941 - Answer 'Y' if you want a blank form showing the
                 client name, address and ID number. This can be used when
                 there are no employees for the reporting quarter.
         
       STEP 6.   Late charge - the amount to charge if there is any
                 outstanding amount at month end.

       STEP 7.   W-2 / 1099 charge - the amount to charge for each W-2 / 1099
                 printed.

       STEP 8.   Quarterly charge - the amount to charge for quarterly
                 reports.

       STEP 9.   Pre-pay charge - the amount to charge for pre-paid checks.

       STEP 10.  Handling charge - the amount to charge each month for
                 handling.  If this field is left blank it will default to
                 $4.00 for weekly accounts, $2.00 for bi-weekly and
                 semi-monthly accounts, and $1.00 for monthly accounts.

       STEP 11.  Changeable description - this can be used for charges such
                 as special reports or shipping. Each client can have a 
                 different description. It will reset after the billing is
                 posted each month.

       STEP 12.  xxx or less checks, charge = y.yy - the charge for anyone
                 processing less than or equal to xxx checks.





                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 5.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       STEP 13.  per check over xxx checks, charge = y.yy - the charge per
                 check for anyone processing more than xxx checks.

       STEP 14.  Use PTM Tax Svc - If you are setting up your client for
                 direct payroll tax depositing answer 'Y'. This should be
                 done after you have been assigned a processor number by PTM.
                 Enter that number for every client that will use this
                 option. Do not use the PTM field if this feature is not
                 being used. It will default to 'N'.
                                          
                                          
                             ENTER COMPANY INFO - PAGE 3


       See the instruction sheets included with your "MICR Upgrade" for more
       information about Company Information - page 3.









































                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 6.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                     ADMINISTRATION - MODIFY AN EXISTING COMPANY
                                          
       PURPOSE 

       The purpose of this routine is to modify company name, address, sui
       rates, processing charges, etc.

       CONSIDERATIONS

       Refer to page 5 for explanations of the fields on this screen.




                     ADMINISTRATION - REMOVE AN EXISTING COMPANY
                                          
       PURPOSE 

       The purpose of this routine is to remove all of a company's
       information from the system.  

       CONSIDERATIONS

       Be careful when using this routine it is non-reversible.



                    ADMINISTRATION - ENTER PAYMENTS / ADJUSTMENTS
                                          
       PURPOSE 

       The purpose of this routine is to enter payments.  

       CONSIDERATIONS

       Enter payments as positive amounts to credit the clients account. 
       Enter adjustments as negative amounts to credit the clients account.



                       ADMINISTRATION - PRINT COMPANY LISTINGS
                                          
       PURPOSE 

       The purpose of this routine is to print company listings.  












                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 7.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                              ADMINISTRATION - BILLING
                                          
       PURPOSE

       The purpose of these routines is to process client billing at month
       end.

       CONSIDERATIONS

       If you are using a print spooler, be sure to wait until after all the
       bills are printed to post the billing in case the forms become
       misaligned.

       STEP 1.   Print and check the billing register.  Make any necessary
                 adjustments.  You can reprint the register as many times as
                 you need to after making corrections.

       STEP 2.   To align the bills, print a bill for the first account with
                 an outstanding balance until the bills are properly aligned.
                 Then print for all companies.
        
       STEP 3.   When all the bills are printed, post the billing.


                           ADMINISTRATION - MAILING LABELS
                                          
       PURPOSE

       The purpose of this routine is to print mailing labels for all
       payrolls and pre-paid checks processed.

       CONSIDERATIONS

       The label file should deleted at the end of each day by using the
       Archive Daily Spools routine.


                        ADMINISTRATION - ARCHIVE DAILY SPOOLS

       PURPOSE

       The purpose of this routine is to compress and store the payroll spool
       files processed each day.

       CONSIDERATIONS

       This routine should be run at the end of the day after all payrolls
       have been processed.  Be sure to do this it is VERY IMPORTANT!









                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 8.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                        ADMINISTRATION - REPRINT PAYROLL MENU
                                          
                                          
       PURPOSE

       The purpose of this routine is to reprint previously processed
       payrolls.

       CONSIDERATIONS

       Be careful not to confuse the run date of the payroll with the check
       date.  The run date can be found on the second to last page of the
       payroll register in the upper right corner.

       STEP 1.   Enter the client's account number.

       STEP 2.   Enter the sequence numbers for the register you want
                 printed.  For example, if you processed five payroll
                 registers for a client on a given day and you want to
                 reprint the last one you would enter 05 to 05.

       STEP 3.   Enter the sequence numbers for the checks you want printed.
                 This works the same as STEP 2.

       STEP 4.   Enter a range of check numbers you want re-printed.  If this
                 field is left blank, all checks will be re-printed.  If you
                 want to re-print check 101, enter:  101-101.  If you want
                 to re-print checks 101 through 109, enter:  101-109.

       STEP 5.   Enter the sequence numbers for the pre-paid checks you want
                 printed.  This works the same as STEP 2.

       STEP 6.   If you have Archived the daily spools for the payroll to be
                 re-printed, enter the date that the payroll was processed.

       STEP 7.   If you have Archived the daily spools for the payroll to be
                 re-printed, and you have moved the archive to a different
                 drive, enter the drive letter where the Archive is located.



                     ADMINISTRATION - COMPANY STATISTICS REPORT


       PURPOSE

       To report the number of employees on file, active employees, active
       companies, etc.

       CONSIDERATIONS

       Run this routine at quarter and year end to determine how many sets of
       W2's, 941's, DE-3B's, etc., you will need to order.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 9.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                    HOW TO START THE CHEQUE-MATE PAYROLL PROGRAM
                                           

       PURPOSE 

       The purpose of this routine is to start the Cheque-Mate Payroll
       System. 

       CONSIDERATIONS 

       If you have payroll from prior quarters, you must enter the gross
       wages, tips, meals, federal tax, state tax, etc. for each employee by
       quarter.  Enter this information just as you would a normal payroll. 
       It is not necessary to enter either the FICA or SDI, as they are
       calculated automatically by the system.  When all of the information
       is entered for the desired quarter, Register/Checks/Posting, setting
       the check and period ending dates equal to the last date in the
       quarter.

       * NOTE: AFTER ENTERING BACK PAYROLL DATA YOU MUST USE THE
       REGISTER/CHECKS/POSTING OPTION TO UPDATE THE EARNINGS RECORDS. THE
       REGISTER AND CHECKS PRINTING CAN BE SKIPPED TO SPEED UP THIS
       OPERATION.

       PROCESSING SEQUENCE 

       STEP 1.   At the DOS prompt (>) enter the drive letter that the 
                 program resides on, followed by a colon (:).
                 For example: if the program resides on Drive C,
                 you would enter:  

                      >C:  (Return or Enter)  

       STEP 2.   Change to the appropriate directory: 
                      
                      >CD\SERVICE  (Return or Enter)

       STEP 3.   Enter the program name as follows:  
                      
                      >1994PYRL   (Return or Enter)

               * Change the payroll year on the command line to correspond to
                 the correct year (1993pyrl-1994pyrl-etc.)

                 The select a company screen displays and you're ready to
                 proceed.











                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 10.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                             PAYROLL PROCESSING SEQUENCE


       Eight easy steps are all that are required to process your payroll on
       the Cheque-Mate Payroll System. Here is the sequence you'll follow
       each time: 

       STEP 1.   Add new employees to the Employee Master File
                 (see ADD A NEW EMPLOYEE). 

       STEP 2.   Modify existing employee records as needed. You can do this
                 from the main menu by accessing the MODIFY AN EXISTING
                 EMPLOYEE routine, or you can do it while you're entering
                 payroll data (see ENTER PAYROLL DATA) by using F2 to travel
                 to the Employee screen.  

       STEP 3.   Enter the payroll (see ENTER PAYROLL DATA). 
        
       STEP 4.   Verify your entry. You can do this by displaying the payroll
                 on the terminal screen (see DISPLAY  PAYROLL DATA) or
                 printing a hard copy report (see REGISTER/CHECKS/POSTING). 

       STEP 5.   Make any needed corrections (see MODIFY PAYROLL DATA) and
                 verify your entries. When everything is correct, you're
                 ready to Register/Checks/Posting and print the checks.  

       STEP 6.   Print the payroll checks (see REGISTER/CHECKS/POSTING).

       STEP 7.   At the end of the payroll quarter, print the Quarter End 
                 Reports (see PREPARE QUARTER END REPORTS).
         
       STEP 8.   At the end of the payroll year, print the Year End Reports
                 (see PREPARE YEAR END REPORTS). 

                 That's all there is to it. 






















                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 11.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                           CHEQUE-MATE STANDARD COMMANDS 


       We've added some short-cut features to the Cheque-Mate Payroll System
       to make your job even easier. By simply pressing a special key or set
       of keys you can perform a variety of tasks. The "F" keys are Function
       Keys You find them on your terminal keyboard labeled F1 through Fl0. 

       The "CTRL" (Control) commands are executed by holding down the CTRL
       key as you press the associated letter key. 

            F7   Think of this as the GO or PROCESS key. Press Function Key
                 #7 to process any information you have entered on the
                 screen. 

            F4   Think of this as the OOPS key. Press Function Key #4 to
                 abandon any screen without updating the record and
                 return to the Main Menu. 

            F2   Press Function Key #2 to go directly to the Employee screen
                 (from the payroll entry screen only.) 

            0    (Zero) enter a zero (0) in any field to stop the action that
                 would normally take place there.  For example: in 
                 ENTER PAYROLL DATA, enter a zero (0) in the first voluntary
                 deduction field and no deduction will be taken out for this
                 payroll. 

                         Shortcut-Keys (From the Main Menu) 

            (CTRL) D Press (CTRL) and the letter "D" to go directly to
                   DISPLAY/MODIFY PAYROLL DATA. 

            (CTRL) E Press (CTRL) and the letter "E" to go directly to
                   ENTER PAYROLL DATA.
            
            (CTRL) G Press (CTRL) and the letter "G" to go directly to
                   Compute a net to gross amount.

            (CTRL) N Press (CTRL) and the letter "N" to go directly to the
                   DISPLAY LAST PAYROLL NET AMOUNTS screen. 

            (CTRL) Q Press (CTRL) and the letter "Q" to exit from the
                   Cheque-Mate payroll system and return to the dos prompt.

