    
                ---------------------------------
                B I Z  P L A N  D E V E L O P E R
                ---------------------------------
    
                            Version 2.2


    NOTE: If today's date is AFTER June 1, 1993, you should
    contact the author as this version has likely been updated!!!
    
          BIZ PLAN DEVELOPER will:
    
        *   Help you create a highly professional business plan.
    
        *   Save you many hours (even days!) of work.
    
        *   Let you compare your business with others in your
            industry.
    
        *   Give you buckets of money, Shangri-La, a Rolls-Royce
            in your driveway, the perfect spouse, wonderful
            children, world peace and intergalactic harmony.
            (just kidding!)
    
    Requirements
    ------------
    
        Any PC or compatible with a word processing or page
    layout program and a spreadsheet program.  These files are
    designed for use by those with a basic (not advanced)
    knowledge of word processing and spreadsheets.
    
        The text files are in WordPerfect 5.1 (*.WP) and ASCII
    (*.TXT) formats.  The spreadsheet files are in Lotus 1-2-3
    files v2.01 (*.WK1) format.  Any later versions and also many
    other competitive programs such as WordStar, Word, or Quattro
    Pro should be able to import these files.
    
        I am partial to laser printers, but it is not a
    requirement UNLESS you are planning to present this plan to
    venture capitalists or other sophisticated investors.
    
        A Macintosh version is also available.  It is located on
    CompuServe, Ziffnet, GEnie, Delphi, America OnLine, BMUG,
    and BCS-Mac, as well as several shareware vendors.
    
    
    Purpose:
    
        Every business needs to have a plan in order to track
    its progress.  There is no business too small, too large,
    too complex or too simple to avoid having a business plan.
    I found that many businessmen assume that the usefulness
    of their business plan is over once the business is
    up and running.  I have been successful using a business
    plan not only to start a business, but as an important
    management tool in an ongoing business.
    
        This program is designed for use by any size (small,
    medium or large) or type (product or service) of business.
    It also includes all the necessary information which most
    lenders or investors are seeking.
    
        I didn't write this program in an ivory tower some
    place, but out of my own business experience.  For seven
    years, I imported cuckoo clocks from the Black Forest of
    Germany, so this is definetly a "cuckoo" program!  I have
    been involved in many other business ventures.  I'd be lying
    if I said I made money with all of them.  But I can
    truthfully say that all were successful, mainly because I
    followed a plan and stuck to it.
    
        Grand Universal is currently involved in the following
    businesses:
        
        - software
        - importing
        - consulting
          - software
          - Novell networks
          - Macintosh networks
          - business
          - application software
          - software vendors
        
        BIZ PLAN DEVELOPER supplies you with complete template
    files.  I give you professional formats (footnootes, tables
    of contents,some simple graphics), some excellent sample
    text and several spreadsheet files for you to use.  Alone
    these could save you many hundreds of hours of work.
    Because of the wide diversity of businesses and business
    ideas, I have tried to make these files as universal as
    possible.  Over time, you will likely incorporate your own
    language into the text and make modifications to the
    worksheets.
    
        Please work on copies of these files in case you trash
    one.  It happens to all of us!
    
    
    
    -----------
    QUICK START
    -----------
    
        If you want to get started quickly, just read these few
    lines:
    
        FIRST, take a look at what is here.
    
        Open the spreadsheets in your spreadsheet program.  The
    best file to look at first is BPMPROF.WK1 (Proforma Financial
    Statements).  I highly recommend that you do your spreadsheet
    work first.  Make sure your business idea is going to be
    financially worthwhile before trying to write the text
    portion.
    
        Get into your word processing program.
    
        Open the BIZ PLAN DEVELOPER file, either BPD22.WP
    (WordPerfect 5.1) or BPD22.TXT (ASCII text).  This is the
    main BIZ PLAN DEVELOPER file which will contain the text you
    will use.
    
        To access the BPD22.WP in WordPerfect 5.1, hit <F5>
    (List Files), change to the A directory (or the directory on
    your hard drive where BPD22.WP is located), then retrieve
    it by hitting "1".
    
        If you are now hopelessly lost, take a look at the
    User's Guide.  When you register, I send you a printed User's
    Guide along with other valuable items.
    
    
    --------------
    List of Files:
    --------------
    
    
         The text files are in two formats - ASCII text and
    WordPerfect 5.1.  The spreadsheet files are in Lotus (*.WK1)
    format.  These files can be opened with higher versions.  Most
    other spreadsheet programs can import these Lotus files.
    
    
    BPD22.TXT and BPD22.WP
        Biz Plan Developer
        
        This is the main template document.  A ready-to-go form
    which will help you have a business plan in print in just a
    few hours.  Identical in every format.  TXT = ASCII,
    WP=WordPerfect 5.1.
    
    
    REGISTER.ME
        Registration Form
        
        This is a shareware program and this is the form to use
    to register.
    
    
    BPDBREAK.WK1
        BPM Breakeven Analysis
    
         A simple worksheet to determine your breakeven point.
    Contains macros.
    
    
    BPDHIST.WK1
        BPM Historical Statements
    
        For companies which have been in business.  A way to
    compare your past performance to your planned future
    performance.
    
    
    BPDPROF.WK1
        BPM Proforma Financials
        
          A large worksheet which will chart your cash flow,
    generate income statements, balance sheets, ratio analysis,
    asset use, chart EPS, and technical analysis.
    
    
    USERS.GDE
        User's Guide
    
        You may print this out to guide you in filling out file
    "Biz Plan Developer" and the worksheet files.  Or you can
    register and I will send you a printed User's Guide designed
    to fit nicely next to your computer.
    
