    
               -------------------------------------
               B U S I N E S S  P L A N  M A S T E R
               -------------------------------------
                             Version 2.1a
   If today's date is after July 4, 1993, you need the update!   
    
          BUSINESS PLAN MASTER will:
    
        *   Help you create a highly professional business plan.
    
        *   Save you many hours (even days!) of work.
    
        *   Let you compare your business with others in your
            industry.
    
        *   Give you buckets of money, Shangri-La, a Rolls-Royce in
            your driveway, the perfect spouse, wonderful children,
            world peace and intergalactic harmony.  (just kidding!)
    
    Requirements
    ------------
    
        Any PC or compatible with a word processing or page layout
    program and a spreadsheet program.  These files are designed for
    use by those with a basic (not advanced) knowledge of word
    processing and spreadsheets.
    
        The text files are in WordPerfect 5.1 (*.WP) and ASCII
    (*.ASC) formats.  The spreadsheet files are in Lotus 1-2-3 files
    v2.01 (*.WK1).  Any later versions and also many other
    competitive programs such as WordStar, Word, or Quattro Pro
    should be able to import these files.
    
        I am partial to laser printers, but it is not a requirement
    UNLESS you are planning to present this plan to venture
    capitalists or other sophisticated investors.
    
		A version written for Microsoft Works is also available.
    The title of the file should be BPMWKSXX.ZIP.
		
        A Macintosh version is also available.  It is located on
    CompuServe, Ziffnet, GEnie, Delphi, America OnLine, BMUG, and
    BCS-Mac, as well as several shareware vendors.
    
    
    Purpose:
    
        Every business needs to have a plan in order to track its
    progress.  There is no business too small, too large, too
    complex or too simple to avoid having a business plan.  I found
    that many businessmen assume that the usefulness of their
    business plan is over once the business is up and running.  I
    have been successful using a business plan not only to start a
    business, but as an important management tool in an ongoing
    business.
    
        This program is designed for use by any size (small, medium
    or large) or type (product or service) of business.  It also
    includes all the necessary information which most lenders or
    investors are seeking.
    
        I didn't write this program in an ivory tower some place,
    but out of my own business experience.  For seven years, I
    imported cuckoo clocks from the Black Forest of Germany, so this
    is definetly a "cuckoo" program!  I am involved in many other
    business ventures.  I'd be lying if I said I made money with all
    of them.  But I can truthfully say that all were successful,
    mainly because I followed a plan and stuck to it.
    
        BUSINESS PLAN MASTER supplies you with complete template
    files.  I give you professional formats (footnootes, tables of
    contents,some simple graphics), some excellent sample text and
    several spreadsheet files for you to use.  Alone these could
    save you many hundreds of hours of work.  Because of the wide
    diversity of businesses and business ideas, I have tried to make
    these files as universal as possible.  Over time, you will
    likely incorporate your own language into the text and make
    modifications to the worksheets.
    
        Please make copies of these files in case you trash one.  It
    happens to all of us!
    
    
    
    -----------
    QUICK START
    -----------
    
        If you want to get started quickly, just read these few
    lines:
    
        FIRST, take a look at what is here.  The installation
    program put the files into a directory on your hard drive called
    "BIZPLAN".  In this directory you will find the USERS.GDE and
    several other general files.  It also created three
    subdirectories, WORDPERF, LOTUS and ASCII.  The template files
    have been place in the appropriate subdirectory.
     
        Open the spreadsheets in your spreadsheet program.  The
    best file to look at first is BPMPROF.WK1 (Proforma Financial
    Statements).  I highly recommend that you do your spreadsheet
    work first.  Make sure your business idea is going to be
    financially worthwhile before trying to write the text portion.
    
        Get into your word processing program.
    
        Open the BUSINESS PLAN MASTER file, either BIZPLN21.WP
    (WordPerfect 5.1) or BIZPLN21.ASC (ASCII text).  This is
    the main BUSINESS PLAN MASTER file which will contain
    the text you will use.
    
        To access the BIZPLN21.WP in WordPerfect 5.1, hit <F5>
    (List Files), change to the A directory (or the directory on
    your hard drive where BIZPLN21.WP is located), then retrieve
    it by hitting "1".
    