            (CTRL) R Press (CTRL) and the letter "R" to go directly to the
                   Register/Checks/Posting the payroll routine. 

            (CTRL) V Press (CTRL) and the letter "V" to go directly to the
                   Void a check routine.







                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 12.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                 ADD A NEW EMPLOYEE


       PURPOSE

       The purpose of this routine is to add a new employee to the Employee
       Master File. 

       CONSIDERATIONS 

       When you are entering dollars and cents amounts you must also enter
       the appropriate decimal. With whole dollars you can choose to enter
       the decimal or not. For example: 

       ----->    Enter 400    for $400.00 
       ----->    Enter 400.00 for $400.00 
       ----->    Enter 123.45 for $123.45 

       If you want to leave a field blank, Just enter a (RETURN).  You can
       mix weekly, biweekly, monthly, semimonthly, and annual payrolls
       together and process them all at the same time. Just enter the
       appropriate code at STEP 25. 

       Enter F4 to abandon this screen without updating the record and 
       return to the Main Menu. 

       PROCESSING SEQUENCE 

            A.   Select ADD A NEW EMPLOYEE (under Personnel Maintenance) from
                 the Main Menu. 

       STEP 1.   EMPLOYEE # - The system-assigned employee identification
                 number displays at the top left of the screen. If you wish
                 to assign your own employee number, use the  up-arrow key
                 to move to this field and enter the number you wish. 

                 DEPT - If you want to enter a department for this employee
                 use the up-arrow key to move to this field and enter the
                 department code.

                 WORKER'S COMP CODE - This four digit field can contain both
                 alpha and numeric. Enter the code assigned by your
                 insurance carrier (State fund, etc.)

       STEP 2.   EMPLOYEE NAME (L,F,MI) - These fields must not be left  
                 blank. The employee's full name is prompted in three stages:
                 first, enter the last name and (RETURN); enter the first
                 name and (RETURN); then enter the middle initial.

       STEP 3.   ADDRESS - Enter the employee's address. 

       STEP 4.   CITY - Enter the employee's address city.





                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 13.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       STEP 5.   STATE - Enter the two-character post office abbreviation for
                 the employee's state. 

       STEP 6.   ZIP - Enter the zip code. 

       STEP 7.   SOCIAL SEC NO - Enter the employee's social security number
                 (without the dashes.)
        
       STEP 8.   FEDERAL EXEMPTION STATUS (M/S/H) - This field can not be
                 left blank.  Enter M (Married), S (Single), or H (Head of
                 Household). 

                 FEDERAL NUMBER OF EXEMPTIONS - Enter the number of
                 exemptions the employee wants to claim. 

       STEP 9.   STATE EXEMPTION STATUS (M/S/H) - This field can not be
                 left blank.  Enter M (Married), S (Single), or H (Head of
                 Household). 

                 STATE NUMBER OF EXEMPTIONS - Enter the number of
                 exemptions the employee wants to claim. 

       STEP 10.  PAY RATE #1 - Enter the employee's rate of pay.
        
       STEP 11.  PAY RATE #2 - Enter the employee's second rate of pay if
                 applicable. 

       STEP 12.  SALARIED OR HOURLY (S/H) This field can not be left blank.
                 Enter S (Salaried) or H (Hourly).  Pay rate #2 will accept
                 and compute union dues and piece-work.  To compute union
                 dues, enter the union rate in pay rate #2 and place a U in
                 the second pay type.  The union dues will appear in
                 deduction #4.  To compute piece-work, place a P in the
                 second pay type, put the minimum rate in pay rate #1 and the
                 per-piece rate in pay rate #2.


       STEP 13.  Press F6 for the voluntary deductions screen.  Enter the
                 voluntary deductions for this employee.  The default is
                 copied from 'Modify an existing company' for each new
                 employee automatically.  If there are no changes, you may
                 skip this step.

       NOTE:     401(k) type deductions are exempt from state and federal
                 withholding tax in Insta-Pay.  403 Section 125 deductions
                 (typically insurance) are tax exempt in Insta-Pay.  403 TDA
                 (tax deferred annuity) are exempt from state and federal
                 withholding.  If you have pay type #2 set to 'U' on the
                 employee screen, one of the deduction's SPECIAL HANDLING
                 type must also be set to UNION.  Union dues generated by pay
                 rate 2 will be deducted in the UNION deduction.






                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 14.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       STEP 14.  1099 (Y/N) - Enter Y (Yes) if this is a contract worker. No
                 taxes are withheld from 1099 contractors. 

       STEP 15.  WITHHOLD FICA (Y/N) - Enter Y (Yes) for automatic FICA
                 withholding; enter N (No) for none. 

       STEP 16.  WITHHOLD SDI (Y/N) - Enter Y (Yes) for automatic State
                 Disability Insurance withholding; enter N (No) for none.

       STEP 17.  AUTO-CHECK (Y/N) - Enter Y (Yes) to use the automatic
                 check feature for salaried employees, N (No) to bypass it. 

       STEP 18.  HIRE DATE - Enter the date this employee was hired as
                 MMDDYY.
       STEP 19.  DATE OF LAST RAISE - Enter the date as MMDDYY.
       STEP 20.  TERMINATION DATE - Enter the date as MMDDYY.   
       STEP 21.  DATE OF BIRTH - Enter the birthday as MMDDYY.
       STEP 22.  SPOUSES BIRTH DATE - Enter the birthday as MMDDYY.  
       STEP 23.  ANNIVERSARY DATE - Enter the wedding date as MMDDYY. 
       STEP 24.  SPOUSES FIRST NAME - Enter the spouse's first name.  
                                          
       STEP 25.  PAY OVERRIDE (D/W/B/S/M/A) - Enter the pay period for this
                 employee as follows: D = Daily; W = Weekly; B = Biweekly;
                 S = Semimonthly; M = Monthly; or A = Annually.  

       STEP 26.  FEDERAL TAX OVERRIDE - Enter the dollar amount of federal
                 tax to be withheld from the employee's check.  An entry in
                 this field indicates that the system is to bypass the
                 standard tax table.

       STEP 27.  STATE TAX OVERRIDE - Enter the dollar amount of state tax to
                 be withheld from the employee's check. An entry in this
                 field indicates that the system is to bypass the standard
                 tax table.  

       STEP 28.  FEDERAL TAX TO ADD - Enter the amount of additional federal
                 tax withholding. 

       STEP 29.  STATE TAX TO ADD - Enter the amount of additional state tax
                 withholding. 

       STEP 30.  Look over the data you've entered. If you need to make a
                 correction to any field, use the light bar to move to that
                 field, then make the correction.  
                 If all of the data is correct, press F7 to process.  












                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 15.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       STEP 31.  TELEPHONE NUMBER - Enter the area code, prefix, and number. 

       STEP 32.  JOB TITLE - Enter the employee's official job title.  

       STEP 33.  VACATION ACCRUAL - Enter the rates at which you want to
                 accrue vacation earnings.

                 SICK LEAVE ACCURAL - Same as above.

       STEP 34.  VACATION ACCRUED - Enter the hours or amount of vacation
                 already accrued.

                 SICK LEAVE ACCRUED - Same as above.

                 AMOUNT or HOURS - Specify whether vacation/sick leave will
                 be entered as hours or a dollar amount.

       STEP 35.  VACATION TO ISSUE AT EFFECTIVE DATE - Enter the amount of
                 vacation (hours or dollar amount as specified above) to be
                 issued on the first payroll after the EFFECTIVE DATE
                 (above).

                 SICK LEAVE TO ISSUE AT EFFECTIVE DATE - Same as above.

                 YEARLY (Y/N) - Enter Y (Yes) to have the vacation/sick leave
                 amounts issued every year.

       STEP 36.  Look over the data you've entered. If you need to make a
                 correction to any field, use the light bar to move to that
                 field, then make the correction.  
                 If all of the data is correct, press F7 to process.


























                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 16.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                 MODIFY AN EMPLOYEE


       PURPOSE

       The purpose of this routine is to change existing employee records in
       the Employee Master File. 

       CONSIDERATIONS 

       You can also change employee records from the Payroll Processing 
       function (see REGISTER/CHECKS/POSTING in this manual) 

       When you are entering dollars and cents amounts you must also  enter
       the appropriate decimal.  With whole dollars you can choose to enter
       the decimal or not. For example: 

       ------>    Enter 400    for $400.00 
       ------>    Enter 400.00 for $400.00 
       ------>    Enter 123.45 for $123.45 

       If you want to leave a data field blank, just enter a (RETURN).  
       Enter F4 to abandon this screen without updating the record and 
       return to the Main Menu. 

       PROCESSING SEQUENCE  

            A.   Select MODIFY AN EMPLOYEE (under Personnel Maintenance) from
                 the Main Menu. 

       STEP 1.   EMPLOYEE # -  Enter the number or last name of the employee
                 record you want to modify. 

       STEP 2.   Use the light bar to move to the field or fields you want to
                 modify, then make the correction.  

       STEP 3.   If all of the information is correct, press F7 to save the
                 record. You are returned to the Main Menu.  



















                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 17.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                               PRE-PAY OR TERMINATION 

       PURPOSE 

       The purpose of this routine is to enter a pre-pay or termination
       payroll check into the Cheque-Mate system without actually running a
       payroll. 

       CONSIDERATIONS 

       Information on this pre-pay or termination check will appear on the
       Prepaid Earnings Report in your next payroll processing.  When you are
       entering dollars and cents amounts you must also enter the appropriate
       decimal.  With whole dollars you can choose to enter the decimal or
       not. For example: 

       ------>   Enter 400    for $400.00 
       ------>   Enter 400.00 for $400.00 
       ------>   Enter 123.45 for $123.45 

       If you want to leave a data field blank, just press (RETURN).  At any
       point in this routine you can go to the Employee screen by pressing
       F2.  Press F4 to abandon this entry without updating the record and
       return to the Main Menu.  You can go directly to the COMMISSION field
       by entering * (asterisk), or you can go directly to the GROSS PAY
       field by entering / (slash).

       Employee information displays on the lower portion of the screen.  If
       the employee has any deductions, they will flash to call your
       attention to them.  You can override any of these deductions by
       placing an amount in the corresponding deduction override field.  