    
    
    --------------------------------
    How to Obtain Technical Support:
    --------------------------------
    
        All users can obtain Technical Support either by U.S.
    mail, CompuServe E-Mail (70400,153), GEnie (D.WORKS3), or
    America OnLine (DavidW2959).  We will try our best to fully
    support unregistered users during their evaluation period,
    but we will give priority to registered users, if necessary.
    Registered users become eligible to receive free, unlimited
    Technical Support by telephone.
    
    
    
    ------------------
    What SHAREWARE is:
    ------------------
    
        Shareware describes a method of distributing copyrighted
    software in which a user is allowed to fully evaluate the
    software before purchasing it.  After an evaluation period,
    the user is required to register the product if he decides
    to keep using it.
    
        Shareware distribution addresses all of the legitimate
    complaints that users have with commercial software
    distribution.
    
      o Shareware allows a user to fully evaluate a product,
        free of charge, in his or her home or business, *before*
        deciding to buy it.
        
      o Shareware programs can circulate freely on Bulletin
        Boards, through Shareware disk distributors, or through
        user groups.
    
      o Because Shareware distribution reduces the need to
        advertise, Shareware is less expensive than commercial
        software.
        
      o Shareware authors can often be more responsive to users'
        requests for help or bug fixes than large software
        companies.
    
      o Shareware software, needless to say, is never
        copy-protected.
      
    
        In short, Shareware is a user's dream come true.  Users
    show their appreciation to developers for this extremely
    flexible distribution scheme by registering their software.
    Without user registrations Shareware software would
    gradually disappear.  It is not sufficient to simply let the
    "other guy" pay the registration.  You are the other guy's
    "other guy".
    
    ----------------------
    What SHAREWARE is not:
    ----------------------
    
        Shareware is not "free" software.  Shareware is not
    Public Domain software.  The fee that you may have paid to
    receive a Shareware program does not mean that the software
    has been paid for.  This money was paid to a Shareware disk
    vendor, User Group, Bulletin Board Service or retailer to
    cover their cost of getting the program to you.  Shareware
    software is paid for by registering your copy with the
    author.
    
    
    
    
    ----------------------------
    Biz Plan Developer History
    ----------------------------
    
        BIZ PLAN DEVELOPER has been under development for over
    four years.  During that period it has been in constant use
    by its author.  BIZ PLAN DEVELOPER was originally
    developed for the IBM PC.  It was later developed to run on
    Apple Macintosh computers.  The development now is done
    concurrently - wherever I feel like working on a particular
    day!
    
    Version 2.2 - You gotta start somewhere! February, 1993.
   
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    
    -----------------------------------
    The Future of BIZ PLAN DEVELOPER:
    -----------------------------------
    
        BIZ PLAN DEVELOPER is a dynamic program.  BUSINESS
    PLAN MASTER has changed considerably since its conception,
    and it has been further enhanced since its Shareware
    release.  I originally wrote BIZ PLAN DEVELOPER for an
    import venture with Germany and that well-known German
    perfectionism has rubbed off on me!  I have already spent
    thousands of hours developing this program.
    
        By distributing BIZ PLAN DEVELOPER as Shareware I am
    expressing my confidence in the public to "Do the Right
    Thing".  I would like you to evaluate BIZ PLAN DEVELOPER
    for as long as 30 days before deciding whether you want to
    keep it.  If you do decide to keep it, you must register
    your copy.  Full details on registration can be found in the
    REGISTER.ME file.  I would be anxious to hear your comments
    about BIZ PLAN DEVELOPER.  Please feel free to contact me
    with your suggestions for new features, etc.
    
    
              
    Trial Use License:
    ~~~~~~~~~~~~~~~~~~
    Biz Plan Developer is NOT a public domain program.  It is
    Copyright (c) 1992 by David A. Works.  All rights reserved.
    
    This software and accompanying documentation are protected
    by United States Copyright law and also by International
    Treaty provisions.  Any use of this software in violation of
    Copyright law or the terms of this limited license will be
    prosecuted to the best of our ability.  The conditions under
    which you may copy this software and documentation are
    clearly outlined below under "Distribution Restrictions".
    
    David A. Works hereby grants you a limited license to use
    this software for evaluation purposes for a period not to
    exceed thirty (30) days.  If you intend to continue using
    this software (and/or it's documentation) after the thirty
    (30) day evaluation period, you MUST make a registration
    payment to David A. Works.
    
    
    Using this software after the thirty (30) day evaluation
    period, without registering the software is a violation of
    the terms of this limited license.
    
    Licensee shall not use, copy, rent, lease, sell, modify,
    decompile, disassemble, otherwise reverse engineer, or
    transfer the licensed program except as provided in this
    agreement.  Any such unauthorized use shall result in
    immediate and automatic termination of this license.
    
    All rights not expressly granted here are reserved to David
    A. Works.
    
    
    TRIAL USE (SHAREWARE EVALUATION VERSION) WARRANTY:
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    THE SHAREWARE EVALUATION (TRIAL USE) VERSION IS PROVIDED AS
    IS.  DAVID A. WORKS MAKES NO WARRANTY OF ANY KIND, EXPRESSED
    OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTIES OF
    MERCHANTABILITY AND/OR FITNESS FOR A PARTICULAR PURPOSE.
    
   
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    
        If you have any suggestions for changes or improvements,
    please feel free to contact me via any of the services
    listed below.
    
        IF YOU LIKE BIZ PLAN DEVELOPER, PASS IT ALONG TO
    FRIENDS AND BUSINESS ASSOCIATES, BBS'S OR USER'S GROUPS.
    
    Good luck and I wish you the best in your business
    endeavors.
    
    CompuServe          70400,153
    Delphi              DAVIDWORKS
    GEnie               D.WORKS3
    America OnLine      DAVIDW2959
    
    Phone: (406) 862-1280
    