        If you are now hopelessly lost, take a look at the User's
    Guide.  It is an ASCII text file which means it can be used by
    any word processing program.  You can also read it at the DOS
    prompt by typing "TYPE USERS.GDE |MORE" .  By registering at the
    *PROFESSIONAL* level, I send you a printed User's Guide along
    with other valuable items.

    
    --------------
    List of Files:
    --------------
    
    
         The text files are in two formats, ASCII text and
    WordPerfect 5.1.  The spreadsheet files are in Lotus (*.WK1)
    format.  These files can be opened with higher versions.  Most
    other spreadsheet programs can import the Lotus.
    
    
    BIZPLN21.ASC and BIZPLN21.WP
        Business Plan Master
        
        This is the main template document.  A ready-to-go form
    which will help you have a business plan in print in just a few
    hours.  Identical in every format.  ASC = ASCII, WP=WordPerfect
    5.1.
    
    
    REGISTER.ME
        Registration Form
        
        This is a shareware program and this is the form to use to
    register.
    
    
    BPMBREAK.WK1
        BPM Breakeven Analysis
    
         A simple worksheet to determine your breakeven point.
    Contains macros.
    
    
    BPMHIST.WK1
        BPM Historical Statements
    
        For companies which have been in business.  A way to compare
    your past performance to your planned future performance.
    
    
    BPMPROF.WK1
        BPM Proforma Financials
        
          A large worksheet which will chart your cash flow,
    generate income statements, balance sheets, ratio analysis,
    asset use, chart EPS, and technical analysis.
    
    
    USERS.GDE
        User's Guide
    
        You may print this out to guide you in filling out file
    "Business Plan Master" and the worksheet files.  Or you can
    register at the **PROFESSIONAL** LEVEL and I will send you a
    printed User's Guide designed to fit nicely next to your
    computer.
    
    
    
    --------------------------------
    How to Obtain Technical Support:
    --------------------------------
    
        All users can obtain Technical Support either by U.S.  mail,
    CompuServe E-Mail (70400,153), GEnie (D.WORKS3), or America
    OnLine (DavidW2959).  We will try our best to fully support
    unregistered users during their evaluation period, but we will
    give priority to registered users, if necessary.  Registered
    users become eligible to receive free, unlimited Technical
    Support by telephone.
    
    
    
    ------------------
    What SHAREWARE is:
    ------------------
    
        Shareware describes a method of distributing copyrighted
    software in which a user is allowed to fully evaluate the
    software before purchasing it.  After an evaluation period, the
    user is required to register the product if he decides to keep
    using it.
    
        Shareware distribution addresses all of the legitimate
    complaints that users have with commercial software
    distribution.
    
      o Shareware allows a user to fully evaluate a product, free of
        charge, in his or her home or business, *before* deciding to
        buy it.
        
      o Shareware programs can circulate freely on Bulletin Boards,
        through Shareware disk distributors, or through user groups.
    
      o Because Shareware distribution reduces the need to
        advertise, Shareware is less expensive than commercial
        software.
        
      o Shareware authors can often be more responsive to users'
        requests for help or bug fixes than large software
        companies.
    
      o Shareware software, needless to say, is never
        copy-protected.
      
    
        In short, Shareware is a user's dream come true.  Users show
    their appreciation to developers for this extremely flexible
    distribution scheme by registering their software.  Without user
    registrations Shareware software would gradually disappear.  It
    is not sufficient to simply let the "other guy" pay the
    registration.  You are the other guy's "other guy".
    
    ----------------------
    What SHAREWARE is not:
    ----------------------
    
        Shareware is NOT "free" software.  Shareware is not Public
    Domain software.  The fee that you may have paid to receive a
    Shareware program does not mean that the software has been paid
    for.  This money was paid to a Shareware disk vendor, User
    Group, Bulletin Board Service or retailer to cover their cost of
    getting the program to you.  Shareware software is paid for by
    registering your copy with the author.
    
    
    
    
    ----------------------------
    Business Plan Master History
    ----------------------------
    
        BUSINESS PLAN MASTER has been under development for over
    four years.  During that period it has been in constant use by
    its author.  BUSINESS PLAN MASTER was originally developed for
    the IBM PC.  It was later developed to run on Apple Macintosh
    computers.  The development now is done concurrently - wherever
    I feel like working on a particular day!
    