       PROCESSING SEQUENCE 

            A.   Select PRE-PAY OR TERMINATION (under Payroll Maintenance)
                 from the Main Menu. 

       STEP 1.   SELECT EMPLOYEE - Enter the employee number or last name you
                 want to process. This must be a valid number in the Employee
                 File.  When a valid number is entered, the entry screen
                 displays along with selected information about the
                 employee.  From this point on you'll enter this pre-pay or
                 termination check just as you would an ordinary one. The
                 pre-pay screens look the same as the payroll entry screens,
                 but internally the system processes each one differently.
                 The pre-pay screen will produce a check immediately. The
                 payroll entry screen will only produce a check after the
                 payroll has been run.

                 If you have any questions about any of these fields, look at
                 the section titled ENTER PAYROLL DATA.  






                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 18.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                 ENTER PAYROLL DATA
                                          
                                          
       PURPOSE 

       The purpose of this routine is to enter the data for the  current
       payroll period. 

       CONSIDERATIONS 

       When you are entering dollars and cents amounts you must also enter
       the appropriate decimal.  With whole dollars you can choose to enter
       the decimal or not For example: 

       ------>    Enter 400    for $400.00 
       ------>    Enter 400.00 for $400.00 
       ------>    Enter 123.45 for $123.45 

       Hours are entered in whole and hundredths of an hour. For example:
       Enter 8.75 for 8-3/4 hours. 

       If you want to leave a data field blank, just enter a (RETURN).  You
       can mix weekly, biweekly, monthly, semimonthly and annual payrolls
       together and process them all at the same time.  At the end of payroll
       entry, you can process salaried employees with the Auto-Check feature
       of the Cheque-Mate Payroll System. 

       At any point in this routine you can go to the Employee File by
       pressing F2.

       You can go directly to the COMMISSION field by entering *  (asterisk).

       You can go directly to the GROSS PAY field by entering /  (slash). 

       Employee information displays on the lower portion of the  screen. If
       the employee has any deductions they will flash to call your attention
       to them.  The employee's rates of pay 1 and 2 are displayed at the
       bottom of the screen. 

       Enter F4 to abandon this screen without updating the record and return
       to the Main Menu. 

       PROCESSING SEQUENCE

            A.   Select ENTER PAYROLL DATA (under Payroll Maintenance) from
                 the Main Menu. 

       STEP 1.   SELECT AN EMPLOYEE - Enter the employee number you want to
                 process.  This must be a valid number in the Employee Master
                 File.  When a valid number is entered,  the data entry
                 screen displays along with selected information from the
                 employee's master record. After you have entered all of the
                 payroll data, enter F4 at this prompt and go to STEP 20.




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 19.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       STEP 2.   REG HOURS - Enter the number of regular hours in column 1 or
                 2 according to the appropriate pay rate.

       STEP 3.   OT HOURS - Enter the number of overtime hours
                 (time-and-a-half) in column 1 or 2 according to the
                 appropriate pay rate. 

       STEP 4.   DT HOURS - Enter the number of double-time hours in column 1
                 or 2 according to the appropriate pay rate.

       STEP 5.   TEMPORARY RATE CHANGE - Enter the pay rate to be used for
                 this payroll only in the appropriate pay rate column. 

       STEP 6.   PERMANENT RATE CHANGE - Enter the new pay rate in the
                 appropriate pay rate column.  

       STEP 7.   COMMISSION/BONUS PAY - Enter in the field is in two parts
                 (percentage/amount). 

             A.  The percentage will always default to one hundred
                 percent (100%).

             B.  To pay a flat bonus, do not change the percent.  To pay a
                 percentage enter the percent. For example,  enter 10.00 to
                 compute ten percent of the amount you enter in the
                 commission field. 

       STEP 8.   TIPS - Enter the amount of tips the employee is claiming.
            
       STEP 9.   MEALS - Enter the amount meals that are being claimed as
                 wages.

       STEP 10.  ALTERNATE PAY FREQUENCY Enter the alternate pay frequency   
                 for this payroll entry, choices are:  D = Daily;
                 W = Weekly; B = Biweekly; S = Semimonthly; M = Monthly;
                 or A = Annually.

       STEP 11.  WORKER'S COMP CODE Enter a four digit alpha/numeric code for
                 this check only.

       STEP 12.  TERMINATION (Y/N) - Enter Y (Yes) if this is a termination
                 check.
                 
       NOTE:  From this point on the fields are calculated by the system. 
              However, you can override them if you wish.  

       STEP 13.  GROSS PAY (OVERRIDE) Enter the applicable gross pay.  

       STEP 14.  FEDERAL TAX (OVERRIDE) Enter the federal tax amount to be
                 withheld from this entry.   

       STEP 15.  FICA (OVERRIDE) Enter the FICA amount to be withheld from
                 this entry. 




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 20.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       STEP 16.  STATE TAX (OVERRIDE) Enter the state tax amount to be
                 withheld from this entry. 

       STEP 17.  DISABILITY (OVERRIDE) Enter the State Disability Insurance
                 amount to be withheld from this entry.  

       STEP 18.  (DEDUCTIONS) Voluntary deductions set up for this employee
                 display Enter the amount to be withheld for one or all of
                 the deductions. 
                               
       STEP 19.  VACATION & SICK LEAVE - Enter any vacation/sick leave
                 amounts/hours to be paid on this check.

         * NOTE: The system will not allow you to create a payroll entry with
                 a negative net amount.  If your entry results in a negative
                 net amount, an error message displays and you must correct
                 the entry.  To correct this situation you must delete
                 voluntary deduction(s), and/or change withholding allowance
                 overrides.
                 
                 Press F7 to process this entry.  When you are through
                 entering payroll data, press F4 to proceed to the Auto-Check
                 routine, and then to the main menu.
                 
       STEP 20   DO YOU WANT TO ADD ANY "AUTO-CHECK" EMPLOYEES TO THIS RUN
                 (Y/N)? 

                 Enter Y (Yes if you want to process salaried employees with
                 Cheque-Mate's Auto-Check feature. The system goes through
                 the Employee Master File and creates a record for this
                 payroll for each employee who has a Y (Yes) response in
                 STEP 29. When the calculation is completed, you are returned
                 to the Main Menu. 

                 Enter N (No) if you do not want to process Auto-Check
                 employees.  You are return to the Main Menu.  





















                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 21.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                           USING THE AFTER THE FACT SCREEN
                                          

       PURPOSE

       The purpose of the After-the-Fact entry screen is to enter
       hand-computed payroll.  There are many options here to verify that
       your data entries and computations are correct.

       CONSIDERATIONS

       The cursor will be on the CHECK DATE field when you go into the
       screen.  It is very important to enter the check date and the check
       number at this time.

       PROCESSING SEQUENCE

       The following short cut keys can be used from here.
                         
        1. The asterisk key takes you to the GROSS field.
        2. Pressing the slash key from the GROSS field moves you to REG EARN.


       REG EARN    These are optional fields that can be used for workman's
       O/T EARN    compensation reporting or to verify wage calculations. 
       D/T EARN    The GROSS field must always be blank when using these
                   fields. 

              
       HOURS ----  These fields are used for reporting purposes only.

       Special information regarding the use of voluntary deductions for
       401(k) and Section 125 Cafeteria plans.

           401(k) deductions are exempt from state and federal withholdings.
           If the type of deduction is 403 Section 125, it will be treated as
           section 125 insurance, cafeteria plan.  403 Section 125 deductions
           are tax exempt.  403 retirement or TDA [tax deferred annuity] are
           exempt from federal and state withholdings.  

           If pay type 2 is set to 'U' on the employee master screen, one
           deduction's SPECIAL HANDLING type should be set to UNION.  Any
           union dues deducted will appear in this field.

           IMPORTANT--Make sure the amounts in either one of these deduction
           fields are included in the GROSS pay entered.

                            (continued on the next page)









                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 22.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                              AFTER THE FACT DATA ENTRY


            1. Enter the gross through the taxes to record each entry.
            2. FICA and SDI are checked automatically for accuracy. Leave
               these fields blank and the computer will fill them in for you.
               [To SKIP the checking routine press F5 at this time.]  Press
               F7 to process data.
            3. If an out of balance occurs, a display appears on the screen.
               It will show the amount that needs to be adjusted and will
               give you options to choose from to correct the entry. The
               right arrow key will move you to your selection.  Press enter
               to process.
            4. The year to date fields are keeping track of all entries made
               for each employee. You cannot enter or change data in these
               fields.
            5. The gross field must be blank if you use the regular earnings
               field to enter data. This is also true for TIPS, MEALS,
               COMMISSION and VACATION/SICK PAY.
            6. Use the F2 key to make changes to the employee master or after
               pressing F7 use F2 to modify your check entry.
            7. Enter the net pay if you want to make sure the amount balances
               with the original check written. 
            8. To Register/Checks/Posting,return to the Main Menu. Go to the
               REGISTER/CHECKS/POSTING screen. Leave today's date as-is.  The
               payroll will automatically run one pay date at a time.  You
               may choose to print or not print the registers.  The choice is
               yours. Unless stubs are needed, skip those too.
            9. Make sure you press 'Y' to post and update.  This is very
               important.


            Once the After-the-Fact routine is used with the first employee,
            it will continue in that mode until you return to an enter the
            payroll data screen using the F9 key.






















                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 23.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                             DISPLAY/MODIFY PAYROLL DATA


       Going to the DISPLAY/MODIFY screen after every payroll is entered will
       help you eliminate almost all data entry errors.  Now you can verify
       that the payroll is correct before the register and checks are
       printed.

       This screen will show all entries made for the current payroll.  You
       will be able to make changes or corrections to the data from this
       screen. 
              
        
       The steps are as follows:

            1. Select DISPLAY/MODIFY PAYROLL on the MAIN MENU.
               [shortcut-CONTROL D from MAIN MENU]
                
            2. Use the light bar to move to the entry that needs to be
               changed or corrected.

            3. Press enter to go to the ENTER PAYROLL DATA SCREEN.

            4. Make the appropriate changes, press F7 and you will be
               returned to the DISPLAY/MODIFY screen.               
                        
            5. Repeat steps 2-4 if there are more entries to be
               changed.
            
            6. To delete an entry put in by mistake, highlight it and
               press the delete key. The entry will not disappear but
               it will not be part of the payroll.

            7. Press F4/ESC to return to the MAIN MENU.























                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 24.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                               REGISTER/CHECKS/POSTING
                                          

       PURPOSE 

       The purpose of this routine is to compute the net earnings on the
       current payroll data, to produce a departmental register, deposit
       requirements page, and to print the checks.

