		  American Banking Systems Corporation                                      
		   Ph: 904-729-3006  Fx: 904-729-2188
		  
			 PCCS, Inc./CalypsoWare
			   (Authorized Agent)
			  
			  ACCEPT CHECKS ONLINE!

	   READ ON FOR A COMPLETE 100% SATISFACTION GUARANTEE!

American Banking Systems was the FIRST company to offer SysOps the ability 
to accept Checks Online (tm). 

With ABS's On-Line Checks Direct (tm) service, you can offer your caller 
the convenience of subscribing or making a purchase by filling out a check 
on-line! The process is easy. Your caller logs on to your BBS and uses one 
of our exclusive check entry modules. The module automatically transmits 
the check information to ABS for processing. ABS produces the check and 
sends it directly to you or to your bank ready for deposit. You can have 
your checks within 24 to 48 hours, hassle-free, no wait!

ABS currently has multiple modules available for all major platforms 
including:

	**  WildCat! - Synchronet - Searchlight - PCBoard - GAP **
	    ** RemoteAccess - SpitFire - WWIV - First Class **
	
Benefits and Features of Online Checks Direct (tm)

*No waiting for or depending on your callers to "mail" you a check*

*Capture the impulse buy*

*You can give your "check" callers faster access because all of our
 modules have fraud control built right in*

*Capture the 70 MILLION callers who do not have a credit card*

*Your account with ABS is pre-approved*

*Simple, easy, fast and cost-effective one time setup*

*Perfect for one time or recurring transactions*

ABS also offers a variety of value added services to our clients such
stringent fraud algorithms and controls, including a bad check writer
search. 

ABOUT ABS

ABS stays in tune with your on-line business by keeping sysop needs para-
mount. With 5 years experience in the financial services industry, ABS has 
the ability and strength to provide unsurpassed, low-cost quality services 
to system operators. We will process your valuable data transmissions with 
top priority and complete confidentiality. Our unique, easy to use service 
has made us the #1 choice with hundreds of SysOps across the nation, and
the feature of articles in national publications including the October
issues of Boardwatch Magazine and Sysop News.

Look for our advertising in such publications as Boardwatch Magazine!

Benefits of Doing Business With ABS

1. American Banking Systems is incorporated in the State of Florida.
We are NOT a "start-up" company that is learning as they go. Because of our
extensive experience in this business, we have established programs that 
work for SysOps across the nation! ABS has hunreds of syops using our 
service around the nation. ABS is ALWAYS the FIRST to bring to 
market innovative new programs that work. ABS leads.....others just follow.

2. Yes, unlike some others, we charge a small set-up fee, however, this in-
sures that ABS is going to provide you with the best quality services in the 
industry! It also means that ABS will still be here for you as your online 
service grows.

3. 100% Money-Back Guarantee. Still not sure? ABS is so sure that our pro-
grams will increase both your revenue stream and subscriber base that we are 
the only company involved in online checking to make the following offer:
	
	Use our service for 90 Days. If you are not 100% satisfied with the 
	service you have received from ABS or the benefits our programs 
	offer, ABS will refund you 100% of any set-up fee paid!

So why are you waiting? You have nothing to lose. 


Just follow the instructions in the enclosed instruct.txt file.


If you need assistance:

Call CalypsoWare your authorized ABS Representative today, and catch the wave 
of the future....
	 
	   Online Checks Direct (tm) by American Banking Systems

PCCS, Inc./CalypsoWare
Ph:     714-366-1350
Fx:     714-366-1390
BBS:    714-366-1355

(c) 1994 by American Banking Systems Corporation. ALL RIGHTS RESERVED.