    Version 1 - released January, 1992.
    
    Version 1.2 - Released March, 1992 - Expanded emphasis on
    service businesses, changes in User's Guide to make it clearer,
    addition of ASP required text.
    
    Version 1.3 - Released June, 1992 - Many cosmetic changes and
    change of number formats to ease international use.  More
    changes in User's Guide to help understanding of financial terms
    and phrases.  Got rid of a lot of extraneous *.doc files and
    added more humor.
    
    Version 1.3(a) - Released September, 1992 - Added a few items to
    BPMPROF.WK1.  Maintenance upgrade.
    
    Version 2.1 - Released November, 1992 - Rewrote spreadsheets in
    Lotus 1-2-3 version 2.01 (rather than 2.2) to allow greater
    usage.  Added new text to BIZPLN21.* files.  Added Microsoft
    Works files.  Added PROFESSIONAL PACKAGE registration.  Author
    moved to "God's Country".
    
    Version 2.1a - Released March, 1993.  Added installation
    program, lowered pricing.
    
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    
    -----------------------------------
    The Future of BUSINESS PLAN MASTER:
    -----------------------------------
    
        BUSINESS PLAN MASTER is a dynamic program.  BUSINESS PLAN
    MASTER has changed considerably since its conception, and it has
    been further enhanced since its Shareware release.  I originally
    wrote BUSINESS PLAN MASTER for an import venture with Germany
    and that well-known German perfectionism has rubbed off on me!
    I have already spent thousands of hours developing this program.
    
        By distributing BUSINESS PLAN MASTER as Shareware I am
    expressing my confidence in the public to "Do the Right Thing".
    I would like you to evaluate BUSINESS PLAN MASTER for as long as
    30 days before deciding whether you want to keep it.  If you do
    decide to keep it, you must register your copy.  Full details on
    registration can be found in the REGISTER.ME file.  I would be
    anxious to hear your comments about BUSINESS PLAN MASTER.
    Please feel free to contact me with your suggestions for new
    features, etc.
    
    
              
    Trial Use License:
    ~~~~~~~~~~~~~~~~~~
    Business Plan Master is NOT a public domain program.  It is
    Copyright (c) 1992 by David A. Works.  All rights reserved.
    
    This software and accompanying documentation are protected by
    United States Copyright law and also by International Treaty
    provisions.  Any use of this software in violation of Copyright
    law or the terms of this limited license will be prosecuted to
    the best of our ability.  The conditions under which you may
    copy this software and documentation are clearly outlined below
    under "Distribution Restrictions".
    
    David A. Works hereby grants you a limited license to use this
    software for evaluation purposes for a period not to exceed
    thirty (30) days.  If you intend to continue using this software
    (and/or it's documentation) after the thirty (30) day evaluation
    period, you MUST make a registration payment to David A. Works.
    
    
    Using this software after the thirty (30) day evaluation period,
    without registering the software is a violation of the terms of
    this limited license.
    
    Licensee shall not use, copy, rent, lease, sell, modify,
    decompile, disassemble, otherwise reverse engineer, or transfer
    the licensed program except as provided in this agreement.  Any
    such unauthorized use shall result in immediate and automatic
    termination of this license.
    
    All rights not expressly granted here are reserved to David A.
    Works.
    
    
    TRIAL USE (SHAREWARE EVALUATION VERSION) WARRANTY:
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    THE SHAREWARE EVALUATION (TRIAL USE) VERSION IS PROVIDED AS IS.
    DAVID A. WORKS MAKES NO WARRANTY OF ANY KIND, EXPRESSED OR
    IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES OF
    MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR PURPOSE.
    
    
    
   
    
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    
        If you have any suggestions for changes or improvements,
    please feel free to contact me via any of the services listed
    below.
    
        IF YOU LIKE BUSINESS PLAN MASTER, PASS IT ALONG TO FRIENDS
    AND BUSINESS ASSOCIATES, BBS'S OR USER'S GROUPS.
    
    Good luck and I wish you the best in your business endeavors.
    
    CompuServe          70400,153
    Delphi              DAVIDWORKS
    GEnie               D.WORKS3
    America OnLine      DAVIDW2959
    
    Phone: (406) 862-1280    