       CONSIDERATIONS 

       At the end of the payroll computation, you can press Y (YES) to print
       the actual checks, or press N (NO) to return to the main menu.
       Choose N (NO) if any entries on the payroll register need to be
       modified. Correct the entries and Register/Checks/Posting again. After
       the checks have been printed, press Y (YES) to verify that they have
       been printed properly and post the data or N (NO) to reprint them.

       You can modify your payroll entry up until the time you actually 
       print the checks, Once checks are printed, the only way you can  make
       corrections is to void the check through the VOID A CHECK function. 

       Before selecting this routine, be sure that the proper paper or  forms
       are loaded in the printer and that the printer is turned on. 

       Press F4 to abandon this screen without updating any records and 
       return to the Main Menu. 

       PROCESSING SEQUENCE 

            A.   Select REGISTER/CHECKS/POSTING (under Payroll processing)
                 from the Main Menu. 

       STEP 1.   ENTER CHECK DATE Enter the pay date you want printed on
                 the check as MMDDYY. 

       STEP 2.   ENTER PERIOD ENDING DATE Enter the period ending date as
                 MMDDYY. 

       STEP 3.   ENTER PERIOD BEGINNING DATE Enter the period ending date as
                 MMDDYY. 

       STEP 4.   ENTER BEGINNING CHECK # - Enter the number of the first
                 check you've loaded in the printer. 

                 Press F7 to proceed. 

       STEP 5.   DO YOU WANT TO PRINT CHECKS AT THIS TIME (Y/N)? - Press Y
                 (Yes) if you want to print the checks now.  If you need to
                 align the checks, press any key and a test pattern will
                 print.  Repeat this procedure until the checks are properly
                 aligned.  Press P to print the checks.  After the checks
                 print, you are returned to the Main Menu.




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 25.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                 Enter N (No) if you do not want to print checks at this
                 time.  The PAYROLL REGISTER prints and you are returned to
                 the Main Menu.

                                          
                   HOW TO USE THE AUTOMATIC DEPOSIT CHECK ROUTINE


       STEP 1.   The Register/Checks/Posting screen is used to setup each
                 client to issue deposit checks for the first time.  This
                 should be done when you are ready to process a payroll.

       STEP 2.   At the bottom of the screen are two processing keys (F5 and
                 F6).  Use these to enter the bank name and address and
                 the EDD address from the mailing label in the white coupon
                 book.  Press F7 to accept.         

       STEP 3.   This procedure will only be required once per client unless
                 there is a change in bank name or address.

       STEP 4.   If the client is setup as a semi-weekly depositor status,
                 the 941 question will default to "Y".  The 940 will always
                 require a "Y", "N", or "F" to process.

       STEP 5.   If the client is setup as a monthly depositor, the 941 and
                 940 questions will default have to be answered each time a
                 payroll is run.  

       STEP 6.   If a client wants a deposit check every time a payroll is
                 processed, answer each question with an "F".  This will
                 force a check to be printed.  The deposit check date will
                 match the employee check date instead of the deposit due
                 date.

                 Remember, when you select "Y" for 941/state checks, a 941 or
                 state check will only be printed when a deposit is due. 
                 When you select "Y" for 940 checks, a 940 check will only be
                 printed when a 940 deposit is due.  Remember, a 940 deposit
                 is only due when the FUTA liability for the quarter reaches
                 $100.00.


          HOW TO USE THE REMINDERS/MESSAGES FOR AUTOMATIC REPORT GENERATION


       Automatic reports can be generated after a payroll is posted using the
       Register/Checks/Posting function.  Use either of the two
       Reminder/Message fields, and precede your report number with "REPT."
       For example, to print an employee list by last name, with
       terminations, enter "REPT.01" in either of the two Reminder/Message
       fields.  The Reminder/Message fields can be setup on the
       Register/Checks/Posting screen, or on the "Modify An Existing Company
       - Page 2" screen.  See the following list for report codes.




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 26.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                               AUTOMATIC REPORT VALUES


       01 = Employee list by last name, with terminations (Type in REPT.01)
       02 = Employee list by last name, no terminations   (Type in REPT.02)
       03 = Employee list by number, with terminations    (Type in REPT.03)
       04 = Employee list by number, no terminations      (and so on...)
       05 = Employee list by department, with terminations
       06 = Employee list by department, no terminations
       07 = Birthday list
       08 = Anniversary list

       09 = Time Sheet by last name (Type in REPT.09)
            Add .1 to include pay rates (Type in REPT.09.1) 

       10 = Time Sheet by number
            Add .1 to include pay rates (Type in REPT.10.1) 
            
       11 = Time Sheet by department
            Add .1 to include pay rates (Type in REPT.11.1) 

       12 = CA DE-34 Report.  Will list employees with hire date between
            period beginning & ending dates on Register/Checks/Posting.

       21 = Check register (Type in REPT.21)
            Add .001 to print for this pay-check date only.
            (Type in REPT.21.001)
            Omit .001 to print from this pay-check date to 12-31-next
            year.  This is useful for showing tax deposit checks.

       22 = Ind Pay Record (Type in REPT.22)
            Add .001 to print for this pay-check date only.
            Omit .001 to print from this pay-check date to 12-31-next year

       23 = Worker's Comp report (Type in REPT.23)
            Add .001 to print for this pay-check date only.
            Omit .001 to print from this pay-check date to 12-31-next year

                              (continued on next page)


















                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 27.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       24 = Recap report
            Add .1 to sort by Dept (Type in REPT.24.1) 
            Add .2 to sort by W/C Code (Type in REPT.24.2) 
            Add .3 to sort by Emp Number (Type in REPT.24.3) 
            Add .4 to sort by Check Number (Type in REPT.24.4) 

            Add .?1 for All detail      (? represents choice 1-4 from above)
                (Type in REPT.24.11)
            Add .?2 for Sub-totals only (? represents choice 1-4 from above)
                (Type in REPT.24.12)
            Add .?3 for Totals only     (? represents choice 1-4 from above)
                (Type in REPT.24.13) 

            Add .??1 to print for this pay-check date only (1st ? represents 
                                                            choice 1-4 from
                                                            above. 
                                                            2nd ? represents 
                                                            choice 1-3 from
                                                            above.)
            Omit .??1 to print from this pay-check date to 12-31-next year

       25 = Qtd, Ytd earnings report
            Add .1 to Include terminated employees (Type in REPT.25)
            Add .?1 to include zero wage employees
                (? represents choice 0-1 from above)
                (Type in REPT.25.01, REPT.25.11)

       26 = Deduction register
            Add .1 for detail level: each check     (Type in REPT.26.1) 
                Add .11 to sort by employee name    (Type in REPT.26.11)
                Add .12 to sort by employee number  (Type in REPT.26.12)
                Add .13 to sort by employee SSN     (Type in REPT.26.13)

            Add .2 for detail level: each pay date  (Type in REPT.26.2) 
            Add .3 for detail level: each deduction (Type in REPT.26.3)

            Add .??1 to print for this pay-check date only (1st ? represents 
                                                            choice 1 from
                                                            above. 
                                                            2nd ? represents 
                                                            choice 1-3 from
                                                            above.)
            Omit .??1 to print from this pay-check date to 12-31-next year














                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 28.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                               PRINT TIME CARD LABELS


       PURPOSE 

       The purpose of this routine is to print time card labels for all 
       employees for the payroll period you specify.

       CONSIDERATIONS 

       Before selecting this routine, be sure that the proper forms are
       loaded in the printer and that the printer is turned on. Press F4 to
       abandon this screen and return to the Main Menu.  

       PROCESSING SEQUENCE 

            A.   Select TIME CARD LABELS (under Payroll Processing from the
                 Main Menu. 

       STEP 1.   PERIOD BEGINNING - Enter the beginning date of the payroll
                 period as MMDDYY. 

       STEP 2.   PERIOD ENDING Enter the period ending date as MMDDYY. 

       STEP 3.   Enter F7 to begin printing the labels. A sample label will
                 print on the first label.   Look at the alignment of the
                 test line. Make whatever adjustment is necessary to align
                 the labels. 

       STEP 4.   ALIGNMENT O.K. (Y/N)? - Enter Y (Yes) if the labels are
                 aligned properly.  The labels print and you are returned to
                 the Main Menu.  
                 
                 Enter N (NO) if the labels are not aligned.  Another label
                 will be printed.  Continue to adjust the labels and respond
                 Y (YES) when the labels are properly aligned.





















                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 29.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                            PREPARE QUARTER END REPORTS 


       PURPOSE 

       The purpose of this routine is print 941, 941-B, DE-3DP, and DE-3B(s) 
       quarterly filing reports.  The 941, 941-B, and DE-3DP reports are
       printed on plain paper.  If DE-3B's are required (when there are more
       than 7 active employees), they need to be printed on the actual DE-3B
       forms.

       CONSIDERATIONS 

       These reports will be printed in facsimile form.  If you want to print
       on the form, select the routines from the administration menu.  You
       must select which quarter reports are to be printed for.

            Quarter 1 - Jan 1 thru Mar 31
            Quarter 2 - Apr 1 thru Jun 30
            Quarter 3 - Aug 1 thru Sep 30
            Quarter 4 - Oct 1 thru Dec 31

       Before selecting this routine be sure that the proper paper is  loaded
       in the printer and that the printer is turned on.  

       PROCESSING SEQUENCE 

            A.   Select PREPARE QUARTERLY REPORTS (under Payroll
                 Processing) from the Main Menu.  

       STEP 1.   Select the appropriate quarter by pressing 1, 2, 3, or 4.


























                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 30.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                              PREPARE YEAR END REPORTS 


       PURPOSE 

       The purpose of this routine is print W-2's, 1099's, W-3, DE-43, and
       940 year end reports.  The W-3, DE-43, and 940 reports print on plain
       paper.  The W-2's and 1099's print on the actual government form.

       CONSIDERATIONS 

       You can select the following reports to print: 

                 Print W-2's 
                 Print 1099's 
                 Print W-3 
                 Print DE-43 
                 Print 940 

       These reports will be printed in facsimile form.  If you want to print
       on the form, select the routines from the administration menu.
         
       Before selecting this routine, be sure that the proper paper is 
       loaded in the printer and that the printer is turned on.  

       PROCESSING SEQUENCE 

            A.   Select PREPARE YEAR END REPORTS (under Payroll Processing)
                 from the Main Menu. 

       STEP 1.   Select the report and print format you want with the light
                 bar.  The report prints and you are returned to the
                 selection menu. 
























                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 31.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                     QUIT TO DOS
                                          

       PURPOSE 

       The purpose of this routine is to quit from the Cheque-Mate Payroll
       System for the day. 

       CONSIDERATIONS 

       Reminder:  It's a good idea to back up your payroll system before you
       shutdown for the day. 

       PROCESSING SEQUENCE 

            A.   Select QUIT TO DOS (under System Utilities) from the
                 Main Menu. 

       STEP 1.   The Cheque-Mate Payroll System logs off and you are returned
                 to the DOS prompt (A>, B>, C>, etc.) 





































                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 32.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                    BACKUP FILES 


       PURPOSE 

       The purpose of this routine is to make a backup copy of the 
       Cheque-Mate payroll data and program files. 
         
       CONSIDERATIONS 

       Always, always, always backup your payroll system to ensure that all
       of the hard work you did today is safely copied.  Be sure you have
       plenty of formatted floppy disks available before you select this
       routine. 


       PROCESSING SEQUENCE 

            A.   Select BACKUP FILES (under System Utilities) from the
                 Main Menu. 

       STEP 1.   Remove the disk in Drive A: and insert your formatted
                 backup disk.  Press any key when you are ready to begin the
                 backup. When the backup is completed you are returned to the
                 Main Menu. 
































                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 33.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                    VOID A CHECK 


       This routine enables you to void a check written in error or not
       issued--after a payroll has been posted and updated.  

       The steps are as follows: 

            1. From the main menu select VIEW/VOID CHECKS.  Press enter. 
               [shortcut-CONTROL V from the MAIN MENU]
          
            2. Move the light bar and find the check or checks to be voided. 

            3. Press the delete key at each one.  A small box will appear
               to the right of the net.  If you delete one by accident, go 
               back and press the insert key.  This will "undelete" the
               entry. It only applies if a payroll has not been run.  Once
               posted and updated, a check voided in error must be reentered.

            4. After deleting, return to the main menu.  

            5. You can stop here if no payroll updating is necessary. 
               If a replacement check is needed, go to PRE-PAY on the MAIN
               MENU.  Press enter. Put in the data and press F7 to process.
               You should be back to the MAIN Menu.
               The voids and replacements [if needed] will appear on the     
               next payroll register.  All employee and company totals
               [i.e. deposits] will be adjusted accordingly.

            6. If a reigister needs to be run to update [i.e. end of the
               quarter or year end for W2 accuracy] select REGISTER/
               CHECKS/POSTING under PAYROLL PROCESSING and press enter.

            7. Put in the same check date and period ending date that 
               appeared on the original pay check.  That way the quarter
               involved will be adjusted correctly.  THIS IS VERY IMPORTANT. 

            8. No check number is needed unless there is a replacement check,
               and you can answer yes to skip the register printing if you
               choose.  Checks and stubs do not print on the void routine.
               Be sure to answer yes to post and update.  When finished, you
               will be back on the MAIN MENU.

            9. We suggest that you print a facsimile of the quarter end reports
               to make sure the information is correct.












                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 34.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                            HOW TO VOID TAX DEPOSIT CHECKS


            1. From the main menu go to VIEW/VOID CHECKS.  Press enter.
           
            2. Find the check or checks to be voided.

            3. The highlight bar should be on the entry to be deleted.  Press
               the delete key and a small box will appear next to the net
               amount.
           
            4. When finished press ESC or F4 to return to the main menu.
           
            5. Go to the REGISTER/CHECKS/POSTING screen.
           
            6. Enter the date of the original check or checks.  This is very
               important.
           
            7. Make sure the 941 and the 940 questions are answered with an
               "N"
           
            8. If a printout is not needed answer "Y" to skip register
               printing.
           
            9. Press F7 to process.  No check will be issued.  Updating is
               all that is needed.































                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 35.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                               COMPUTE GROSS FROM NET 


       PURPOSE 

       The purpose of this routine is to calculate what the gross earnings
       must be to obtain a specific net amount.

       CONSIDERATIONS 

       You can use this routine to determine what gross income an employee
       needs to receive in order to take home a specified net amount each pay
       period.  You can also use this routine to compute a net bonus check on
       an annual or monthly basis.  Be sure to check FICA & SDI limits on
       employees for whom you are computing an annual bonus.

       PROCESSING SEQUENCE 

            A.   Select COMPUTE GROSS FROM NET (under System Utilities) from
                 the Main Menu. 

       STEP 1.   NET AMOUNT Enter the net amount the employee wants to take
                 home each pay period. 

       STEP 2.   MARITAL STATUS (M/S/H/E)?  Enter the employee's marital
                 status as follows: 

                      M = Married 
                      S = Single 
                      H = Head of Household
                      E = Exempt (No federal or state taxes)

       STEP 3.   NUMBER OF EXEMPTIONS Enter the number of exemptions the
                 employee would claim. 

       STEP 4.   PAY FREQUENCY (D/W/B/S/M/A)?  Enter the type of pay cycle on
                 which the employee would be paid as follows:
         
                      D = Daily
                      W = Weekly 
                      B = Biweekly 
                      S = Semimonthly 
                      M = Monthly 
                      A = Annually 

                 Press F7.

       STEP 5.   The gross pay calculation displays along with a breakdown of
                 the withholding applicable to the information you entered. 








                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 36.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                 DISPLAY LAST NETS 


       PURPOSE 

       The purpose of this routine is to display the net earnings of all
       employees from the last payroll you've processed.  

       PROCESSING SEQUENCE 

            A.   Select DISPLAY LAST NET (under System utilities) from the
                 Main Menu. 

       STEP 1.   The net earnings of all employees from the most recent
                 payroll display, pre-paid amounts flash.  When you are
                 through with this inquiry press F4 to return to the Master
                 Menu.  








































                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 37.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                             MISCELLANEOUS REPORTS MENU
                                          

       PURPOSE

       The purpose of these routines is to produce a hard copy report of the
       gross earnings and withholding taxes for all employees on file.

       CONSIDERATIONS 

       If the printer is turned off when you call up these reports, a message
       will inform you to turn the printer on then press any key to resume
       printing. 

       Before selecting any of these reports, be sure that the proper paper
       is loaded in the printer and that the printer is turned on.  


                                   CHECK REGISTER


       PURPOSE

       The purpose of this report is to produce a check register sorted by
       check number and totaled by month for any payroll period over the past
       two years.

       PROCESSING SEQUENCE
            
            A.   Select check register (under Misc. Reports) from the
       master     menu.

                                          
                                INDIVIDUAL PAY RECORD


       PURPOSE

       The purpose of this report is to produce an individual pay record for
       each employee for any payroll period over the past two years.

       PROCESSING SEQUENCE
            
            A.   Select individual pay record (under Misc. Reports) from the
                 Main Menu.












                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 38.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                WORKER'S COMP REPORT


       PURPOSE

       The purpose of this report is to produce a worker's comp report sorted
       by worker's comp code and totaled by month for any payroll period over
       the past two years.

       PROCESSING SEQUENCE
            
            A.   Select worker's comp report (under Misc. Reports) from the
                 Main Menu.


                      QUARTER AND YEAR-TO-DATE EARNINGS REGISER
                                          

       PURPOSE

       The purpose of this report is to produce a hard copy report of the
       gross earnings and withholding taxes for all employees on file.

       PROCESSING SEQUENCE

            A.   Select Ytd earnings register (under Optional Reports) from
                 the Main Menu.






























                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 37.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       PRINT ANNIVERSARY LIST


       PURPOSE 

       The purpose of this routine is print a report which lists all 
       employees who have wedding anniversaries this month.  

       CONSIDERATIONS 

       If the printer is turned off when you call up this report, a message
       will inform you to turn the printer on then press any  key to resume
       printing. 

       Before selecting this routine, be sure that the proper paper is 
       loaded in the printer and that the printer is turned on.  

       PROCESSING SEQUENCE 

            A.   Select PRINT ANNIVERSARY LIST (under Optional Reports) from 
                 the Main Menu. 
                                          
                                          
                                PRINT BIRTHDAY LIST 


       PURPOSE 

       The purpose of this routine is print a report which lists all
       employees who have birthdays this month.  

       CONSIDERATIONS 

       if the printer is turned off when you call up this report, a  message
       will inform you to turn the printer on then press any  key to resume
       printing. 

       Before selecting this routine, be sure that the proper paper is 
       loaded in the printer and that the printer is turned on.  

       PROCESSING SEQUENCE 

            A.   Select PRINT BIRTHDAY LIST (under Optional Reports) from the
                 Main Menu. 













                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 38.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                 PRINT EMPLOYEE LIST


       PURPOSE 

       The purpose of this routine is to print a report which lists all
       employees in the Employee Master File. This report can be sorted by
       employee number or last name.

       CONSIDERATIONS 

       If the printer is turned off when you call up this report, a message
       will inform you to turn the printer on then press any key to resume
       printing. 

       Before selecting this routine, be sure that the proper paper is loaded
       in the printer and that the printer is turned on. 

       PROCESSING SEQUENCE 

            A.   Select PRINT EMPLOYEE LIST (under Optional Reports) from the
                 Main Menu. 



































                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 39.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                               MISCELLANEOUS UTILITIES
                                          

       UTILS - PURPOSE

       The purpose of these utilities is to provide miscellaneous support for
       the Cheque-Mate payroll system.

       CONSIDERATIONS

       Read this section carefully to get a full understanding of how the
       system works.

       PROCESSING SEQUENCE

            A.   Type: cd\service (or Service.89, Enter or Return)
                       1994pyrl
                       Select 'Utilities Menu' from the main menu

       ---------------------------------------------------------------------

       ARC TO ZIP - PURPOSE

       This routine is used to copy Version 2.51 & earlier Daily Archive
       files from the ARC format to the ZIP format.


       BILLING HISTORY - PURPOSE

       This routine is used to report billing history codes to Cheque-Mate
       International, Inc.


       BILLING UTILITIES - PURPOSE

       These routines print past due notices, billing registers, and accounts
       receivable summaries.


       CHECKS/YTD checksum - PURPOSE

       Use this routine to compare the Year-to-Date file totals against the
       Check Register file totals.

       CONSIDERATIONS

       If you have had problems with your system, or think that your files
       may be corrupted, run this routine.









                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 40.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                         MISCELLANEOUS UTILITIES (Continued)


       CLEAN SYSTEM - PURPOSE 

       The purpose of this routine is to remove unneeded work areas from the
       data directories.

       CONSIDERATIONS 

       When a client is accessed, a work area is created for net
       computations, etc.  Run this routine to save time before running your
       daily backup.


       CLEAR COMPANY - PURPOSE 

       The purpose of this routine is to fix the company data file.

       CONSIDERATIONS 

       If the program restricts you from using an empty account number, run
       this routine.  You will not normally have to run this routine unless
       the computer has been shut off during a company master update.


       COPY/COMBINE COMPANIES - PURPOSE

       Use this routine to combine a company's data to another existing
       company.  Keep in mind that duplicate employee numbers are not
       corrected.  This will produce erroneous "check-listing" type reports,
       such as the check register, individual pay register, etc.  The most
       common use of this routine is to combine two companies for printing
       consolidated 941's, DE-3DP's, and W-2's.  If you are using this
       routine for the second time (like the second quarter) for two
       companies, remember to delete any employee & Y-T-D data to avoid
       "doubling" the Y-T-D/employee data.


       COPY ARCHIVE - PURPOSE 

       The purpose of this routine is to periodically move the payroll print
       files from the hard disk to floppy disks.  This routine should be run
       monthly so that only one complete month of print files is left on the
       hard disk at a time.  For example, if you begin to process payroll in
       May, remove the print files for May at the end of June.  Remove the
       print files for June at the end of July, etc.

       CONSIDERATIONS 

       Have plenty of formatted disks on hand before starting this routine. 
       Use a label for the dates contained on each disk for easy retrieval. 





                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 41.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                         MISCELLANEOUS UTILITIES (Continued)


       DELETE YTD - PURPOSE 

       The purpose of this routine is to delete all of the year-to-date
       information for a particular client.

       CONSIDERATIONS 

       Be careful when using this routine.  It is non-reversible.


       FIX KEYS - PURPOSE 

       The purpose of this routine is to rebuild the company keys file.

       CONSIDERATIONS 

       If the program restricts you from using an empty account number, run
       this routine.  You will not normally have to run this routine unless
       the computer has been shut off during a company master update.


       GENERATE ALL - PURPOSE

       The purpose of this routine is to add labels for all companies to the
       label queue.

       CONSIDERATIONS 

       To print the labels, run this routine; then run 1994pyrl and print
       mailing labels from the administration menu.


       MODIFY BILL - PURPOSE

       The purpose of this routine is to modify client billing information.


       MODIFY CHECK - PURPOSE

       The purpose of this routine is to modify check information.  Use this
       routine to modify worker's comp codes, or regular/overtime/double-time
       hours and/or earnings on checks already issued.












                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 42.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                         MISCELLANEOUS UTILITIES (Continued)


       MOVE SINGLE - PURPOSE

       The purpose of this routine is to copy/convert single company files to
       multi-company files.

       CONSIDERATIONS

       A company master file must be set up from the ADMINISTRATION menu in
       order to access the new data.


       RE-INDEX - PURPOSE 

       The purpose of this routine is to rebuild the company master file
       index.

       CONSIDERATIONS 

       If you are unable to locate an account by name selection, but are able
       to by account number selection, run this routine.  You will not
       normally have to run this routine unless the computer has been shut
       off during a company master update.


       TIMECARD - PURPOSE 

       The purpose of this routine is to calculate the total hours worked for
       time cards.  Entering the employee number will transfer your data to
       the "Enter Payroll Data" section as well.

























                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 43.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                                  TROUBLE-SHOOTING


            If you encounter a fatal error 52 or 75 when processing the
            payroll/printing checks or stubs, your config.sys file must be
            modified.  Type the following:

                 cd \
                 type config.sys

                 If the file displays on the screen, note the contents.
                 Anything other than buffers = xx or files = xx will need to
                 be re-typed.  Write these lines down.  If the file does not
                 exist you will see "File not found."

                 copy con config.sys
                 buffers = 20
                 files = 40
                 (add the lines that you wrote down earlier, if any).
                 F6        (press fuction key #6)
                 ENTER     (press the enter or return key)

                 Re-boot the computer by pressing Ctrl-Alt-Del.

            If you cannot re-print a payroll that you are sure was run on a
            certain date.

                 Check to make sure you are running the daily shutdown
                 routine.  It may not have been run for the day in question,
                 try re-printing from the following day.

                 Check to make sure the files have not been moved to floppy
                 disks.  If they have, see the section on page 8 regarding
                 payroll re-prints.

            If you cannot print out the quarterly reports, a ytd earnings
            register or the other misc reports after running payroll.

                 Check to make sure you have printed the checks after running
                 the payroll.  The information is not posted in the qtd & ytd
                 files until this step is completed.

            If you encounter a fatal error 75 or 76 when using a floppy disk
            for your data.

                 Each disk must be prepared prior to use.  Type the following
                 to prepare a new client data disk:

                      format a:
                      mkdir a:\data
                      mkdir a:\data\1994

                 The disk must be inserted in the drive prior to typing
                 1994pyrl.



                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 44.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          




            If you encounter a fatal error 61, the program cannot find any
            free disk storage space.  Delete unneeded files or move the
            payroll files to a larger disk.





















































                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 45.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                  MISCELLANEOUS FEATURE/RUSH ENHANCEMENTS (KLUDGES)


       These features have been provided on a rush basis.  Therefore, they
       are not yet formalized in our manual.  In some cases, they are not yet
       documented on the screens.

       1099-MISC's

            Enter "M" in the 1099 (Y/N)? field to use the Medical Box on the
            1099-MISC.
            Enter "R" in the 1099 (Y/N)? field to use the Rent Box on the
            1099-MISC.
            Enter "6" in the 1099 (Y/N)? field to ignore $600 minimum for
            printing 1099's.

       F.U.T.A./F.I.C.A. subject/taxable/non-taxable

            FICA (Y/N/U/F)? field on the Add/Modify employee screen:
            Y = FICA & F.U.T.A.
            N = NO FICA & NO F.U.T.A.
            U = F.U.T.A. only.
            F = FICA only.

       SUI/SDI subject/taxable/non-taxable

            SDI (Y/N/U/S)? field on the Add/Modify employee screen:
            Y = SDI & SUI.
            N = NO SDI & NO SUI.
            U = SUI only.
            S = SDI only.

       MANUAL ALLOCATED TIPS

            Enter a negative amount on Page 1 of Company Information in the 
       allocated tips rate field if you are manually allocating your  tips. 
       This will override Insta-Pay's allocated tips  computation.  When you
       Enter Payroll Data, any amounts entered  into Gross Tip Sales will be
       printed directly on forms W-2 & W-3  in the allocated tips box without
       computation.
            
       APARTMENT MANAGERS

            In some cases, apartment manager's pay is taxed similar to 
       meals.  Try using meals for apartment manager's pay.  Insta-Pay 
       treats meals as exempt from all federal taxes and exempt from  state
       withholding tax.

       QUARTER-END/YEAR-END SPOOL FILES

            Change the register printer to TMP.  941 & DE-3DP print-outs
       will  appear as C:\Service\Tmp\xxxxxx.941, C:\Service\Tmp\xxxxxx.DE3, 
       etc.  xxxxxx represents your Insta-Pay client number.  Use this  only




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 46.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       if you are familiar with how to copy these files to  diskettes, and/or
       your printer.  There is no other technical  support available for
       handling quarter/year-end spool files.

       1994 & Later versions - DIRECT DEPOSIT

            The Cheque-Mate payroll service bureau is using a program called 
       "Easy Money Mover" for direct deposit.  Contact National Payment 
       Corporation at (813) 222-0333 for additional information  regarding
       direct deposit.  If you enter "D-DEP" in the Spouse's  name field,
       Insta-Pay will print "VOID" in large letters on the  signature line of
       the check.  This allows you to issue stubs to  all pay-check & direct
       deposit employees at the same time.

       3-Up Laser stubs on 8.5" x 11" paper 

            Add /LSTUBS to your 1994pyrl command line.
            Example:  1994pyrl /LSTUBS
            If you are using a menu system, add /LSTUBS as a "command line
            option".

       Date/Amt line - laser check adjustment

            Add /LCHKADJ to your 1994pyrl command line.
            Example:  1994pyrl /LCHKADJ.  If you are using a menu system,
       add  /LCHKADJ as a "command line option".

       FICA/SDI Special Handling

            Enter FICA.N in the reminder/message field on 
       Register/Checks/Posting, or Modify an existing company.  This is  for
       companies not subject to FICA/FUTA.  Use SDI.N for companies  not
       subject to SDI/SUI.  Other combinations work as well (i.e.  FICA.F,
       SDI.U, etc.)

       TO SORT PAY-CHECKS, EARNINGS REGISTER

            Under "Modify an existing company" or "Register/Checks/Posting", 
       any of the Reminder/Message fields, enter:  SORT.ALPHA to sort  the
       employees by last name, -or- enter SORT.DEPT to sort the  employees by
       department, and last name.  If there is no message,  the program will
       default to sorting by employee number.

       To show a different state on the W-2 form:

            Add /W2 XX to your 1995Pyrl command line.  XX represents the W-2 
       state.
            
            Examples:
            CD\Service
            1995Pyrl /W2 OH     (For Ohio)
            CD\Service
            1995Pyrl /W2 NJ     (For New Jersey)
            and so on...



                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 47.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          




            If you are using a menu system, windows, etc. add /W2 XX as a 
       "command line option". to your menu system.

       To Accrue vacation/sick leave on rate1 hours only:

            Under "Modify an existing company" or "Register/Checks/Posting", 
       any of the Reminder/Message fields, enter:  VACSLV RATE1 to have 
       vacation & sick leave accrued on hours worked for rate 1 only.   Omit
       this and vacation & sick leave will accrue on hours worked  for rates
       1 and 2 combined.  This option only affects accrual  based on
       percetage of hours worked.  It does not affect the other  accrual
       methods.

       To Accrue vacation/sick leave:  Flat amount on each payroll:

            Under "Modify an existing company" or "Register/Checks/Posting", 
       any of the Reminder/Message fields, enter:  VACSLV PERIODIC to  have
       vacation & sick leave accrue a flat amount for each  paycheck.  In the
       VACATION TO ISSUE AT EFFECTIVE DATE field,  enter the amount you would
       like to accrue with each check.  In  the YEARLY FIELD  enter "N". 
       This amount will be added to the  VAC ACCRUED field for each pay check
       issued.  The same applies to  Sick Leave.

       INACTIVE CLIENTS

            Under "Modify an existing company" or "Register/Checks/Posting", 
       any of the Reminder/Message fields, enter:  INACTIVE to skip  printing
       W-2's, 941's, etc. tax reports/forms for inactive  clients




























                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 48.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                             FREQUENTLY ASKED QUESTIONS
                                          

        1 Q:  Why didn't the version number change on the main menu after
       installing the update.
           A:  The update did not successfully install.  Try the alternate
       installation instructions on the reverse side of the update
       instructions page.  Watch for any disk error/disk full messages. 
       Please try these instructions before calling.

         2 Q:  Why is there a large negative or positive number on the 941
       form, line 9?
           A:  Go to 'Administration Menu' 'Modify an existing company'--Page
       2,  "Use Line 9 for FICA fractions" is set to YES.  This option looks
       at withheld FICA/FWT, and the calculated LIABILITY then posts the
       difference to line 9 on the 941.  Too little/much FICA withheld.  Or
       an employee has been changed to FICA exempt, or to FICA taxable.

         3 Q:  Why do the check register numbers disagree with the Quarter &
       Y-T-D report
               numbers?
            A:  This is normal.  There are two records kept by Insta-Pay for
       employee earnings data.  The first, check register is just that, a
       list of checks.  The second, the QTD/YTD file is a totals file that
       hold each quarter's earnings & deductions.  It is used to generate ALL
       of the quarterly and year-end reports.  Reasons for difference between
       two files:  Print check register & QTD/YTD earnings report for an
       employee for the WHOLE year.  If the totals don't match, corrupted
       data--see common solutions guide-error #6 solution.  If the totals
       match, earnings are in different quarters than you want.  Example 1: 
       Check 
       issued 6-30-95, then VOIDed 7-1-95.  Correction:  Re-enter the check,
       post & update using 7-1-95 as the check date.  VOID post & update
       using 6-30-95 as the check date.  Example 2:  Pre-pay issued 6-30-95,
       payroll run 7-1-95  Correction:  Re-enter the check, post & update
       using a check date of 6-30-95, VOID the check, post & update using a
       check date of 7-1-95.

         4 Q:  Why do the check register numbers disagree with the 941, etc.
       forms?
           A:  Same as above.
        
         5 Q:  Why is a pre-pay with a second quarter date showing on the 941
       for the next 
                 quarter?
           A:  Same as above

         6 Q:  Why is there a negative number on the DE-6 or 941 form?
           A:  Same as above

         7 Q:  Why aren't the 941's, etc. printing for my 'Move Single'
       company?





                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 49.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



           A:  No Depositor type.  Correction:  under
       Register/Checks/Posting:  Select Y to Skip Register print, Y to Skip
       Check print.  Enter 941/943, DE-6 type.  Press F7, N to modify.

         
         8 Q:  Why didn't the check I just voided reduce the 941 or W-2 form?
           A:  You must post the VOID.  Post it by using
       Register/Checks/Posting option, and be sure to use the check's
       original check date.  See also F1 Help on View/Void check screen.

         9 Q:  Why aren't the stub-only client's stubs printing properly on
       the laser printer?
           A:  On 'Modify an existing company' enter 8 for 8 1/2 x 11 stubs. 
       When starting Insta-Pay, type;  1995pyrl /LSTUBS.  If you have a menu
       system, add /LSTUBS to it.
         
        10 Q:  Why doesn't the MICR check number increment automatically?
           A:  The MICR check number is represented by the letter B for
       business (six digits) or P for personal (4 digits) on the MICR
       line-page three of company info.  Many times, the actual check number
       of a sample check is entered.  Instead of entering the check number,
       use the letter B or P.

        11 Q:  Why does the backup screen flash briefly, then return to the
       main menu?
           A:  See the BACKUP PROBLEMS sheet that came with your Insta-Pay
       package (or request one by fax)

        12 Q:  Why can't I remove an employee that I paid in error?
           A:  For AUDIT-INTEGRITY purposes, the system does not allow
       employees that have been paid to be removed.  This applies even if all
       checks issued have been voided.

        13 Q:  How can I combine two companies for quarterly/year-end
       reporting?
           A:  Under the utilities menu, choose:  'Combine Companies'  Be
       sure to setup a third company as your 'bucket' company.  If you
       combine one LIVE company into another LIVE company, the other
       company's data is unusable to further LIVE payroll.  Remember to dump
       your 'bucket' company before doing the next quarter by selecting
       'Delete YTD & Emp Info' from the Utilities Menu.

        14 Q:  Will combining two companies with same SSN employees combine
       the employees
               too?
           A:  Yes

        15 Q:  Why are the checks from last year showing up on the View/Void
       checks screen?
           A:  The checks are there so that you can print Worker's comp
       reports, and other
       check reports spanning multiple years.  Last years' checks do not
       affect this years year-to-date earnings.
        



                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 50.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



        16 Q:  Why are the W-2 forms from the Administration Menu wrapping
       around on my
                 narrow carriage dot-matrix printer?
           A:  The W-2 forms from the Administration Menu are designed for
       wide carriage printers.  Try the W-2 option from the Main Menu
       (year-end reports).

        17 Q:  Why does the first W-2 form print properly, then all
       subsequent forms print up or
               down from where they should be printed?
           A:  Top Of Form (TOF) has not been set properly.  Align a W-2 form
       properly, then turn the printer OFF, then ON.  If this does not work,
       check the printer's FORM LENGTH.  It should be set to 11 inches.  This
       is for dot-matrix (continuous forms) printers.

        18 Q:  Why didn't the version number change after I installed the
       update?
           A:  The update was not installed successfully.  See the reverse
       side of the update installation instructions for an alternate method.

        19 Q:  Why do all of the reports come out in large print, and/or
       overflow to the next page
               on my printer?
           A:  Check your printer code settings under the 'Administration
       Menu', System Configuration.  If you have a laser printer, the codes
       should be "HP" for normal print, and "HP" for compressed print.  If
       you have a DOT-MATRIX epson compatible printer, the codes should be
       "018" for normal print, and "015" for compressed print.  For other
       printers, see your printer manual, or call the manufacturer for
       assistance.

        20 Q:  Why doesn't a 943 print when I request one from the
       Administration Menu?
           A:  Check depositor type under Register/Checks/Posting.

        21 Q:  Why doesn't a 941 print when I request one from the
       Administration Menu?
           A:  Check depositor type under Register/Checks/Posting.

        22 Q:  Why doesn't a DE-6 print when I request one?
           A:  Check depositor type under Register/Checks/Posting.

        23 Q:  How can I get a copy of a prior DE-88 payment coupon
       (facsimilie)?
           A:  Use Register/Checks/Posting for the same payroll period.  No
       payroll information has to be re-entered.

        24 Q:  How do I get one check for SUI/SWT/SDI (all state taxes) paid
       with the regular SWT/SDI payment?  Enter "D" under the SUI Tax Checks
       question on the 'Register/Checks/Posting' screen.

        25 Q:  Why do the MICR checks print with % signs, not the special
       symbols? 




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 51.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



           A:  Check page three of company info for the proper 'Shell Process
       to use before MICR printing"  it should be "COPY SDI-MICR.BYT LPT1:/B"
       different printer/network configurations may have different
       settings--check with your computer adminstrator.

        26 Q:  Why can't I change an employee number?
           A:  For AUDIT-INTEGRITY purposes, employee numbers cannot be
       changed.

        27 Q:  Can I change an employee to a 1099 mid-year?
           A:  No, the system would treat them retroactively as 1099's which
       causes a problem for withheld taxes, etc.  Add a new employee.

        28 Q:  Can I change a family member to an employee mid-year?
           A:  No, the system would treat them retroactively as an employee
       which causes a problem for FICA liabilities, etc.  Add a new employee.

        29 Q:  Can I skip "AUTO-PAYing" an employee/employees this pay
       period?
           A:  Yes, after saying YES to AUTO PAY in the 'Enter Payroll'
       section, choose display payroll, and delete the employee/employees you
       are not paying.

        30 Q:  Why is the salary paid also when I only enter bonus/comm pay?
           A:  Salary is an automatic calculation, to skip for one check,
       enter 0 in the temporary rate change on the 'Enter Payroll' screen.

        31 Q:  Why aren't my changes to an employee's department retroactive?
           A:  Employee deparment changes are not retroactive to allow for
       ACTUAL changes in employment where an employee moves to a new
       department.

        32 Q:  Why is FICA/SDI calculating at the incorrect percentage/not
       stopping at the proper
               limit?
           A:  Insta-Pay handles FICA/SDI as a year-to-date calculation. 
       This means that if tax was over-withheld, Insta-Pay will compensate on
       future checks.
        
        33 Q:  Why don't GROSS TIP SALES show on the pay stub?
           A:  The system has not been updated for this yet.

        34 Q:  How do I print another copy of the manual?
           A:  (If you have a laserjet printer, set it to 66 lines/page)
               CD\SERVICE
               COPY MANUAL LPT1:

        35 Q:  How do you handle direct deposit employees pay-stubs?
           A:  Enter D-DEP in the spouse's name field for all direct deposit
       employoees.

        36 Q:  What 1099's does the system produce?





                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 52.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



           A:  The system produces ONLY the 1099-MISC form.  In the 1099
       (Y/N) field, you may enter Y for 1099-MISC nonemployee compensation, R
       for Rent, or M for medical.

        37 Q:  What are the new requirements for 1996?
           A:  The California DE-6 & DE-7 must be used.  The California
       DE-3DP, DE-3B, & DE-43 can no longer be used.

        38 Q:  Can I re-print just one check?
           A:  Yes, under the 'Administration Menu' choosed 'Repring
       payroll/checks'.  Enter the check number range you would like to
       reprint (one check i.e. 1001, enter 1001-1001).

        39 Q:  What is 'Archive Daily Spools'?
           A:  'Archive Daily Spools' is an option to compress your spool
       files into an ARCHIVE.   This saves disk space, and makes retrieval of
       Current Earnings & Check prints easier.

        40 Q:  Why don't the tax payments I entered post correctly to the
       941?
           A:  The payroll check date and/or quarter designation may have bee
       entered incorrectly.  Choose 'Enter Tax Payments'  Press F5 for a
       printout.  See also question #54.

        41 Q:  I produced tax checks or posted tax payments, why doesn't the
       941 reflect those
               entries?
           A:  They may be offset by incorrectly posted negatives (voids). 
       They may be posted into the wrong quarter.  Choose 'Enter Tax
       Payments'  Press F5 for a printout.  See also question #55.

        42 Q:  How do I generate tax-checks for a payroll that has already
       been posted?
           A:  'Register/Checks/Posting' with the same check date.  No
       payroll information has to be re-entered.

        43 Q:  I entered history payroll totals for the quarter.  How do I
       get the liability detail to
                 show on the 941/941-B?
           A:  Choose 'Utilities Menu', then 'Modify Liabilities'.
        
        44 Q:  How do I enter previous payroll history?
           A:  Payroll history can be entered using the After-The-Fact
       payroll entry mode.  Choose 'After the Fact Payroll' mode (press F9 on
       the 'Enter Payroll' input screen.  Then enter the GROSS/FICA/ETC. one
       quarter at a time.  Enter the check date for each quarter on the
       After-The-Fact screen.  Choose 'Register/Checks/Posting'.  Post all
       entries.

        45 Q:  How can I get earnings/employee reports to print automatically
       after the payroll?
           A:  Choose 'Register/Checks/Posting'  Press F1 for help on setting
       up "Auto Reports".




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 53.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



        46 Q:  What is the DE-34 report?
           A:  The DE-34 reports is a listing of new employees required by
       the State of California.  You must report all new employees withing 30
       days of hire to the State of California.

        47 Q:  How do I print a quarterly for a company with no wage
       activity?
           A:  Under 'Modify an Existing Company', Page two, enter "YES" to
       'Print 941, etc. even if no wage activity.  Also remember, IRS &
       Calif. depositor types must be answered on Register/Check/Posting
       screen before printing reports.

        48 Q:  How do I stop printing a large report that was selected in
       error?
           A:  Turn the printer off.  If Insta-Pay displays an error message,
       press Q to Quit to DOS.  Otherwise turn the printer back on, and let
       the report finish.

        49 Q:  On the employee screen, what do the Y/N/U/F options for
       Withhold FICA mean?
           A:  Y is for Yes, withhold FICA, subject to FUTA.  N is for NO,
       don't withhold FICA, not SUBJECT to FUTA.  U is for subject to FUTA
       only.  F is for withhold FICA only.

        50 Q:  On the employee screen, what do the Y/N/U/S options for
       Withhold SDI mean?
           A:  Y is for Yes, withhold SDI, subject to SUI.  N is for NO,
       don't withhold SDI, not subject to SUI.  U is for subject to SUI
       only.  S is for withhold SDI only.

        51 Q:  Why don't the 403 section 125 wages appear on the quarterlies
       or W-2's?
           A:  Section 125 wages are not reported on these tax reports per
       IRS/State guidelines.

        52 Q:  Can I use Piece-work & hourly at the same time?
           A:  Yes, setup two hourly rates.  Rate 1 would be for hours
       worked.  Rate 2 would be for pieces.

        53 Q:  What files are need to restore one client from a disk or tape
       backup?
           A:  Any file that matches your client number.  Client numbers are
       always six digits (i.e. #1 = 000001, #25 = 000025, #422 = 000422). 
       This will restore all employees & earnings.  Company information must
       be setup manually on the Adminstration Menu.

        54 Q:  Why are my deposit checks coming out with the amount for the
       whole
               quarter/year?
           A:  The prior deposit history has not been entered, or entered
       correctly.  Enter any deposits already made using 'Enter Tax Payments'
       on the main menu.  This section is mainly used internally by
       Insta-Pay, and the entries have to be just right.  To avoid any




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 54.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



       problems, enter all deposit payment history using the first date of
       the quarter (i.e. quarter 1=1/1/95, quarter 2 = 4/1/95).  Be sure to
       enter the payments for all quarters of the year.

        55 Q:  How do I re-print a current-earnings register, checks, or
       stubs?
           A:  If the information has no been posted, choose
       register/checks/posting again.  If the information HAS been posted,
       choose 'Administration Menu', 'Reprint Payroll/Checks'.  If you are
       running the 'Archive Daily Spools' routine, the numbers '01 to 99'
       should be changed to '01 to 01' for the first batch of payroll, or '01
       to 02' for the first two batched of payroll and so on...  If you are
       not running the 'Archive Daily Spools' routine, the numbers '01 to 99'
       allow you to indicate which batch of payroll you would like to reprint
       since the last 'Archive Daily Spools'

        56 Q:  Why are my deposit checks different from the deposit coupons?
           A:  Insta-Pay has not been enhanced yet to make the deposit
       coupons match the checks.  If you are getting different amounts, then
       you are either paying taxes early or late.  These features were added
       as 'extras'.  To get the deposit coupons, and checks to match, choose
       'Y'es to pay when taxes are due.  Be sure to only pay on the last
       payroll of the month for monthly depositors.  The "D" option for SUI
       is an exception, the coupon will match the check when paying SUI in
       advance with "D".

        57 Q:  How do I determine how many 941's, W-2's, etc. that I will be
       printing/need to 
               order?
           A:  'Administration Menu', 'Company Statistics'

       ----- 12-12-95 -----

        58 Q:  How do I void a tax payment check with a 1996 date?  (applies
       to all deposit checks)
           A:  On the View/Void checks screen, highlight the check, press the
       delete key.  Read the instructions on screen.  In summary, they say to
       go to register/checks/posting, and use the same PAYROLL check date. 
       This is not the actual check date.  For example, a monthly depositor
       with payroll checks dated 12-31-95 will have a deposit check dated
       1-15-96.  After voiding the tax payment check, use the same 12-31-95
       PAYROLL date, NOT the 1-15-96 tax payment date.  The same applies to
       Semi-Weekly depositors.














                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 55.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



                     SOFTWARE BUG CORRECTION & ENHANCEMENT LIST


       Version 2.90:

            10 deductions per employee released               12/19/95
            Flat deductions not copied in conversion          12/21/95
            
       Version 2.90a:

            Void a check not voiding voluntary deductions     12/22/95

       Version 2.90b:

            1099 Gross not shown on current earnings register 12/26/95
            0's appearing on Register/Checks/Posting screen   12/26/95
            Program not automatically converting all clients  12/26/95
            Reminder/Messages changed on Register/Checks/Posting screen
            garbled.

       Version 2.90c:

            Payroll entries generated from Timecard program calculate
            to 0 on all entries                               12/28/95
            Voluntary deductions not appearing on G/L posting 12/28/95
            Check Tax Payments not showing FUTA/SUI payments  12/28/95
            Pension box not checked on W-2 form               12/29/95

       Version 2.90d:

            SWT/SDI appearing in NV/FL/TX/AK programs         01/02/96
            Administration Menu not correct NV/FL/TX/AK progs 01/02/96
            Remove an employee corrupts YTD files             01/02/96
            (see error 6 corrupted YTD solution to correct)

       Version 2.90e:

            Remove an employee removes wrong employee         01/03/96
            SUI Rates changed on currently selected company not taking
            effect until company re-selected                  01/03/96

       Versopn 2.90f:

            Main Menu 941 including 401/403/408 on line #2    01/04/96
            96Ck2Cls, 96Class, 96Howell not including voluntary
            deductions                                        01/04/96
            Checks/Ytd checksum on 'Utilities Menu' not correcting YTD
            for voluntary ded's                               01/04/96
            DE-43's printing for 'N'ew depositors (shouldn't) 01/04/96
            % of gross, % of net deductions rounding fractional part of
            percent (i.e. 6.5% = 7%, 6.4% = 6%).              01/04/96

       Version 2.90g:




                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 56.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          



            943 laser-drawn form finalized                    01/08/96
            Tax Payment By Modem FICA corrected               01/08/96
            Deduction limits on c/e register dropping last part of cents
                                                              01/09/96
            Columns misaligned on some voluntary deduction reports
                                                              01/09/96
            Error #53 in NV/TX/FL programs                    01/09/96

       Version 2.90h:

            1099 copy B laser-drawn form "1995" mis-aligned   01/10/96
            CEP field out of position in NV program           01/11/96
            Child care not shown on W-3                       01/11/96

       Version 2.90i:

            Checks/Ytd changed to check all YTD fields
            (was only doing GROSS/FWT/DED3/DED4, but correcting all
            amount if GROSS/FWT/DED3/DED4 out of balance)     01/16/96
            940-EZ showing state tax incorrectly if Childcare/403(125)
            deductions taken                                  01/16/96
            Right-hand W-2 4-up's adding instead of deducting 401(k)
                                                              01/15/96
            W-3 not adding for 23+ if entered as negative deduction
            (reimbursement)                                   01/16/96
            DE-3dp/3b Not deduction 403(125) from employee earnings
                                                              01/20/96
            TX/NV/FL/AK FICA/SUI/FUTA rates for 95 programs using 96 
            rates                                             01/20/96

       Version 2.90j:

            Right-hand W-2 2-up's adding instead of deducting
            401(k)/403(b)/etc.
                                                              01/28/96
       Version 2.90k:

            Possible error #6 cause changed in version L      02/01/96

       Version 2.90L:

            Limit/Balance type deductions in deduction #2 not showing
            balance and/or limit                              02/02/96
            Check register/etc. not showing all deductions in totals
            section                                           02/02/96

       Version 2.90m:

            Mag media did not include tips in medicare wages  02/23/96
            Checks/Ytd for 'all clients' did not correct YTD voluntary 
       deduction totals except for the selected company  02/16/96
            STS tax payment by modem updated                  02/20/96

       Version 2.90n:



                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 57.




                        INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM          




            After the fact entries clearing out flat amounts, percent of
            net, percent of gross in voluntary deductions     02/27/96

       Version 2.90o:

            FUTA underreported for current payroll if employee going
            over $7000 limit with 403 sec. 125 insurance deduction 
            Program automatically corrects in next payroll    02/28/96

       Versopm 2.90p:

            Current version - no reported problems












































                       INSTA-PAY CHEQUE-MATE PAYROLL SYSTEM            PAGE 58.


